Marshall+Sterling

Marshall+Sterling Founded in 1864, Marshall+Sterling is an independent, full-service insurance and risk management agency. business (Business Insurance, July/August 2025).

We help you protect what you’ve built, and what comes next—through a legacy of expertise, personalized risk solutions, and a dedicated team—securing you with the confidence to succeed. We specialize in Tactical Risk Solutions—including business insurance and employee benefits—and Personal Risk Solutions for Living and Wealth, which encompass personal insurance and wealth management services. Headq

uartered in New York and licensed throughout the United States and the U.S. Virgin Islands, Marshall+Sterling is consistently ranked among the Top 50 brokers of U.S. Our 550+ employee-owners help you protect what you’ve built, and what comes next—through a legacy of expertise, personalized risk solutions, and a dedicated team—securing you with the confidence to succeed.

Wondering if Flock Safety could impact your risk profile? If you’re a municipality or HOA working on a surveillance vend...
09/01/2026

Wondering if Flock Safety could impact your risk profile? If you’re a municipality or HOA working on a surveillance vendor contract, it could.

A class action filed against Flock Safety in San Francisco Superior Court in February 2026 alleges its license plate readers shared driver data with out-of-state and federal agencies in violation of California’s ALPR Privacy Act.

Whatever the outcome, the pattern is a reminder: procurement decisions on surveillance and data-sharing technology carry real cyber liability and public entity risk. Vendor contracts should be reviewed for data governance terms, breach notification obligations and insurance requirements, not just uptime and cost.

If your organization is evaluating a security or monitoring vendor, we can help you think through the risk side of that contract before you sign. Contact us here: https://marshsterling.co/4wLZ2tx

Two multi-billion-dollar acquisitions closed in insurance brokerage last December. A handful of firms now account for ne...
08/31/2026

Two multi-billion-dollar acquisitions closed in insurance brokerage last December. A handful of firms now account for nearly a third of all M&A activity in the space this year.

Consolidation is the dominant story in this industry right now, and it's not slowing down.

We're telling a different one. Marshall+Sterling is 100% employee-owned, and we're staying that way. No PE backing. No pressure to sell. No shift in priorities when ownership changes hands, because ownership doesn't change hands here.

That structure showed up in the results this year too: Insurance Journal just moved us from 43rd to 38th on their Top 100 list, our first time cracking the Top 40.

Independent brokers who choose to stay independent are becoming the exception. We think that's exactly why it matters.

ER visits for tick bites this spring were the highest for this time of year since 2017, up more than 25% in April 2026 c...
08/28/2026

ER visits for tick bites this spring were the highest for this time of year since 2017, up more than 25% in April 2026 compared to the year before.

For camps, that is a risk management issue, not just a health headline.

A few reasons this season is different:
🔷 Lyme disease is now showing up in states that rarely saw it before, including Ohio, Indiana and Illinois, as tick habitats expand.
🔷 The season is expected to stay active through October in affected regions, well past the usual "summer only" window.
🔷 The lone star tick is driving a rise in alpha-gal syndrome, a delayed allergic reaction to red meat that many people have never heard of and may go unrecognized.

For camp directors, that means tick checks, treated clothing and staff training on symptom recognition are not just a wellness nice-to-have. They are part of the same duty-of-care planning as lifeguard certifications and food allergy protocols.

If your camp's risk management plan has not been updated for what tick season looks like in 2026, now is the time. Contact our Camp Specialists for more information: https://marshsterling.co/4hQistA

Two enforcement actions from earlier this year could cause up to 437,000 CDL holders to exit trucking over the next few ...
08/27/2026

Two enforcement actions from earlier this year could cause up to 437,000 CDL holders to exit trucking over the next few years: English Language Proficiency violations and a new rule around Non-Domiciled CDL eligibility. 🚚

When the driver pool shrinks, every driver you keep matters more. Turnover gets expensive, onboarding gets rushed, and rushed onboarding shows up in claims.

Training and retention are not HR line items anymore. They are loss control. If your fleet safety and workers' comp programs were not built for a tighter driver market, now is the time to revisit them.

Interested in learning more? Contact our Transportation Specialists here: https://marshsterling.co/4y8pJdg

When did you last hear an update on an open claim, before the renewal number changed? One reserve take-down on a workers...
08/26/2026

When did you last hear an update on an open claim, before the renewal number changed? One reserve take-down on a workers' comp claim came in at $110,000.

Learn more about why claims advocacy is a business decision, not a formality: https://hubs.li/Q04t438s0

08/25/2026

A strong wellness program does more than support your team’s health. It reduces claims, improves retention, and builds a stronger culture across the organization.

Want to talk about building a wellness strategy for your team? Our employee benefits specialists are here to help: https://marshsterling.co/4irBsP8

08/25/2026

Labor Day weekend means one thing at Lime Rock Park: Historic Festival 44. Marshall+Sterling will be there all weekend, and we’d love to see you! 🏎️

Our OnTrack Insurance specialists will be on site to talk through coverage built for HPDE and driving events, the kind of protection your personal auto policy doesn’t extend once you’re on course. Whether for a single day or the full season, we help you predict, prepare for, and preempt the risks unique to driving events, so you’re covered at every turn.

Classic/Collector Car Coverage specialists will also be on hand to answer any questions. Whether you’re racing, collecting, or just there for the swap meet, we’ll be around all weekend, so make sure to stop by our tent!

Interested in learning more about Track Day Insurance? Click here: https://marshsterling.co/4zS0xcC

Volunteers from our upstate team spent the day with Southern Saratoga YMCA’s Running Start program, packing backpacks wi...
08/24/2026

Volunteers from our upstate team spent the day with Southern Saratoga YMCA’s Running Start program, packing backpacks with back-to-school necessities so that over 160 local families can send their kids to school this fall feeling ready and confident.

Stronger Together is more than just a core value for us, it’s something we try to exemplify in everything we do. Days like this are a good reminder of why it matters. Running Start exists because every child deserves to start the school year with what they need – no exceptions. We’re grateful for the chance to be a part of that. Here’s to a great year ahead for all the students that this program supports!

08/20/2026

Telematics, which can refer to GPS tracking, dash cam footage, and driver behavior monitoring, started as an operations tool. Fleet managers used it to optimize routes, reduce fuel costs, and monitor driver performance.

Today, it’s one of the most powerful levers you have for managing your commercial auto insurance costs. If your fleet is running without telematics, you’re not just missing operational data, you’re paying a pricing penalty on your insurance that you don’t have to pay.

Read more to learn how telematics impacts your insurance premium: https://hubs.li/Q04rSP180

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Corporate Headquarters/110 Main Street
Poughkeepsie, NY
12601

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