Ray Tweedie NMLS #168746

Ray Tweedie NMLS #168746 Ray Tweedie is a Branch Manager with Novus Home Mortgage serving the Portsmouth, NH community. Novus Home Mortgage is a division of Ixonia Bank, NMLS 423065.

Member FDIC. Equal Housing Lender. Ray Tweedie has more than 25 years of experience in the mortgage and financial industries. As a Certified Mortgage Advisor and Military Home Loan Specialist, Ray enjoys working with clients from all walks of life, from first-time homebuyers to savvy real estate investors – always emphasizing the importance of education and going above and beyond the “basics.” His

extensive experience allows him to listen to his clients, educate, share solutions, and execute in a timely manner. Ray specializes in a variety of mortgage loan programs including (but not limited to) VA, conventional, ARMs, high balance, investment properties, and second home programs. He serves homebuyers all throughout the United States. What keeps Ray going after decades in the mortgage industry is simple – he enjoys sharing his knowledge with his clients and business partners. Over the years Ray has enjoyed working with long-time clients as they’ve gone from starter homes, to bigger homes, to second homes, and now he even has the pleasure of working with their children and families. In addition to his dedication to the mortgage industry, Ray supports several charities and nonprofits, including a variety of local and national veterans’ charities; the Chase Home for Children in Portsmouth, NH; the 100 Club of New Hampshire (supporting first responders); his local American Legion Post; and Sacred Heart School, where his children attend. Ray has also served as Rockingham County Register of Probate since 2018. Outside of work, Ray enjoys spending time with his children, reading, golfing with friends and family, mountain biking, and traveling. If you are looking for a partner to help you achieve your homeownership goals, contact Ray today! Equal Housing Lender

Wonderful evening. So proud of our board and excited for the future!
11/14/2025

Wonderful evening. So proud of our board and excited for the future!

So, you’ve decided to buy your first house. This is an exciting time, but it can be a little overwhelming (understandabl...
07/18/2025

So, you’ve decided to buy your first house. This is an exciting time, but it can be a little overwhelming (understandably!). Here are some quick tips to help you get started. ✅

Dive deeper into these tips on the blog 👉 https://bit.ly/45YNXeV

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built h...
07/17/2025

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home.

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. 

Can’t find the perfect home? Create it! With Waterstone Mortgage’s construction and renovation loans, you can:Build from...
07/16/2025

Can’t find the perfect home? Create it! With Waterstone Mortgage’s construction and renovation loans, you can:

Build from scratch with a one-time-close construction loan — buy the land, build, and finance your mortgage in one simple package.

Renovate with FHA 203(k) or HomeStyle® loans — perfect for fixer-uppers or upgrades to your current home.

Learn more ➡️ https://bit.ly/4e2JVUK

Over the past few years, affordability has been the biggest challenge for homebuyers.
07/16/2025

Over the past few years, affordability has been the biggest challenge for homebuyers.

Over the past few years, affordability has been the biggest challenge for homebuyers. 

If recent home price headlines have you feeling worried, here’s some perspective.
07/15/2025

If recent home price headlines have you feeling worried, here’s some perspective.

Owning a home can be incredibly rewarding — mentally, emotionally, AND financially. Take the leap and invest in your fut...
07/14/2025

Owning a home can be incredibly rewarding — mentally, emotionally, AND financially.

Take the leap and invest in your future. ✨ Get pre-approved today! https://bit.ly/3QXo0UR

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.
07/14/2025

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.

A 1-1 temporary interest rate buydown is a WIN-WIN for both buyers and sellers! 🏠 Homebuyers: Enjoy a 1% interest rate r...
07/11/2025

A 1-1 temporary interest rate buydown is a WIN-WIN for both buyers and sellers!

🏠 Homebuyers: Enjoy a 1% interest rate reduction for the first TWO years of your mortgage, keeping more cash in your pocket for other expenses.

📦 Sellers: Offer an attractive incentive to buyers without reducing your list price, helping your home sell faster.

Here’s how it works:
✔ Buyer qualifies for and locks in the full rate
✔ Seller covers the reduced payments for years 1 & 2

If you’re buying or selling a house and are interested in learning more, let’s chat today. Send a DM to get started.

Or, visit the website to learn more about your buydown options: https://bit.ly/3Gn7cEO

If you’re just starting your house hunt, you might wonder when you should get pre-approved… and the answer is NOW! It’s ...
07/10/2025

If you’re just starting your house hunt, you might wonder when you should get pre-approved… and the answer is NOW!

It’s important to get pre-approved as soon as possible so you know exactly how much you can afford.

Plus, a pre-approval from a trusted, local lender adds strength to any offers you might make.

Get pre-approved today: https://bit.ly/3QXo0UR

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the f...
07/10/2025

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story.

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Portsmouth, NH

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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