Corey Acosta, MLO - NMLS# 1535588

09/08/2023

Great investment opportunity in Los Angeles. Contact Lucia Ayala to make an offer or for more details!

Lucia Ayala | 760-998-5189

Learn more about 8900 Graham Avenue, Los Angeles, CA 90002. This home is priced at $799,999, with 4 beds, 2 baths, and…

07/06/2023

Buyers often think incremental increases to their FICO and/or down payment will dramatically improve their interest rate. Year-to-date data shows that the difference in rates for those with "good" credit and 20% down, and those with "fair" credit and less than 20% down, is around .3%.

The real opportunity cost for waiting is actually much higher when you consider that in July, 2022, the average rate for these borrowers was 5.76% compared to today's average rate of 7.03%.

Check out the data from FRED, St. Louis for more insight.

Graph and download economic data for 30-Year Fixed Rate Conforming Mortgage Index: Loan-to-Value Greater Than 80, FICO Score Less Than 680 from 2017-01-03 to 2023-07-05 about score, 30-year, fixed, mortgage, rate, indexes, and USA.

05/09/2023

Is FHA or Conventional a better option? The differences aren't as dramatic as they used to be. Check out the analysis below for more info or reach out for a consultation.

Corey Acosta, MLO - NMLS # 1535588
OR 971-245-0224 | CA 909-996-2679

Mortgage Advice - Powered By Mortgage Coach

05/04/2023

Is the housing market cooling off? Depends on where you're looking.

Be sure to check out this companion data on the impact of FICOs on interest rates. https://fred.stlouisfed.org/graph/?g=138Cb

There are lots of ways to measure how hot the real estate market is. One is how long houses remain on the market. FRED has such measures for the median house in each state. Above, the FRED map displays this measure for March 2023, the latest month available at the time of this writing. Instead of di...

02/08/2023

OREGON 971-245-0224 | CALIFORNIA 909-996-2679

Home prices are currently at their lowest in months and as a mortgage loan officer, I'm here to help you take advantage of this opportunity to secure your dream home and invest in your future. Contact me today for a personalized loan consultation.

01/10/2023

Apply today - www.franklinlc.com/cacosta
OR 971-245-0224 | CA 909-996-2679

01/04/2023

11/08/2022

We need to be speaking more about the ethical and social importance of housing to safety, health, and wellbeing.

During the COVID-19 pandemic, many older adults faced social isolation and disruptions in access to food, medical care, and supportive services. In re

11/02/2022

For the average person, real estate is still the best tool to hedge against inflation.

11/01/2022

Increased seller participation seems to be having positive effects on buying power, with veterans gaining ground after a slight decline in buys earlier this year.

Graph and download economic data for Average Sales Price of Houses Sold by Type of Financing, Conventional from Q1 1963 to Q3 2022 about conventional, financing, finance, sales, housing, USA, and insurance.