Rick Valdez, Loan Officer, NMLS #105548

Rick Valdez, Loan Officer, NMLS #105548 I am here when you need me to find the best options to achieve your goals. Rick's help will make financing your home a quick and easy process.

Rick Valdez, Loan Officer, NMLS105548, Mortgage Express, LLC has served the Arizona, California, Washington, Idaho, and Oregon areas for over 18 years. With a deserved reputation for communication, transparency, and availability, our mortgage broker Rick can help you get approved for mortgages, jumbo loans, and more. Call Rick Valdez today to get started on your homeowning journey with home mortga

ge loans Beaverton, OR recommends! He can secure pre-approvals on the same day, get mortgage loans approved within two days, and can close on your home in 30 days or fewer. We are excited to work with you through your home-buying process and will be there every step of the way!

This one had twists, turns, and more than a few moments when we had to buckle upโ€”but we never stopped pushing forward fo...
09/02/2026

This one had twists, turns, and more than a few moments when we had to buckle upโ€”but we never stopped pushing forward for this buyer.

With the support of our senior leadership, management, operations team, and everyone working behind the scenes, we cleared this loan to close in just 10 daysโ€”one of the fastest closings of my career.

This is what can happen when experienced people come together, stay solutions-focused, and refuse to give up when challenges arise.

Iโ€™m incredibly grateful to everyone who stepped up and helped make this happen for our buyer in record time.

Who you work with matters. ๐Ÿ’š๐Ÿก

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ฒ ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐š ๐ก๐จ๐ฆ๐ž ๐ข๐ง ๐Ž๐ซ๐ž๐ ๐จ๐ง, ๐–๐š๐ฌ๐ก๐ข๐ง๐ ๐ญ๐จ๐ง, ๐ˆ๐๐š๐ก๐จ, ๐‚๐š๐ฅ๐ข๐Ÿ๐จ๐ซ๐ง๐ข๐š, ๐€๐ซ๐ข๐ณ๐จ๐ง๐š ๐š๐ง๐ ๐ง๐จ๐ฐ ๐‚๐จ๐ฅ๐จ๐ซ๐š๐๐จ?Iโ€™m proudly helpin...
08/19/2026

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ฒ ๐จ๐ซ ๐ซ๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐š ๐ก๐จ๐ฆ๐ž ๐ข๐ง ๐Ž๐ซ๐ž๐ ๐จ๐ง, ๐–๐š๐ฌ๐ก๐ข๐ง๐ ๐ญ๐จ๐ง, ๐ˆ๐๐š๐ก๐จ, ๐‚๐š๐ฅ๐ข๐Ÿ๐จ๐ซ๐ง๐ข๐š, ๐€๐ซ๐ข๐ณ๐จ๐ง๐š ๐š๐ง๐ ๐ง๐จ๐ฐ ๐‚๐จ๐ฅ๐จ๐ซ๐š๐๐จ?

Iโ€™m proudly helping homebuyers across all six states make their dreams a reality ๐Ÿกโœจ Whether youโ€™re a first-time buyer or planning your next move, Iโ€™ve got you covered from start to close โœ…

Letโ€™s talk options, strategy, and next steps ๐Ÿ“Š๐Ÿ’ฌ Your homeownership journey starts with a conversation!

๐Ÿ“ž Call or text me today: 503-621-2634
๐ŸŒ Visit: www.rick-valdez.com

๐Ÿ“ Proudly Serving:
Oregon ๐Ÿพ | Washington ๐ŸŒฒ | Idaho ๐Ÿž๏ธ | California ๐ŸŒด | Arizona โ˜€๏ธ| Coloradoโ›ฐ๏ธ

๐Ÿ”ฅ Whoโ€™s next?! Letโ€™s make it happen!
๐Ÿ“ฒ DM me to get started today!

๐Ÿ’ผ
๐Ÿก
๐Ÿ’ฐ
๐Ÿ“Œ
๐Ÿ 
๐ŸŒฒ

Who you work with matters. ๐ŸกWith nearly two decades in the mortgage industry, Iโ€™ve learned that every buyerโ€™s situation ...
08/12/2026

Who you work with matters. ๐Ÿก

With nearly two decades in the mortgage industry, Iโ€™ve learned that every buyerโ€™s situation is differentโ€”and sometimes getting to ๐˜๐„๐’ means knowing how to solve the complicated ones.

Experience. Options. Results.

But donโ€™t take my word for it. ๐€๐ฌ๐ค ๐†๐จ๐จ๐ ๐ฅ๐ž. ๐€๐ฌ๐ค ๐‚๐ก๐š๐ญ๐†๐๐“. Search for an experienced mortgage advisor and see what comes up. ๐Ÿ˜‰

Whether youโ€™re buying your first home, moving up, investing, or youโ€™ve been told your situation is โ€œtoo complicated,โ€ Iโ€™m always happy to take a second look.

๐Ÿ“ฒ 503.621.2634
๐ŸŒ rick-valdez.com

Who you work with matters.

