1-800-88-Zero-Down

03/16/2025

Ready to ditch the paperwork and streamline your home financing? 🏡✨ Message us now to explore our hassle-free, doc-less process and make your dream home a reality—paper-free! 📲

10/23/2024

Even though the 18th was a Friday, I still got a fully underwritten approval AND the property appraisal in my hand on Monday morning the 21st.
Q: Want to win over cash offers?
A: 2MinuteHomeLoan.com

10/18/2024

QUICK NICK STRIKES AGAIN--->"Nick what are you doing submitting loans at midnight?"
Stealing ice cream...duh! lol
But seriously the crew got in at 8 am and underwrote the loan in 20 minutes :)
This loan fell out with First Tech FCU and Wells Fargo was just being unresponsive and taking FOREVER (as always), so the borrower turned to me. No contingency all cash backup offer and a closing date of 9-25?!?!?
They got no chance against Quick Nick.
And bless the other failed lenders for ordering the appraisal for me, as my underwriter said "yes Nick we can use that appraisal."
"Who else needs ME to help THEM win the house? :)

10/06/2024

Waiting for rates to drop to buy a house?
In 2020 you needed to make $53,679 to afford the average house in America.
In 2024 it has risen to $121,398.

10/03/2024

SPEED KILLS--->>> Even though the underwriter was the SLOWEST in a long time to get an approval and clear conditions, this is still MUCH FASTER than the loan officer who did your last loan was.
Who else needs my EXPERT HELP right now to win the deal?

09/18/2024

Interest rates on longer term debt such as 15-30 year home loans take longer to be affected by the cut in the FFR (Fed Funds Rate).
The more immediate interest rate benefit will be if you are getting a HELOC (Home Equity Line Of Credit).
HELOC's are based on The Prime Rate which is updated monthly and virtually mirrors the FFR.
You should also see some more immediate rate drops and lower payments in shorter term debt such as credit cards and car loans, so that savings can make home buying more affordable if you carry any of that kind of debt.
How can you use this benefit your financial position today? Call me for a free fact finding mission to find out 425-202-5655

09/18/2024

1/2% rate reduction announcement from the Federal Reserve just now

09/18/2024

Here we go....

09/14/2024

For New home Loans in 2025, the conforming loan limit will be $802,650. For properties in Alaska and Hawaii, the limit will be increased to $1,203,975. What this means is being able to get higher loan amounts for the lower rates and fees. If you would like me to price a scenario for you, I do so no obligation and enjoyably so. Give me a ring anytime 425-202-5655

09/04/2024

Every year they remind me I'm not allowed to launder money for terrorist lol.

09/01/2024

How many friends do you know who had their identity stolen?
Did you know the credit bureaus sell your private information to solicitors....and it's 100% legal?
Would you be interested interested in preventing them from doing so?
Comment below or DM me or just call me direct at 425-202-5655.

p.s. - no you do not need to get a mortgage with me to do so and there is nothing to buy so don't worry about me trying to 'sell' you anything :) lol

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08/30/2024

This is the #1 reason why buying and owning a home in 2024 needs to be expertly structured and planned much differently compared to when I was a kid.
1. If you make under 100k and are in the Seattle-eastside market, you know this.
2. If you live anywhere in western washing and are a single parent making under 100k, you know this.
3. If you make under 200k and are raising a multi-person household, you know this.
How does it need to be structured to make it work and not be house poor? Call this guy at this number for a personalized answer to this for you. -- 425-202-5655

https://lbmjournal.com/home-prices-are-rising-2x-faster-than-income/ #:~:text=In%20other%20words%2C%20buying%20a,dream%20for%20today's%20home%20buyers.&Home%20values%20have%20soared%20162,than%20today's%20price%20of%20%24433%2C100.