Endres Insurance Agency

Endres Insurance Agency At the Endres Insurance Agency, answers to tough Medicare insurance questions are our specialty!

We have been helping Michigan seniors with Medicare Supplement insurance, Long-Term Care Insurance, and many other Seniors' insurance needs for over 18 years! At Endres Insurance Agency, we are experienced health insurance agents who specialize in providing clear and informed answers to complex insurance inquiries. With over two decades of experience assisting families and individuals looking for

medical insurance, seniors in determining the appropriate Medicare Plans, and small business health insurance needs, we are dedicated to offering support without any sales pressure. Medicare Advantage Plans, Medicare Insurance, Medicare Insurance Plans, Medicare Supplement Plans, Affordable Health Insurance, Health Insurance, Health Insurance Plans, Dental Insurance, Vision Insurance, Burial Insurance, Final Expense Insurance, Health Insurance Agency

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IMMUNIZATIONS FREE? YES AND NOMedicare offers immunizations, such as flu, covid or pneumonia etc., free of charge to its...
10/24/2023

IMMUNIZATIONS FREE? YES AND NO

Medicare offers immunizations, such as flu, covid or pneumonia etc., free of charge to its members. Since this is a Medicare benefit all Advantage plans offer this too, at the same price, FREE!

If this is so then how come our office routinely gets our Medicare clients calling or coming to the office to find out why they are being billed. Maybe that bill is a doctor copay and/or a charge for the “use of the room.”

The reason is that providers have a right to charge for a doctor’s visit when getting that shot at the doctor’s office, although some do and some don’t make that charge. Furthermore if the doctor or his/her practice is “owned” by a hospital, as many are these days, the hospital has a right (ahem!) to make a “room” charge up to about $250 as we’ve seen recently.

Sooooo, if you really want an immunization to be “free” of charge make sure you get it at your local pharmacy. At this point they have not latched on to the extra charges bandwagon and just give you the shot and bill Medicare or your Advantage plan for a shot and you have no expense. Keep in mind that pharmacists are “doctors” or PHD of pharmacology and quite able to give injections properly.

Now not all pharmacies do this so you need to check ahead. Most of the national chains do and some small mom and pop’s do also. You need to make sure the pharmacy is IN YOUR ADVANTAGE PLAN’S NETWORK and then you are good to go.

If similar billing questions come up and you don’t know who to turn to give our office a call. Our agents are so capable!!! If they don’t have the answer they know how to get it. CALL US AT 269-323-7888 AND ASK TO SPEAK TO KRISTA, PAUL OR CHARLEY. And be sure to get up to date with all those immunizations😊

CONFUSED???Lots of confusion out there between traditional Medicare Supplement and Medicare Advantage plans!!!Every year...
10/12/2023

CONFUSED???

Lots of confusion out there between traditional Medicare Supplement and Medicare Advantage plans!!!

Every year, as agents for Medicare products, we must study and certify that we totally understand these products and understand which ones are best suited for which people.

If you find yourself wondering which plan is best for your personal needs, give us a call or come in and talk to us and we will go over the pro’s and con’s of each. We can evaluate your personal needs and help you determine which plan type fits you now and for the future. It's for sure that “one size does not fit all” when it comes to Medicare insurance so make it personal to your specific situation and talk to us.

Our trained and certified staff does not “push” you into anything, we EDUCATE and help you make the right decision as to the which type of plan would work for you.

Call us at 269-323-7888 for more information or to schedule an appointment at our office or your home.

Remember, we also have special plans designed for veterans and for those who are on Medicare AND Medicaid.

Address

6660 South Westnedge Avenue
Portage, MI
49024

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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