Carol Flanagan - Guild Mortgage LLC

03/23/2023

Embark on a unique adventure at the Sleeping Bear Dunes Trail! 🏜️🌊 Experience the stunning beauty of sand dunes and Lake Michigan's crystal-clear waters on this unforgettable spring hike. Discover more about this trail and others in our latest blog post.

https://carolflanagan.com/blog/the-best-spring-hikes-across-the-nation/

03/20/2023

Grab your boots and walking sticks, it’s springtime! Get ready to experience the United States in full bloom on these magnificent hikes.

03/16/2023

🍀 Happy St. Patrick's Day, everyone! 🍀 Today, we celebrate the rich heritage, vibrant culture, and unyielding spirit of the Emerald Isle. Don your greenest attire, dance to the rhythm of Irish tunes, and share in the joy of this magical day with friends and family. May the luck of the Irish be with you all year long! Sláinte! 🇮🇪🌈💚

03/16/2023

From Yosemite to Yellowstone, our national parks are treasures that need to be protected. Join us in supporting the National Parks Conservation Association and their efforts to preserve our public lands.

Donating to charity isn't just something we should do during the holidays. For a list of 8 U.S. charities that you can support year-round, check out our latest blog post.

https://carolflanagan.com/blog/these-8-u-s-charities-need-your-donations/

03/14/2023

Happy Pi Day, everyone! 🎉🥧 Today, we celebrate the mathematical constant π (pi), which represents the ratio of a circle's circumference to its diameter. Whether you're a math enthusiast or just love a good slice of pie, take a moment to appreciate the beauty of this irrational number. 🤓🥧

03/10/2023

Help us support Feeding America and their efforts to end hunger across the United States. Your donations can make a difference!

Donating to charity isn't just something we should do during the holidays. For a list of 8 U.S. charities that you can support year-round, check out our latest blog post.

https://carolflanagan.com/blog/these-8-u-s-charities-need-your-donations/

03/08/2023

The median sales price of homes in the United States has decreased in January 2023 compared to December 2022 but has increased compared to January 2022. Specifically, there was a 2.39% decrease in median sales price from December 2022 to January 2023, but a 0.78% increase from January 2022 to January 2023.

If you'd like to know more about how the market is doing in your specific neighborhood, please reach out to me anytime.

03/06/2023

A hot meal. A fresh pair of socks. A warm bed to sleep in. These are all basic needs that many in the United States struggle with. Here are some charities that are coming to the rescue.

03/02/2023

Where do you think the real estate market is headed in the U.S. for 2023? Do you think we're going to get all fired up this year or cool off?
Comment 🔥if you think fired up!
Comment ❄️if you think it's cooling down.

https://carolflanagan.com/blog/2023-us-housing-market-predictions-what-to-expect/

02/27/2023

Mortgage interest rates are a hot topic right now. Many new home buyers have never seen an interest rate over 4%, so today's interest rates seem alarmingly high in comparison. However, it's important to note that even today's interest rates are still historically on the lower side. In the 70s and 80s, rates were double digits. In the 90s they averaged between 8-9%. For much of the '00s, they were above 6%.

So, where will rates go in 2023? Our latest blog post is full of 2023 real estate market predictions for you to read up on right now!

https://carolflanagan.com/blog/2023-us-housing-market-predictions-what-to-expect/

02/23/2023

The 2023 housing market is anybody's guess so early in the year. While inflation may be curbing slightly, the Federal Reserve is still going to raise the fed funds rate to continue to put downward pressure on it. Home prices have gone down from their peak late last Spring as mortgage rates caused many people to halt their home buying/selling plans. Because of this same factor, inventory remains low because people aren't moving.

While a crash is likely not happening, the market will continue to make adjustments. Hopefully, we'll see more action this Spring as the busy time of the year sets in.

https://carolflanagan.com/blog/2023-us-housing-market-predictions-what-to-expect/

02/20/2023

The 2023 Housing Market is already off to a strong start, with mortgage rates starting to decline; take a look at what the rest of 2023 has to offer in the world of Real Estate.

The 2023 Housing Market is already off to a strong start, with mortgage rates starting to decline; take a look at what the rest of 2023 has to offer in the world of real estate.