Liz Urrutia- Mortgage Loan Officer - NMLS# 1818156

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Portsmouth, NH
Liz Urrutia- Mortgage Loan Officer - NMLS# 1818156

Your local VA lending, relocation, and first time home buyer resource. We'll get you GOING home in no time! EHO Lender 🦾

I’m Liz Urrutia, NMLS: 1818156, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

PrimeLending NMLS ID: 13649

09/04/2026

FINALLY— FNMA Conventional guidelines are catching up to what has been the standard on VA loans!!!! 🇺🇸

This is a HUGE and welcomed guideline change for conventional loans. And so, as you see lenders pumping this important change out, your friendly local VA specialist wants to remind you: THIS has actually been the VA guideline for years regarding departing rental income and whether or not a lease in hand is required to calculate departing residence income 😉

If you don’t know what other awesome guidelines conventional and FHA have been copying from the VA handbook recently, let’s catch up and talk about WHY VA LOANS ARE SO COOL 😎

08/27/2026

Moving into a new home often means paying for furniture, repairs and other first-year expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective rate by 1% for the first year on an eligible FHA, VA or USDA purchase loan, and PrimeLending covers the buydown cost.*

Contact me to see whether your loan may qualify.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 10/20/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, and USDA purchase loans. Excludes: bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

08/21/2026

It’s frozen Friday🍦- My personal quest thru southern NH’s ice cream scene during this summer! Today I stopped at Karsyn’s Gelato & Bakeshop on Kelly Street in Manchester- and the cannoli and cannoli gelato flavor was@great. They have so many flavors not pictured here, and they’re open until 9 on Fridays and Saturdays so be sure to check them out! 😊

Where should I go next?

08/05/2026

Just a friendly reminder, when you’re not sure if you want to move to Mass, NH, Maine or down to Rhode Island, or maybe even across the country, chances are I can help!

In addition to VA loans, I also work with a ton of relocation clients, so when you have a client that needs a lender who knows how to execute a cross country move; the furthest I’ve helped a client move is from Alaska to Maine 😊

07/29/2026

I’m truly honored to be named a Top VA Mortgage Originator in New Hampshire* for the second year running!

A heartfelt thank you to my customers and business partners. Your trust means everything to me. I’m proud to represent PrimeLending and even more proud to support the military families I’m fortunate to serve.

*Per InGenius LO data for 2025 in New Hampshire for VA units closed.

07/06/2026

It’s Monday but we’re still celebrating America’s 250th year!!! For frozen Friday I was travelling so I didn’t get to stop and share one of my all time favorite ice cream spots, Stewart's Shops , if you’re from western VT or upstate NY (the REAL upstate) you already know what flavor this is, packed with star spangled pop rocks, and I added a touch of strawberry sauce.

While this isn’t in NH, I wanted to share a piece of where I’m from and spent 23 years of my life and a flavor icon to the 518 and 802 area codes! And I highly suggest if you ever see this pit stop, grab some gas, maybe a make your own chili dog, and a fresh scoops! Happy 250 years USA, and here’s to 250 more!!! 🇺🇸

07/02/2026

So I grabbed a coffee yesterday morning and walked past the New Hampshire State House all decked out for the Fourth of July. And it made me stop for a second and think about just how much American history is sitting right here in Concord. Here’s some facts and nuggets of info I’ve learned about NH over the years ⬇️

Did you know: The New Hampshire State House was completed in 1819 and is the OLDEST state capitol in the country where the legislature STILL meets in its original legislative chambers?! That’s pretty incredible when you think about it, everything we’ve legislated since then those walls have heard, amazing to me anyway!

Even cooler? New Hampshire was actually the FIRST colony to establish its own independent government on January 5, 1776—almost six months before the Declaration of Independence was signed. Does this make NH a Capricorn? I think yes. 😉 ♑️

And when you think about it, New Hampshire’s role in the founding of our country gets talked about a little bit. Like, we all know General John Stark as a Revolutionary War hero but we rarely discuss the depths of the roles he played in the French and Indian war and also the tremendous W at the Battle at Bennington which was key to the win at Saratoga aka the “turning point”! We’ve all heard “Live Free or Die,” but how often do we really dive into the stories behind it? Or about the Pine Tree Riot of 1772 in Weare—one of the earliest organized acts of colonial resistance against the British, which was YEARS before the Boston Tea Party. There is so much history here!

Anyway… I love finding little connections like this between places we see every day and the people and events that helped shape our nation. American history isn’t just in Philadelphia or Boston—some of its most important chapters were written right here in New Hampshire!!

Happy Birthday, America! ❤️🤍💙

06/29/2026

As we enter birthday week for America, we went to Boston to check out the oldest member of our Navy fleet, the USS Constitution commissioned in 1797!

Presently commanded by CDR Crystal Schaefer, she’s survived 33 battles (UNDEFEATED btw) including during the war of 1812 when she earned her nickname when a US sailor said the British cannon balls were just bouncing off of her like she had iron sides (result of the construction from southern live oak, the hardest wood found in North America no doubt!).

Also fun fact: the crew members are all active-duty sailors who not only preserve the ship, but also learn traditional 18th-century sailing skills. What a neat assignment!

We heard about this ship when we were visiting the original house of congress all the way down in Philadelphia two years ago! Stunning piece of history: “old Ironsides” 😊🇺🇸

This was free to visit by the way!

06/19/2026

Have you ever just had a craving for strawberry? 🍓

To celebrate frozen treat Friday, we visited Mack's Apples specifically for their Strawberry Shortcake Sunday, and of course a box of fresh picked strawberries 😍

This summer I am working my way through local southern NH Ice cream must-try’s. Follow along! 🍦

05/25/2026

Memorial Day isn’t about barbecues, long weekends, or even thanking Veterans for their service. It’s about remembering those who gave everything and never had the chance to come home.

Today, we pause to honor the fallen and the families who carry their memory forward. 🇺🇸

Address

1 New Hampshire Avenue, Suite 205
Portsmouth, NH
03801

Website

http://www.GoingHomeTeam.com/, http://www.nmlsconsumeraccess.org/

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