United Obligations

United Obligations At United Obligations we are a Full Service Financial Organization focusing on your Accounts Receiva

When your business is owed money and the chances of recovering the debt on your own seem bleak, it’s best to defer to a debt collections agency. Third party debt collectors communicate with the people and businesses that are holding your outstanding receivables so that you don’t have to. While the business of bad debt collection is often a discouraging and arduous process, we are not intimidated b

y a challenge. Our debt collector company approaches personal debt collection with a tried-and-true debt recovery process, setting ourselves apart from other debt collector companies. While most business debt collectors give up too easily, we refuse to let your hard-earned money get away. We take our role as personal debt collectors extremely seriously, while communicating with your customers consistently as well as respectfully. Our persistence and flexible payment plans continuously pay off – just ask the former debtors that are now our clients! In addition to personal debt collection, we also specialize in business to business collection. We understand how stressful the undertaking of collecting debt can be – aside from the frustrating nature of trying to recover the money that is owed to your business, it’s also time-consuming. Don’t let the task of business debt collections distract you from running your business – let us do the work!

09/06/2022

If you have hired a collection agency, congratulations! You have taken an important step towards improving cash flow and saving time and effort. In order to get the best results, however, you must work closely with the collection agency. Effective communication with the agency is key. You should exp...

09/02/2022

You have a growing small business, are “doing everything right”. You use customer contracts and have a good plan to recover bad debt in-house. When do you need to hire a collection agency? Here are 8 signs you need to get some outside help You have a growing number of receivables over 90 days pa...

Now is the time to tighten up your credit and collections policies and procedures.
08/30/2022

Now is the time to tighten up your credit and collections policies and procedures.

Will inflation continue to rise? Will higher costs erode consumer confidence? Will fewer sales usher in a recession? The “experts” all agree on one thing, and that is that the economic signs are mixed. Stock market and employment numbers are strong, yet inflation is still high and consumer confi...

Here are a few simple steps you can take to reduce your cost of recovering the money owed to you.
06/01/2022

Here are a few simple steps you can take to reduce your cost of recovering the money owed to you.

You can significantly reduce debt collection costs with a customer contract before you grant customers credit. However, too many small business owners do not have a written contract in any form. If you wait until after the transaction, it is, as my mom would say, “Closing the barn door after the c...

05/17/2022

Most people believe that a collection agency simply makes phone calls and reports debts to a credit rating agency. Certainly telephonic contact is an important part of the process. Although I contend it is overrated, credit reporting can perhaps assist with recovery. So what else does your collectio...

http://unitedobligations.com/collection-agency-or-your-lyin-eyes-3/
10/14/2021

http://unitedobligations.com/collection-agency-or-your-lyin-eyes-3/

“Who ya gonna believe, me or your lyin’ eyes?” – Chico Marx in Duck Soup Your collection agency is a valuable business partner. When you hire a collection agency, you do so not only to improve your cash flow by recovering bad debt, but also to save you time. A collection agency focuses on .....

Are you happy with the results from your collection agency?
09/21/2021

Are you happy with the results from your collection agency?

If you have hired a collection agency, congratulations! You have taken an important step towards improving cash flow and saving time and effort. In order to get the best results, however, you must work closely with the collection agency. Effective communication with the agency is key. You should exp...

09/07/2021
http://unitedobligations.com/medical-debt-collection-youre-all-set/
09/07/2021

http://unitedobligations.com/medical-debt-collection-youre-all-set/

I have been collecting medical debt for over 20 years. So many things have changed since I started. Small practices have been swallowed up by larger ones, patient out-of-pocket expenses have skyrocketed, technology has changed the way people pay and the enforcement of laws governing debt collection....

http://unitedobligations.com/how-long-can-you-collect-a-debt-in-maine-2/
07/29/2021

http://unitedobligations.com/how-long-can-you-collect-a-debt-in-maine-2/

What is the statute of limitations for debt in Maine and how is it important to your business? I have written a great deal on the many issues that could arise if you fail to monitor your accounts receivables diligently or if you wait too long to hire a debt collector or use the small …

Address

179 Sheridan Street
Portland, ME
04101

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

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