Travis Penny - #1 OTC Mortgage Broker in Maine & Florida

04/14/2026

Tired of mortgage brokers who disappear after 5pm?
Once I take you on as my client, you become non-negotiable!
I am there for you 7 days a week until at least 9pm. Text or call me anytime.
I will work tirelessly with no excuses until you are in the house.
DM “GOAT” to chat!
Florida mortgage broker. Maine mortgage broker. Home Loan Goat.

04/12/2026

Did you know nearly 97% of the entire United States qualifies for USDA home loans with zero down payment? In Florida over 90% of the land area is eligible and right here in Apollo Beach it is an impressive 97.8%. In Maine a massive 99%of the states land area works with this program. If you are buying in a qualifying area this could be your path to affordable homeownership with no down payment required. Check your address on the official USDA map. Most of the country and most of Apollo Beach is good to go!

04/11/2026

Save Cash Skip the Down Payment? 🐐💰
Thinking about draining your savings for a big down payment and putting yourself in financial hardship when buying a house in Florida?
Hold up, it may make sense to explore a no down payment option instead and keep your cash in the bank!
In Maine & Florida you can use smart programs like VA loans, USDA loans, Fl or other fha zero down options and still get into your dream home without wiping out your savings. Protect your emergency fund, stay ready for whatever life throws at you, and avoid unnecessary stress.
Stop following old rules that leave Maine & Florida buyers broke after closing.
Comment “SKIP DOWN” if you want me to break down the best no down payment options for Maine & Florida buyers!
Who else is tired of the 20 percent myth? Drop a 🔥 below and tag a friend buying in Maine or Florida who needs to see this!

Travis Penny - NMLS:1649161

04/10/2026

Current hotel owners crushing it with one property… ready to buy your next one? 💰
The SBA 7(a) program is built exactly for experienced operators like you:
✅ Up to $5 Million financing
✅ As little as 10-15% down
✅ 25-year terms = killer cash flow
✅ One loan covers the FULL deal — real estate, business value, renovations, furniture & working capital
Government-backed + your proven track record = faster approvals.
DM “HOTEL EXPAND” right now and let’s scale your portfolio.
Tag a fellow hotel owner who needs to see this 👇

04/09/2026

🏗️ Builders in Maine and Florida let’s get your projects moving
I get builders approved with multiple lenders before we even start the listings so you can move fast and focus on what you do best
I already have preapproved buyers ready to build on lots listed by local real estate agents
Let’s connect and start building homes that sell 🏡

04/06/2026

04/05/2026

Stop wasting money on coastal homes with crazy insurance and flood risk.
These are the Top 5 smartest inland towns to buy in Florida right now in 2026 — ranked by price, schools, crime rates, and real low hurricane/flood exposure.
1. Gainesville
2. Inverness
3. Lakeland
4. Ocala
5. Lake City
Buyer’s market with more inventory, better negotiation power, and actual value. Perfect for families or anyone tired of overpaying.
Which one surprised you most? Drop the number below 👇
Comment “FLORIDA” if you want actual listings or a free pre-approval.
Presented by Travis Penny - Home Loan 🐐