Gibbs Information

10/23/2025

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10/22/2025

10/01/2025

California Insurance Commissioner Ricardo Lara has ordered insurance companies to preserve residential property insurance coverage for approximately 124,000 homes affected by wildfires in Calaveras, Tuolumne, San Joaquin, Stanislaus, Mariposa, and Merced counties after Governor Gavin Newsom issued an emergency declaration on September 19th.

The Commissioner’s Bulletin shields those living within the perimeters or adjoining ZIP Codes of the TCU September Complex Fire from insurance non-renewal or cancellation for one year from the date of the Governor’s emergency declaration, regardless of whether they suffered a loss.

02/09/2025

Jessica Lautz, NAR Deputy Chief Economist and Vice President of Research, reacts to mortgage rates remaining flat from last week.

08/02/2024

The Fed kept rates steady (again), but said that a rate cut on Sept 18 was definitely "on the table" given progress on inflation and the recent rise in the unemployment rate. The bond market rejoiced, helping to send average mortgage rates near 6.6%. Hope you enjoy this important (and encouraging) update!

National news and local views for the week

07/17/2023

Check out these single-story homes in 93247, 93257, 93277 for Monday, July 17th

05/22/2023

Only the freshest listings here! All these homes in 93247, 93257, 93277 have gone on the market in the last 5 days (as of Monday, May 22nd).

05/22/2023

Starting the process by "just browsing" could set you up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, and, most importantly, get pre-approved for a mortgage. If you're unsure where to start, you're in luck! I know some of the best loan officers around, and working with me means my connections are your connections!

05/18/2023

12/19/2022

Godspeed