R and K Insurance

08/23/2026

💵Health Plans for Self Employed, independent contractors and Small Business Owners!!
Nationwide PPO
Comment below to learn more about these benefits and how to save money!

08/22/2026

😵‍💫Let’s face it, insurance isn’t anyone’s favorite topic. But learning how it works can make a big difference.

Whether it’s health, life, disability, supplemental coverage, dental, vision, or something else, taking a little time to understand your options can help you make more confident decisions.

You don’t have to be ready to buy or change anything. Sometimes it’s simply about learning what you have, what it covers, and where you may have gaps.

And most importantly, don’t wait until something happens to find out you weren’t prepared. The right coverage can help keep an unexpected illness, accident, disability, or loss from leaving your family with additional financial stress.

Knowledge gives you choices. Being prepared gives you peace of mind and helps you understand your options so you can make the right decision for you, your family, and your future.

08/17/2026

💜 Not all health coverage comes from the ACA Marketplace.

Depending on your situation, private health plan options may be worth exploring, and for some people, they can offer a better fit for their needs and budget.

Private options may offer:

✓ Different deductible and benefit structures
✓ Access to broad provider networks, depending on the plan
✓ Options for individuals, families & the self-employed
✓ Additional protection for accidents or unexpected medical expenses
✓ Competitive monthly premiums for those who qualify

The Marketplace is a great option for many people, but it isn’t the only option.

The key is comparing what’s available and understanding the benefits, exclusions, limitations, and costs before choosing coverage.

08/15/2026

08/12/2026

Private Health Plans: An Option You May Not Know About

When most people think about health coverage, they think their only choices are an employer plan or the Marketplace.

But there may be private health coverage options worth comparing too.

Depending on the plan and your situation, private options may offer:

✓ More affordable monthly premiums
✓ Different deductible and cost-sharing options
✓ Access to broad provider networks
✓ Options for individuals, families & the self-employed
✓ Coverage that can fit your specific needs and budget

Private plans aren't the right fit for everyone, and that's why comparing your options matters.

My job isn't to convince you one plan is better. It's to help you understand what you're getting, what you're paying for, and what makes the most sense for YOU.

Already have coverage? That's okay! I'm happy to help you review it and see how it compares.

08/08/2026

💰 Could You Be Paying Too Much for Health Coverage?

Private health coverage may offer options that better fit your needs AND your budget.

It may be worth comparing if you’re:

✔️ Self-employed
✔️ Paying high premiums through work
✔️ Paying a lot to cover your spouse or dependents
✔️ Looking for coverage for your family
✔️ Unhappy with your current deductible or benefits

You don’t have to change anything just to see what other options may be available.

Send us a message and I’ll help you compare.

07/28/2026

How many insurance companies did you compare before choosing your current coverage?

One?
Two?
None... you just took what was offered?

Many people are surprised to learn there may be other options that better fit their needs, budget, or doctors.

That's why we take the time to compare plans and explain them in plain English, so you can make a decision with confidence.

📩 Send us a message and even if you keep what you have, you'll know you explored your options.