EH -1st2nd Mortgage Company of N.J.

01/01/2025

10/04/2023

If contact link is not functioning, Rosanna's contact information can be found here https://www.dibiz.com/rlo

If you are a realtor interested in sharing program with your clientele, or wish to get pre-qualified, Edward's contact information can be found here https://www.dibiz.com/ehernandez

08/18/2023

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Hello new and old friends!🥰

08/16/2023

Prices are rising; rates are rising; and temperatures are rising. If your a renter, the heat can be felt as rental rates have also risen in 2023 and continue to rise. How long can you afford to wait before acting.

We often hear, but I cannot afford to purchase right now and yet the individual is paying $2500 a month plus to rent. How can you best determine whether buying or continuing to rent is best for you and your family. It's simple; divide the median home price in your area by the gross annual rent currently being paid. If the quotient is 15 or less, buying is more advantageous. 16-20, its probably better to buy vs rent; and a quotient over 20, remain a tenant.

Another phrase often heard: I don't have the down payment to purchase right now. Well, there are several down payment assistance programs available which will provide the funds needed to purchase your home. In addition, USDA and VA home loans require no money down. FHA requires 3.5% down, gifts are permitted, while some conventional programs only require 3% down.

If interested in purchasing in California, click the following link: https://www.dibiz.com/dashboard

If interested in purchasing in Oregon, Washington, or Arizona, click this link: https://www.dibiz.com/eh-1

To first obtain a mortgage pre-approval, click on the following link:
https://www.dibiz.com/ehernandez

07/31/2023

Perhaps a HELOC is the key to unlock your home's equity. Give us a call if interested! Click on the following link for my contact information: https://www.dibiz.com/ehernandez

07/21/2023

You don't need a down payment of 20% in order to purchase a home! If you purchase in a rural area, many times no down payment is required. If you are in a branch of the armed forces or a veteran, you only have to pay a small up front funding fee. And don't forget, FHA only requires a down payment of 3.5% which can be gifted by a family member, borrower's employer, a government agency or a charitable organization.

If you are in the market to buy a new home West of the Rockies, please click on the following link for my contact information. https://www.dibiz.com/eh-1

If you are seeking mortgage financing in the Western United States, click on the following link https://www.dibiz.com/ehernandez for more information,

If you are seeking mortgage financing in the Eastern United States, please call 800 562-6466 or visit www.1st2ndmortgage.com for further assistance.

06/30/2023

Interesting read for all home buyers!

Mortgage rates have been hovering in the high 6's for weeks, but they broke above 7% on Thursday. At the same time, multiple news outlets reported a 30yr fixed rate of 6.71%. Who's lying?

06/30/2023

06/18/2023

We at 1st 2nd Mortgage Company of N.J., want to give a shout out and wish a Happy Father's Day to all the great Dads out there who work relentlessly to provide for their families. May God Bless All.

06/17/2023

You too can be on your way. Let us help.
To purchase in CA: https://www.dibiz.com/rlo
For OR: https://www.dibiz.com/eh-1
To obtain a pre-approval letter before shopping for your next home, click: http://www.dibiz.com/ehernandez