Samuel Mudd - Mortgage Loan Originator

Samuel Mudd - Mortgage Loan Originator Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Samuel Mudd - Mortgage Loan Originator, Mortgage brokers, Port Saint Lucie, FL.

Follow me on TikTok, I go live with homebuyer education classes on weekdays!

šŸŒ“ Your Trusted Mortgage Expert
šŸ¶ Charity
šŸ”— Discover More: TheLoanLiaison.com
šŸ“ž Contact Me Today: 802-316-6065
NMLS ID: 2569470

09/02/2026

Everyone expected the Fed to cut rates this year. This week an official hinted at a hike instead ā€” and 30-year mortgage rates just touched their highest level in over a year. Wholesale lenders are telling brokers like me to lock, not float, heading into Fridayā€™s jobs report. Wondering what it means for your numbers? Drop a comment or catch my next live.

08/28/2026

Itā€™s not actually magic. šŸŖ„šŸ” Sometimes a ā€œnoā€ just means nobody has found the right strategy yet. The right loan program, DPA, seller concessions, or a little creative structuring can completely change the numbers.

Been told you canā€™t qualify? Send me a message. Iā€™m always happy to take a second look.

08/28/2026

Thereā€™s something so special about getting to watch your kid grow up with his best friend right beside him. ā¤ļøšŸ¾

Enzo and our son are only six days apart in age, so in a lot of ways, theyā€™ve been experiencing the world for the first time together ā€” growing up side by side, learning, playing, cuddling, and making memories neither of them realizes are so special yet.

Weā€™re so thankful for Enzo, and for Senna too, for the unconditional love they bring into our family. Dogs have this incredible way of giving each of us exactly what we need without ever saying a word.

Someday weā€™ll look back and realize these werenā€™t just ordinary rides to school or cuddles in the backseat.

This was them growing up together. ā¤ļø

08/19/2026

Rates climbed for the third day straight this week ā€” and itā€™s not the Fed pulling the strings, itā€™s oil prices and Middle East tensions pushing Treasury yields higher. Wholesale lenders are leaning toward ā€œlock nowā€ over the next few weeks. Wondering what this means for your purchase or refi? Drop a comment or text me anytime.

08/18/2026

House hunting is basically falling in love with a house and then immediately discovering its red flag. šŸ˜‚

Perfect kitchen? Too expensive.
Perfect price? Needs $40K of work.
Perfect house? HOA.
Perfect everything? Someone else wants it too.

It can be frustrating, especially when youā€™ve already pictured yourself living there. But finding the right house isnā€™t just about finding one you love ā€” itā€™s finding one that fits your life and your budget.

Thereā€™s no prize for buying the fastest.

Sometimes walking away from the wrong house is just as important as finding the right one. Stay patient, know your numbers, lean on your Realtor and lender, and donā€™t let the excitement pressure you into a home that doesnā€™t make sense.

The goal isnā€™t just to get you into a house.

Itā€™s to get you into a house youā€™ll still feel good about after the excitement of getting the keys wears off. šŸ”ā¤ļø

08/12/2026

Todayā€™s CPI report could swing mortgage rates before dinner ā€” hereā€™s what lenders are telling me about locking vs. floating this week. Rates are hovering near a 3-week low, but oil prices and inflation data are calling the shots right now. Curious what this means for your numbers? Drop a comment or catch me on my next live.

08/12/2026

The credit report has a funny way of remembering the liabilities we ā€œforgotā€ to mention.

When you apply for a mortgage, your lender needs the full pictureā€”car loans, credit cards, personal loans, and other debtsā€”because those monthly payments factor into your debt-to-income ratio and ultimately your approval.

So save everyone the surprise and be upfront with your loan officer. Weā€™re here to structure the loan around the facts, not judge them.

And if thereā€™s a mysterious BMW payment your spouse doesnā€™t know aboutā€¦

the mortgage application might not be the only conversation you need to have. šŸ˜‚

šŸ“² Buying soon? Tell your lender everything upfront so we can build the strongest approval possible.

07/22/2026

30-year rates just matched their 2026 high again and itā€™s oil, not the Fed, pushing them there. Wholesale lenders paused pricing mid-week because the bond market moved that fast. Wondering what it means for your purchase or refi? Drop a comment or catch me live.

07/15/2026

Rates hit an 11-month high this week šŸ‘€ 30yr just touched 6.75% before easing back to 6.70% ā€” hereā€™s the 2-day whiplash behind it (and what my lenders are telling me to do about it). Wondering what this means for your rate? Drop a comment or send me a message!

Address

Port Saint Lucie, FL

Telephone

+17722020464

Website

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