10/19/2026
A storm can test your home. The last thing you want is to be guessing what your insurance covers.
Strong winds, heavy rain, and flooding can leave homeowners facing unexpected damage. But here’s something worth knowing: not every type of storm damage is covered by every policy, and flood damage may require separate coverage.
Take time to review your homeowners insurance before the next storm rolls in. Knowing what your policy covers, and what it doesn’t, can make a difference when it matters most.
Your policy deserves a second look before the weather gives you a reason.
Need help reviewing your coverage? Phillips Insurance Agency is here to help.