Jessica Fritts, NMLS ID #502139
I am authorized to do business in the states of California, Oregon and Washington.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176 Jessica Fritts, Mortgage Loan Originator, NMLS #502139
Equal Housing Opportunity
Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org/). For more licensing information, please visit www.guildmortgage.com/licensing
02/28/2026
5.0 star review received on Experience.com for Jessica Fritts by Jessica F - Outstanding lender and real estate professiona, thank you Jessica!
Click to see all 96 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
12/30/2025
5.0 star review received on Experience.com for Guild Mortgage - Jessica Fritts by Carey W - I was so impressed with Jessica's communication, knowledge, and professionalism when she helped us finance our new home, that I referred her to my parents. My mom is a hard woman to please but Jessica exceeded her expectations. I would recommend Jessica without hesitation for assistance with your home loan. She knows what she's doing. She's responsive, kind, and so available. I'm actually not sure when she sleeps.
Click to see all 94 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
11/10/2025
4.75 star review received on Experience.com for Jessica Fritts by Reza B - I appreciate Jessica's patience especially when I changed my mind several times about the loan term and amount
Click to see all 92 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
10/20/2025
5.0 star review received on Experience.com for Jessica Fritts by Shelby T - Jessica was amazing. She was so paitent answering all my questions as a first time home buyer. The communication was swift and efficient. She was also more than willing to do a break down of any protperty and talk over the numbers until I was comfortable. Overall, Jessica is so warm, kind , and helpful! I would recommend her over and over again!
Click to see all 91 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
09/27/2025
5.0 star review received on Experience.com for Jessica Fritts by David F - We liked the responsiveness and quickness of service. Jessica was always available
Click to see all 89 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
09/25/2025
5.0 star review received on Experience.com for Jessica Fritts by Craig C - Just how its it's supposed to be give information find out whats what's missing and supply corrected info
Click to see all 88 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
09/23/2025
5.0 star review received on Experience.com for Jessica Fritts by Toni K - Jessica was patient and knowledgeable. She answered all questions ans we asked a lot!
Click to see all 86 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
09/23/2025
5.0 star review received on Experience.com for Jessica Fritts by Jeremiah B - Jessica and I have closed numerous transactions together. I appreciate her willingness to provide honest guidance to our clients while advocating for their interests. She is very responsive, something every agent needs from a lender in this tight, time-sensitive industry.
Click to see all 85 reviews of Guild Mortgage - Jessica Fritts, Senior Loan Officer | NMLS # 502139
07/18/2025
5.0 star review received on Experience.com for Jessica Fritts by Lana W - The loan officer was exceptional. She took care of a unique case with dedicated attention, thoughtfulness and timeliness
Click to see all 83 reviews of Jessica Fritts, Senior Loan Officer | NMLS #502139
04/30/2025
5.0 star review received on Experience.com for Jessica Fritts by Bria K - We bought our home when rates were at a high, and since then Jessica had us on her list to get a better refinance rate. She kept us informed every step of the way, was always available to answer questions, and made us feel like a top priority from start to finish. Refinancing can be a lot, but Jessica made the process smooth and stress-free. We’re so grateful for her guidance, transparency, and support.
Click to see all 81 reviews of Jessica Fritts, Senior Loan Officer | NMLS #502139
03/14/2025
5.0 star review received on Experience.com for Jessica Fritts by Kyle B - The experience felt personable and less like a transaction. I really enjoyed working with Jessica. She was available and made sure I was informed on happenings. I really appreciated her helping me through this process.
Click to see all 80 reviews of Jessica Fritts, Senior Loan Officer | NMLS #502139
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My name is Jessica Fritts and I am a mortgage expert licensed in Oregon, Washington, and California.
In 2002 I began my career in mortgage lending while studying finance and economics at the University of Portland. During the last 2 decades I have learned first-hand a lifetime of mortgage lessons - natural disasters, terrorism, market crashes, economic downturns, real estate fluctuation, appreciation and decline have all contributed to how we lend today. And today I’m optimistic about the current housing market and my mission is to help as many people as possible realize home-ownership.
Although I help borrowers throughout the entire west coast I call Portland my home. I love Portland for its friendly, smart and innovative community. I am fascinated at how it has handled population growth while preserving its beautiful lush landscape. I adore the mountains and ocean any time of year. My other interests include yoga and meditation, traveling, gardening and the arts.
Volunteering in my community is an extremely important part of my life. The Junior League of Portland and Big Brothers Big Sisters are a couple organizations that I devote time to and they each hold a special place in my heart.
Work with me because I’m a thoughtful, hardworking, analytical professional that sees a solution in every story problem. I want the homeowners I work with to have a good strategy for economic growth, both short term and long term and an understanding of how home-ownership can contribute to that. Mortgages are liens against real property, and I can help you strategize on how to structure this debt to meet your financial goals. I want to give my expertise back to the community I love. Contact me if you’d like my help with your real estate aspirations!
Guild Mortgage Company is an Equal Housing Lender
NMLS-3274 | OR ML-176
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.