Brian Haveman, NMLS 4988 - Summit Mortgage Corporation

03/31/2026

Starting now, the Homebuyers Privacy Protection Act is in effect—meaning fewer spam calls, texts, and emails after your credit is pulled.

We broke down what this means for you in our March Enews 🏡💚
👉 Check it out & stay in the know

Subscribe to our monthly e-news to stay up-to-date with the housing market.

01/26/2026

This month's e-news covers what to expect during Quarter 1 of 2026 housing market. Rates, refinancing and more– be sure to take a read!

Subscribe to our monthly e-news to stay up-to-date with the housing market.

11/13/2025

Your November Housing report! Lower mortgage rates haven’t offset the impact of higher inventory, which is putting downward pressure on home prices.

10/23/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year. It won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

Here's what you need to remember– We don't have to see a big drop to feel the difference. Any downward movement should help your bottom line!

10/22/2025

Locked into a low rate but ready for something new? Don’t sell — strategize. Rent out your current home, earn passive income, and use it as a stepping stone to real estate wealth. This month's e-news covers how to do this and why it makes sense.

Take a read for more insight!

Subscribe to our monthly e-news to stay up-to-date with the housing market.

09/08/2025

About half of homes are selling for under their asking price right now.

While that feels very different from the past few years, it’s actually a return to what’s considered normal for the market. The sellers who succeed today are the ones who recognize this shift. They price their home reasonably from day one, make their home stand out, and stay flexible when buyers ask for give-and-take.

✔️ You need to plan for the market we’re in, not the one we saw a few years back.

08/29/2025

Think refinancing isn’t worth it with rates still in the 6% range? Think again. Even a small drop could mean significant and immediate savings. This month’s e-news breaks down why now might be the smartest time to act and what you could potentially save by refinancing!

✔️ Take a read!

Subscribe to our monthly e-news to stay up-to-date with the housing market.

08/18/2025

💡 Think new homes always cost more? Not right now.

The latest data shows the median price of a newly built home is over $30K less than an existing one. That’s because builders are adjusting prices and offering serious incentives to move inventory. It’s also because builders have been focusing on smaller homes lately.

If price was the reason you ruled out new construction, it might be time for another look. Want to see what’s available near you? Let’s chat.

08/15/2025

🏠 The August Housing Index has arrived!

Sure, mortgage rates are still high, which makes affordability more challenging and cools demand somewhat. But there’s a silver lining: price momentum is easing across most areas, meaning the pace of declines is slowing.
Even better, two regions are holding strong: the Northeast and Mid-Atlantic are showing modest resilience in home prices.

Two key takeaways:
✔️ A small decline means the market is adjusting—not collapsing.
✔️ Easing momentum hints at growing stability.

07/31/2025

It's easy to get caught up in market fluctuations, but the long-term benefits of home price appreciation have consistently outperformed short-term rate movements. Historically, homeownership has been a proven way to build significant equity.

✔️Check out this month's E-news and learn how you can leverage current opportunities to start building your wealth!

Subscribe to our monthly e-news to stay up-to-date with the housing market.

07/18/2025

💡 Right now, there are more new homes to choose from. And as a result, some builders may be more willing to negotiate on price. Many are even offering better mortgage rates, too, via mortgage rate buy-downs.

➡️ This graph shows buyers of newly built homes got a mortgage rate around half a percent lower compared to those who bought existing homes.

➡️ That means you could find a great home with a lower mortgage rate, and that might make your monthly payment more manageable than you expected.

✔️ Let’s talk and see if checking out new construction could be the right move for you.

07/10/2025

💡The housing market's always buzzing, but are you listening closely enough?

The housing index isn't just a number – it's your early warning system for market shifts, investment opportunities, and future planning.

Never hesitate to reach out with any of your home loan needs!