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Embrace Benefits We help companies manage the high costs of health insurance. We execute three strategies to accompl Our focus is the Small to Medium sized business (SMB).

We divide that market into two segments. Companies with 1 - 50 employees is the first group. This group is swimming in the Healthcare Reform Pool. The next is the 50 - 300 employee companies. Each segment has strategies specific to their needs.

10/28/2026

This Halloween, we just wanted to stop and say that, no bones about it, your continued trust and support mean the world to our team!

We are so grateful to be able to continuously support you and are here to support whatever other needs you may have before the year wraps up.

Wishing you and yours a safe Halloween!

10/28/2026

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour of much-needed sleep but also serves as a timely reminder to take care of a few things around the house as we approach winter.

So, that said, here is a quick home checklist worth running through as the days get shorter:

✅Turn back any clocks that do not automatically adjust themselves before bed on Saturday night.

✅Test and replace the batteries in your smoke and carbon monoxide detectors. This is one of the easiest ways to keep your household safe heading into winter.

✅Check your outdoor and security lighting. As daylight hours get shorter, having well-lit outdoor spaces can be a key safety step.

Taking care of these small to-do list items can make a real difference in how safe and prepared your home feels all season long.

As always, if there is anything we can assist with, do not hesitate to reach out. We are here to help.

Enrolling in Medicare is an important milestone, but your next steps are just as important. Taking a few simple actions ...
10/27/2026

Enrolling in Medicare is an important milestone, but your next steps are just as important. Taking a few simple actions now can help you get the most from your coverage and avoid costly surprises later. Swipe to learn more.

If you have questions about your new coverage, benefits, or next steps, contact us today. We are here to help you make the most of your Medicare plan.

Choosing the right Medicare coverage is a big decision. Two types of coverage that are often conflated but serve very di...
10/21/2026

Choosing the right Medicare coverage is a big decision. Two types of coverage that are often conflated but serve very different purposes are Medicare Advantage and Medicare Supplement (Medigap). Swipe through for a clear side-by-side breakdown to help you determine which option is the better fit for your situation.

If you have questions or want to talk through your options, send our office a message today. We are here to help.

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 durin...
10/20/2026

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 during the Medicare Annual Enrollment Period (AEP). During this time, Medicare beneficiaries can:

✅ Switch from Original Medicare to a Medicare Advantage plan, or vice versa.
✅ Change from one Medicare Advantage plan to another.
✅ Add, change, or drop Medicare Part D prescription drug coverage.

This is also a good time to assess whether your current plan still meets your needs. Costs, covered medications, provider networks, pharmacies, and plan benefits can change from year to year, so even if you were happy with your coverage last year, it's worth taking a fresh look.

If you have any questions about your current plan, please don't hesitate to reach out to our team. We are here to be a resource for you.

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring th...
10/15/2026

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring that Medicare Advantage remains a popular choice among beneficiaries. So, to help you fully understand your options, we wanted to share a breakdown of key features of Medicare Advantage. Swipe for more information.

If you have questions about Medicare Advantage, please don't hesitate to reach out to our team. We are here to help.

Understanding how to find in-network doctors with your Medicare plan can help you avoid unexpected costs and make the mo...
10/13/2026

Understanding how to find in-network doctors with your Medicare plan can help you avoid unexpected costs and make the most of your healthcare coverage. Swipe for a few important steps to help you find providers that work with your Medicare plan.

If you have questions about your Medicare coverage, provider networks, or choosing a plan that fits your needs, contact us today. We're here to help you navigate Medicare with confidence.

Medicare coverage includes more than doctor visits, prescriptions and hospital stays. There are a variety of additional ...
10/07/2026

Medicare coverage includes more than doctor visits, prescriptions and hospital stays. There are a variety of additional services and preventive benefits that may be available, depending on your coverage and medical needs. Swipe through to learn more.

If you have questions about what your Medicare coverage may include, contact us today. We are here to help you better understand your options and benefits.

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in...
10/06/2026

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in Medicare or preparing to use your coverage for the first time, swipe through for some important ways to maximize your benefits and avoid common mistakes.

If you have questions about your Medicare coverage or would like help reviewing your options, contact us today. We're here to help you make confident, informed Medicare decisions.

To all observing Yom Kippur this weekend, we're sending our sincerest wishes for a meaningful and hopeful Day of Atoneme...
09/20/2026

To all observing Yom Kippur this weekend, we're sending our sincerest wishes for a meaningful and hopeful Day of Atonement.

May this sacred time of reflection, repentance, and communal connection bring you clarity and renewal. And to those fasting, we wish you an easy fast filled with hope and renewal. G'mar Chatima Tova.

Address

Portsmouth, RI
02871

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14012390006

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