Neil Vandehey - Loan Originator -NMLS #403944

Neil Vandehey - Loan Originator -NMLS #403944 Mortgage Loan Officer at OnPoint Community Credit Union
NMLS #403944 | www.HomeLoanWithNeil.com
503-799-8883

Rainbow at the lake
09/04/2026

Rainbow at the lake

This August - I had the opportunity to help 6 families become homeowners across Portland, Milwaukie, Troutdale, and Wash...
09/03/2026

This August - I had the opportunity to help 6 families become homeowners across Portland, Milwaukie, Troutdale, and Washougal, and I’m incredibly thankful for the trust each of these clients placed in me and OnPoint Community Credit Union.

Thank you to the fantastic real estate agents I had the pleasure of partnering with this month:

Melissa Shaw • Chad Meier • Aubry Kaigler • Arnett Norris • Reese Iris

📊 Quick Portland Market Update:
The latest available RMLS Portland Metro numbers showed 2,167 homes closed in July, up 8.1% from July 2025. The median sales price held steady at $555,000, while inventory was around 3.3 months. Translation: buyers have a little more breathing room and negotiating power, but good homes are still selling. Mortgage rates continue to be one of the biggest factors affecting affordability, so having a game plan before you start shopping is more important than ever.

Neil Vandehey | Mortgage Loan Officer

OnPoint Community Credit Union
NMLS #403944


The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.

09/01/2026

Myth: You need a High credit score to buy a home. That's not true! Many buyers purchase homes with lower scores. Different loan programs have different requirements, and a lower score might just mean a different option or a plan to improve it. Talk to a lender before ruling yourself out.



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.
Neil Vandehey NMLS 403944

08/27/2026

House with a Pool in the PNW? Yes or No?.



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.

08/25/2026

Thinking of waiting for mortgage rates to drop? You might be waiting a long time. When rates fall, competition rises, and prices often increase. Many buyers are choosing to purchase now and refinance later. Let's look at what waiting could really cost you.



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.
Neil Vandehey NMLS 403944

08/24/2026

Top 5 mistakes first-time homebuyers make that could cost you thousands!



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.

08/20/2026

Realtor question !
Would you rather sell 10 condos or one luxury mansion?!



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.

08/18/2026

The common advice is to put 20% down on a home, but is it always the smartest strategy? While it avoids private mortgage insurance, it also ties up significant cash. Keeping more liquid can be crucial for emergencies, furniture, repairs, or simply peace of mind.



Program is based on agency conventional financing.

The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.
Neil Vandehey NMLS 403944

08/17/2026

Looking for your first home? Discover 5 neighborhoods offering affordability, desirability, and great amenities. From Cully's infill projects to Montavilla's vibrant downtown.



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.
Monthly payment assumptions are based on a 780+ credit score on a single family primary residence with 20% down based on current market rates as of August 2026. Assuming annual property taxes at 1% of the purchase price | assuming annual home owners insurance premium of .25% of 1% of the purchase price. Neil Vandehey NMLS 403944

08/13/2026

What's the strangest thing you've encountered during a property showing?



The opinions and positions expressed here are my own and do not necessarily represent those of OnPoint Community Credit Union.

Address

2915 SE Oak Grove Boulevard
Portland, OR
97267

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

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