Rick Valdez | Loan Officer | NMLS #105548
Equal Housing Lender | Company ID: 40831

โš ๏ธ **Buying a home in September or October? Read this first.**Many Oregon buyers are surprised when closing costs increa...
08/11/2026

โš ๏ธ **Buying a home in September or October? Read this first.**

Many Oregon buyers are surprised when closing costs increase this time of year.

The reason is **Oregonโ€™s annual property tax holdback.**

This isnโ€™t an additional lender feeโ€”itโ€™s simply how property taxes are collected during the fall.

**Knowing this ahead of time helps you avoid surprises at closing.**

Have questions about your estimated closing costs?

๐Ÿ“ฒ Iโ€™m always happy to help.

๐Ÿ’ณ Feeling overwhelmed by high-interest credit card debt?If youโ€™re a homeowner, your homeโ€™s equity may provide options wo...
08/06/2026

๐Ÿ’ณ Feeling overwhelmed by high-interest credit card debt?

If youโ€™re a homeowner, your homeโ€™s equity may provide options worth exploring.

Consolidating multiple high-interest payments into one mortgage payment could help simplify your finances, depending on your situation.

Every homeownerโ€™s financial picture is different, so letโ€™s review your options together.

๐Ÿ“ฒ Reach out for a free, no-pressure mortgage review.

What are you waiting for?
07/31/2026

What are you waiting for?

Dreaming of owning a home but worried about the down payment? Our team offers USDA loan options that might be the perfec...
07/17/2026

Dreaming of owning a home but worried about the down payment? Our team offers USDA loan options that might be the perfect solution for you.

With the possibility of 0% down payment and competitive interest rates, these loans are designed to make homeownership more accessible.

Whether you're in a rural or suburban area, our flexible credit requirements and lower mortgage insurance costs can help you achieve your goals.

Our experienced team is ready to provide fast responses and same-day pre-approvals, ensuring a smooth process.

We also offer free homebuying consultations and Spanish-speaking services. Don't let financial barriers hold you back. Contact us to explore how USDA loans can work for you.

Visit our website or call us today to learn more about how our home mortgage lenders can assist you.

https://www.rick-valdez.com/usda-loans

๐Ÿก Do you know someone whoโ€™s tired of renting?One conversation could change their future.If you have a friend, family mem...
07/15/2026

๐Ÿก Do you know someone whoโ€™s tired of renting?

One conversation could change their future.

If you have a friend, family member, coworker, or neighbor whoโ€™s been talking about buying a home, Iโ€™d be honored if youโ€™d send them my way. โค๏ธ

Whether theyโ€™re buying their first home, have questions about down payment assistance, or just arenโ€™t sure where to start, Iโ€™m happy to walk them through the process with no pressure and no obligation.

The greatest compliment I can receive is a referral from someone who trusts me. Thank you to everyone who has supported my business over the yearsโ€”it truly means more than you know. ๐Ÿ™

๐Ÿ“ฒ Have someone in mind? Tag them below, send them this post, or have them reach out to me directly.

Rick Valdez
๐Ÿ“ž 503-621-2634
๐ŸŒ www.rick-valdez.com

Dreaming of homeownership but facing challenges due to your ITIN status? We specialize in ITIN loans across Arizona, Cal...
07/02/2026

Dreaming of homeownership but facing challenges due to your ITIN status? We specialize in ITIN loans across Arizona, California, Washington, Idaho, and Oregon. Our mortgage lender solutions are tailored for individuals with Individual Taxpayer Identification Numbers.

Whether you're looking to build credit history, invest in U.S. real estate, or simply need a mortgage solution that doesn't require a Social Security Number, we're here to help. Our Spanish-speaking team is ready to provide no-cost homebuying consultations and fast responses to your inquiries.

Don't let traditional lenders hold you back from achieving your dreams. Reach out to us today to explore your options and secure your financial future.

Visit our website or call us now to learn more about how we can assist you on your path to homeownership.

https://www.rick-valdez.com/itin

Looking to secure a home mortgage loan? Our expert team is here to guide you through the process with ease. Whether you'...
06/18/2026

Looking to secure a home mortgage loan? Our expert team is here to guide you through the process with ease. Whether you're a first-time homebuyer or looking to refinance, our home mortgage lender services are designed to meet your needs. Avoid common pitfalls that can delay your loan approval by checking out our latest blog post. We offer fast responses and same-day pre-approvals to get you moving forward quickly. Our Spanish-speaking team is ready to assist you with no-cost homebuying consultations. Don't let the complexities of mortgage loans overwhelm you, let us help you navigate the waters and potentially save money in the process. Visit our website or call us today to learn more about how we can assist you in achieving your homeownership dreams.

https://www.rick-valdez.com/conventional-conforming-loans

Address

15115 Southwest Sequoia Parkway, Suite 100
Portland, OR
97224

Opening Hours

Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15034062186

Website

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