Neil Vandehey - Loan Originator -NMLS #403944

Neil Vandehey - Loan Originator -NMLS #403944 Mortgage Loan Officer at OnPoint Community Credit Union
NMLS #403944 | www.HomeLoanWithNeil.com
503-799-8883

06/02/2026

Renting might seem safer, but rising rents can quickly outpace your paycheck. Your landlord can increase rent significantly each year, and you can't truly make a rented space your own. Surprisingly, rent payments in many areas are now as high as mortgage payments, and low down payment options can make homeownership achievable. NMLS 403944

🏡 MAY WAS A BIG MONTH! 🏡 I helped 11 families mortgage finance their new homes across communities including Portland, Mi...
06/01/2026

🏡 MAY WAS A BIG MONTH! 🏡

I helped 11 families mortgage finance their new homes across communities including Portland, Milwaukie, Oregon City, Forest Grove, Troutdale, Eugene, Scappoose, and Beaverton.

I’m grateful that these families trusted me and OnPoint Community Credit Union to help guide them through the process.

I would like to recognize the outstanding real estate professionals that I had the opportunity to work with in May. These agents worked tirelessly to negotiate contracts, solve problems, and advocate for their clients throughout the entire transaction.

Thinking about buying a home in Oregon or Southwest Washington?

Let's connect - 📞 503-799-8883 📧 [email protected]

My 12 yr old looks like a little adult! 🥲💞. (Da Vinci Arts Middle School Dance). ...
05/30/2026

My 12 yr old looks like a little adult! 🥲💞. (Da Vinci Arts Middle School Dance).

05/28/2026

A generous family member can help you with a down payment on your first home using gift funds. We'll need a gift letter signed by you and the donor, confirming no repayment is expected. This is a fantastic way to achieve homeownership with family support.

05/26/2026

Over 16% of homeowners are staying put, unwilling to give up low mortgage rates from 2020-2021. This 'rate lock-in' effect has kept housing inventory tight. However, as more people adjust to current rates, the market is showing signs of increased movement and new opportunities.

05/21/2026

When your home appraisal comes in lower than expected, don't panic. You can negotiate with the seller to lower the price, meet in the middle, or bring extra cash to close the gap. Most appraisals are right on value, but knowing your options can save your deal.

Start to finish in 22 days and I’m pleased to say that this transaction was a breeze!Thank you to our homebuyers who cho...
05/21/2026

Start to finish in 22 days and I’m pleased to say that this transaction was a breeze!

Thank you to our homebuyers who chose OnPoint to take them quickly to the finish line.

Much gratitude to Wendrika Olofson at Smith & Olofson Realty Group for the effortless collaboration. Looking forward to working with you again!

If you’re buying in the Eugene area, I highly recommend reaching out to Wendrika’ s team for excellent service.

05/19/2026

Want to slash mortgage interest? Divide your monthly payment by 12 and add that to each payment. Effectively, you'll make an extra payment per year, directly reducing principal and building equity faster. It's simpler than bi-weekly payments. Always confirm with your servicer that extra funds go to principal.

05/14/2026

Good news for buyers! Existing home sales increased in April, and inventory is rising, leading to more choices and less competition. Mortgage rates are still fluctuating, but increased inventory is a major factor. Thinking about buying, selling, or refinancing? Let's explore your options.

05/12/2026

Seller contributions, also known as seller concessions, allow the seller to give you a credit to lower your fees. This credit can offset your closing costs and prepaid expenses for taxes and insurance, significantly reducing your cash to close. They are common in today's market, so ask your agent about them when making an offer.

Address

2915 SE Oak Grove Boulevard
Portland, OR
97267

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

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