Herd Health Insurance

09/02/2026

We are closed Monday, September 7th in observance of Labor Day.

09/01/2026

Your ANOC or Annual Notice of Coverage letter can be very important.

A non-renewal notice from Humana can feel like bad news, but buried inside federal Medicare rules is a protection that most long-time Advantage members have no idea they still qualify for.

09/01/2026

AEP is almost here! Medicare’s Annual Enrollment Period runs October 15–December 7, and now is the perfect time to get ahead of the rush.

Several national insurance companies are already discussing changes to plans, benefits, and services for 2027. Even if you’re happy with your current coverage, it’s important to make sure your plan still works for you.

📬 Watch for your ANOC (Annual Notice of Change)!
This important letter explains changes to your plan for the coming year. Don’t put it in the “to-do later” pile — bring it to your appointment and let’s review it together.

🤝 Why work with a certified Medicare agent?
Medicare plans can be complicated, and changes can be easy to miss. A certified agent can help explain your options, compare available plans, and help you make an informed decision based on your needs.

Appointments fill quickly during AEP, so don’t wait until December!

📅 Contact us today to schedule your AEP review. Let’s make sure you’re prepared for 2027.

08/24/2026

There are many Medicare plans out there, but not everyone qualifies for every plan.

That’s why understanding your options—and knowing what you actually qualify for—is so important.

Every person’s situation is different. An agent can help you look at your Medicare options, understand the eligibility requirements, and find coverage that fits your individual needs.

That’s what we’re here for.

📞 Herd Health | 877-777-5260

08/17/2026

We hear this all the time:

"I already picked my Medicare plan, so I'm all set."

The truth is, just because a plan was the right fit last year doesn't automatically mean it's the best fit this year.

Medicare plans can change from year to year.

That's why we encourage everyone on Medicare to review their coverage annually and make sure it's still meeting their needs and budget.

Call us today and set up your review! 877-777-5260

Medicare and Senior Health Benefits Experts

08/11/2026

B-I-N-G-O Sarah Murphy-Licensed Insurance Agent will be at the Northwestern Michigan Fair from 6pm to 9:30 pm helping out the Lake Ann Lions Club in the Bingo Tent!

08/11/2026

Last night Dave from our Lake Ann Insurance helped out the Lake Ann Lions Club at bingo.

Join Sarah Murphy-Licensed Insurance Agent tonight for Bingo at the Northwestern Michigan Fair from 6-9:30pm.

Had a great time volunteering for our local Lake Ann Lions last night at the Northwest Michigan Fair in the bingo tent. Dont forget to go give our health insurance team Sarah Murphy a hard time this evening at the bingo tent

08/10/2026

Having a Medicare Advisor You Trust Matters — Especially During AEP

AEP can bring a lot of changes, and navigating your Medicare options on your own can feel overwhelming.

At Herd Health, our Medicare Advisors are licensed and complete required annual training and certifications to help serve our clients. We stay up to date on Medicare changes, market trends, plan updates, and available options so we can help you make an informed decision.

During AEP, we can help you review important details such as:

✓ Your doctors and specialists
✓ Your prescriptions and pharmacy options
✓ Plan changes for the upcoming year
✓ Costs and coverage
✓ Your overall Medicare needs

Don’t let AEP pass you by! Take the time to review your coverage and make sure your plan still works for you.

Call Herd Health today to schedule your Medicare AEP appointment.

877-777-5260

Herd Health — Trusted Guidance. Informed Choices.

08/05/2026

Having a Medicare Advisor review your policies is free! Sarah Murphy-Licensed Insurance Agent sits at our Lake Ann office and is ready to help and make sure you are in the right plan for 2027! Give her a call at 231 272 5713

“3 Things You Should NEVER Assume During AEP”

Your doctor is still in-network
Your prescriptions are still covered the same way
Your plan costs will stay the same