Phil Holguin, Empower Home Loans

Phil Holguin, Empower Home Loans Loan Officer NMLS 1763797
Empower Home Loans dba Answer Home Lending
NMLS 2343805
PH. 559.359.9785

www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247, www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
Equal Housing Opportunity

Another one CTC in 10 days 🔥This is why who you work with matters.Clean file, constant updates, and we got it done fast....
03/18/2026

Another one CTC in 10 days 🔥

This is why who you work with matters.
Clean file, constant updates, and we got it done fast.

Realtors, if you want stronger offers and quicker closings, let’s connect.
Buyers, if you’re ready to win in this market, I’ve got you.

📲 DM me to get started

03/11/2026

Many first-time buyers wait until they feel 'ready,' but often they're qualified much sooner than they think. The right loan structure and available programs can make homeownership a reality, allowing you to build equity sooner than you imagined.

Hey everyone — I’m Coach Phil Holguin, assistant coach for the Porterville High School Girls Varsity Basketball team.Our...
11/04/2025

Hey everyone — I’m Coach Phil Holguin, assistant coach for the Porterville High School Girls Varsity Basketball team.

Our Lady Panthers are putting in the work — early mornings, late practices, and giving their all every game. We’re raising funds through Double Good Popcorn to help with tournament fees, uniforms, travel expenses, and equipment upgrades that keep our team competitive and safe.

The popcorn is crazy good, ships right to your door, and half the proceeds go straight to our team.

Thank you for helping us make this season unforgettable — every bag helps us get one step closer to our goals!

👉 https://popup.doublegood.com/s/88ld79ek
🧡💚 Go Lady Panthers!

Such a great time with my beautiful wife, family, and friends!!
04/27/2025

Such a great time with my beautiful wife, family, and friends!!

If you’re ready to make a home purchase, it’s crucial to get your pre-approval letter! This will let sellers and real es...
01/30/2024

If you’re ready to make a home purchase, it’s crucial to get your pre-approval letter! This will let sellers and real estate agents know you’re serious about buying and give you an advantage over the competition. Message us today to get started!

🏡 Dreaming of owning a charming rural home but worried about the cost? We've got incredible news for you! With a USDA lo...
01/26/2024

🏡 Dreaming of owning a charming rural home but worried about the cost? We've got incredible news for you! With a USDA loan, you could potentially buy your dream home with ZERO down payment! 💰💪

Imagine the freedom and security of owning your own slice of countryside bliss, without the burden of a hefty down payment. Thanks to 100% financing options, you can turn this dream into reality! 🌳🏡

But that's not all! Some USDA loans even allow you to roll your closing costs into the loan, making the entire home buying process even more affordable and accessible. 🎉✨

Don't miss out on this golden opportunity to unlock the doors to homeownership. Call us today to discover how we can empower you with all the details you need to seize this incredible chance! 📞💼

Thinking about buying a new place? 🏡💰 Whether it's for tax benefits, investment opportunities, or simply craving your ow...
01/08/2024

Thinking about buying a new place? 🏡💰 Whether it's for tax benefits, investment opportunities, or simply craving your own space, I've got you covered! 🙌💼 Let me help you save time and money on your next purchase. Don't hesitate, give me a call today! 📞

Come on out and check out this awesome home. and I will be there tomorrow 1/5/24 from 1 PM - 3 PM!!
01/05/2024

Come on out and check out this awesome home. and I will be there tomorrow 1/5/24 from 1 PM - 3 PM!!

It was a great morning! Jorge and I had the opportunity to speak about the "Lowest rates in town" at the TCAOR Portervil...
12/13/2023

It was a great morning! Jorge and I had the opportunity to speak about the "Lowest rates in town" at the TCAOR Porterville MLS and had fun with the Christmas sing a long!!

Working with an independent mortgage broker guarantees a smooth journey from start to finish. With our expertise, your e...
12/05/2023

Working with an independent mortgage broker guarantees a smooth journey from start to finish. With our expertise, your experience will be a breeze, saving you time and money. Don't wait, give us a call today and let's discuss your mortgage needs! 🏡💼

🏡 Considering a home renovation but uncertain about financing it? Look no further! Discover a simple way to leverage you...
12/02/2023

🏡 Considering a home renovation but uncertain about financing it? Look no further! Discover a simple way to leverage your home's equity and utilize it as a line of credit. Reach out to me today to determine if this option aligns with your needs and goals! 📞

Address

881 W. Morton Avenue Ste. C
Porterville, CA
93257

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15593599785

Website

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