Ken Luckett - Banner Bank Home Loans

05/29/2026

Farmhouse interior design, rooted in 16th–17th century architecture, has evolved into a modern trend that emphasizes natural materials, utility and tactile comfort. Its enduring popularity comes from adaptable palettes, layered textures and practical layouts that bring calm to busy homes. How could this design style influence your next home project?

The quintessential style embraces function and aesthetic in equal measure, allowing quiet moments in spaces designed to stand the test of time

05/27/2026

Despite ongoing housing affordability challenges, women now own nearly 20 million homes in the U.S., reflecting a wide range of life stages, household structures and financial situations. According to a report by the National Association of Realtors, single women make up a higher percentage of home purchases than single men and report that stability is a major factor in their choice to become homeowners. Have you purchased a home on your own? I’d love to hear the best parts and the most challenging.

Despite ongoing issues with home affordability, the number of single female homeowners in the U.S. surpassed 20 million last year, according to recent Realtor.com data.

05/27/2026

I’ll be hosting a Construction Ready Workshop on Wednesday, May 27 from 7:00 p.m. to 8:00 p.m. online. This interactive session will discuss financing options for land purchases as well as the process for financing a from-the-ground-up custom construction home. There will also be time for a Q&A. Please contact me for more information and to RSVP.

05/25/2026

Gardening offers more than just fresh vegetables and pretty flowers—it connects us with nature, community and ourselves. Christiana Drewry, a skilled farmer and garden designer from Marin County, California, shares her journey and insights on creating meaningful, productive gardens. What does your ideal garden look like? Read on to explore Christiana's valuable tips.

How a professional farmer paints with plants in the heart of the Redwoods.

05/22/2026

If you’re hoping to be in a new home by summer, now is the time to get the ball rolling. From pre-qualification to house hunting to closing, the process takes time—and starting early keeps you ahead. Let’s map out your timeline.

05/20/2026

Before you submit an offer, a little homework goes a long way. These three questions can help you make a stronger, smarter move, and I’m here to help you think through each one.

05/18/2026

A mid-year credit check can reveal where you stand, and what steps you can take to strengthen your profile before you apply. Your score impacts your rate, your options and your buying power.

Want help understanding what we look for? Let’s talk.

05/15/2026

Closing costs are the fees you pay when you sign on your home loan. These include title and escrow fees, loan-related charges, prepaid taxes and insurance and appraisal costs. They typically range from 2–5% of the purchase price. No surprises–I'll walk you through your estimate early so you know exactly what to expect.

05/13/2026

Truth: Having student loans doesn’t disqualify you. We look at your full financial picture including your debt-to-income ratio, credit history and income stability all matter more than a single balance. Let’s review your options.

05/11/2026

Wondering what you can actually afford? It comes down to a few key factors, and I’m here to walk you through each one. Let’s build a clear picture together.