Carlos Rivera NMLS 519438

Carlos Rivera NMLS 519438 My goal is to educate customers to achieve homeownership, financial wellness & through equity building.

About Carlos Rivera

In his 19-years of mortgage experience, experience that includes insurance, banking and financial planning, Carlos has devoted his career to providing individuals and families with financial advice that is always in his clients' best interest. Whether it is helping first-time homebuyers borrowers achieve the "American Dream" of homeownership or assisting investors grow their r

eal estate portfolio, Carlos is the "GO TO" mortgage professional offering the widest variety of loan programs available in the market. Carlos has a Bachelor's Degree in Accounting from the Interamerican University of Puerto Rico. During his career in finance, and in addition to holding a Mortgage Loan Originator license, Carlos has been licensed to sell life insurance and other financial instruments as a result of holding a Series 6, 63, and Series 7 license. Over the years and still today, Carlos embraces and teaches the principals of planning - the concept of “no one plans to fail, we fail to plan.” Life can be better when we know where we are going.

19 años de experiencia en hipotecas, seguros y banca incluyendo, Planificación Financiera. Carlos ha dedicado la mayor parte de su vida a asesorar a individuos y familias sobre la toma de la decisión correcta sobre el dinero. Ha estado ayudando a las personas a lograr su sueño americano de convertirse en propietario. Igualmente aconsejando a inversionistas a diversificar y hacer crecer su cartera de bienes
raíces con variedades de programas y préstamos disponibles actualmente en el mercado. Carlos tiene un título en contabilidad de la Universidad Interamericana de Puerto Rico, y durante su carrera bancaria mantuvo sus licencias en Seguro de Vida, Licencia Serie 6 y 63, Licencia de la Serie 7 y su actual de Oficial de Préstamos Hipotecarios. A lo largo de los años, Carlos ha mantenido y aconseja bajo un principio financiero que dice: "Nadie planifica fracasar, si no fracasamos al no planificar''. La vida puede ser mejor cuando sabemos hacia dónde vamos. Please contact me today for a consultation on my direct line, email, or feel free to get started right now by clicking the "Start Loan Application" button below. Thank you for your business and I look forward to working with you.

Explore the potential benefits of a 40-year mortgage, including lower monthly payments and increased flexibility. Contac...
06/14/2026

Explore the potential benefits of a 40-year mortgage, including lower monthly payments and increased flexibility. Contact me to discuss if this option aligns with your homeownership goals.

Dreaming of your first home? First-time buyers can enjoy a $2,500 mortgage pricing incentive! Reach out for details and ...
06/13/2026

Dreaming of your first home? First-time buyers can enjoy a $2,500 mortgage pricing incentive! Reach out for details and let’s make homeownership happen together.

Introducing a tailored program designed to significantly lower your mortgage payments during the first year. For details...
06/12/2026

Introducing a tailored program designed to significantly lower your mortgage payments during the first year. For details on how this can benefit you, please send a direct message.

VantageScore® enables consumers to obtain a credit score with as little as one month of credit history. On-time rent, ut...
06/11/2026

VantageScore® enables consumers to obtain a credit score with as little as one month of credit history. On-time rent, utility, and phone bill payments may contribute to building your score. Contact me for more information.

Real estate professionals: Enhance your client offerings by partnering with me to provide mortgages featuring Built-In R...
06/10/2026

Real estate professionals: Enhance your client offerings by partnering with me to provide mortgages featuring Built-In Rewards.* Give your buyers added value with exclusive neighborhood benefits, including groceries, dining, fitness, and more.

Earn valuable points on everyday expenses by simply paying your mortgage. Redeem rewards for groceries, dining, travel, ...
06/08/2026

Earn valuable points on everyday expenses by simply paying your mortgage. Redeem rewards for groceries, dining, travel, and more. Contact me to learn how a mortgage with Built-In Rewards can benefit you.*

Celebrating the distinguished fathers whose presence brings elegance, wisdom, and inspiration to our lives and homes.
06/07/2026

Celebrating the distinguished fathers whose presence brings elegance, wisdom, and inspiration to our lives and homes.

Longer days mean more chances to chat about your homeownership dreams. Let’s connect and make them happen!
06/06/2026

Longer days mean more chances to chat about your homeownership dreams. Let’s connect and make them happen!

Elevate your ambitions. Comment if you desire a tailored path to success—exclusively crafted for you.
06/03/2026

Elevate your ambitions. Comment if you desire a tailored path to success—exclusively crafted for you.

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!
06/02/2026

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!

Address

Port Saint Lucie, FL

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