First Federal Bank

First Federal Bank As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.

First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: che

cking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.

Coffee, Donuts & Your Local Bankers!Come stop by our Lady’s Island branch and spend a little time with our bankers! We’l...
08/12/2026

Coffee, Donuts & Your Local Bankers!

Come stop by our Lady’s Island branch and spend a little time with our bankers! We’ll have fresh coffee and donuts waiting for you. It’s a great opportunity to say hello, ask questions, and connect with your local banking team.

Lady’s Island
36 Sea Island Pkwy
Beaufort, SC 29907

We can’t wait to see you!

Supporting our local schools and educators is an important part of being a community partner at First Federal Bank. We r...
08/06/2026

Supporting our local schools and educators is an important part of being a community partner at First Federal Bank. We recently joined Lowcountry Montessori School for their back-to-school breakfast, providing an opportunity to connect with teachers and celebrate the start of a new school year.

We’re also pleased to support the school’s Kiln Building project. This contribution will help support the construction of the building. We look forward to seeing this project come to life and the opportunities it will provide for students to explore creativity and hands-on learning!

Giving back to the communities we serve is at the heart of what we do at First Federal Bank. Mark Weeks, Commercial Bank...
08/05/2026

Giving back to the communities we serve is at the heart of what we do at First Federal Bank. Mark Weeks, Commercial Banker II, and Misty Shipley, Financial Center Manager-AVP, from our Lady’s Island branch visited Lady’s Island Middle School yesterday to provide breakfast for the teachers.

We appreciate the opportunity to connect with local educators and show our support for the dedication they bring to our community each day. Thank you to the teachers and staff for all you do for our students!

Congratulations to Mary Hiers, the winner of First Federal Bank’s $250 Beaufort Water Festival gift card drawing.We were...
08/03/2026

Congratulations to Mary Hiers, the winner of First Federal Bank’s $250 Beaufort Water Festival gift card drawing.

We were honored to present Mary with her gift card at our Lady’s Island branch and celebrate this special recognition with her. Thank you to everyone who participated in making the Water Festival a great success!

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.Join us August 12th at ...
07/31/2026

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.

Join us August 12th at 4:00 p.m. ET for a fun-filled Virtual Launch Party as we celebrate this exciting new way to serve our customers.

Get an exclusive behind-the-scenes tour of FFB Connect, discover its exciting features, test your knowledge with interactive games, and you'll even have the chance to win great giveaways.

We can't wait to celebrate with you online!

https://hubs.ly/Q04rvjdC0

07/31/2026

Banking should fit your life, not the other way around.

FFB Connect, our new virtual branch, makes it easier than ever to manage your accounts, stay connected to your finances, and bank with confidence, anytime, anywhere.

Monday night was one to remember at the Beaufort Water Festival! First Federal Bank was honored to sponsor Motown Monday...
07/22/2026

Monday night was one to remember at the Beaufort Water Festival!

First Federal Bank was honored to sponsor Motown Monday and spend the evening with our neighbors, customers, and visitors celebrating one of the Lowcountry's favorite summer traditions. Thank you to everyone who stopped by, shared a smile, and enjoyed a night of music on the waterfront.

Supporting events that bring people together is one of the many ways we stay connected to the communities we serve.

First Federal Bank celebrated America 250 with a week full of patriotic activities.We wish you and your loved ones a hap...
07/03/2026

First Federal Bank celebrated America 250 with a week full of patriotic activities.

We wish you and your loved ones a happy, safe, and memorable holiday. Whether you're spending time with family and friends, enjoying community celebrations, or simply taking time to relax, we hope your weekend is filled with joy, laughter, and pride in the communities we call home.

Happy Independence Day!

06/22/2026

For more than 15 years, Southern Sentry has helped protect Lowcountry homes and businesses with customized security solutions. As a locally-owned company, they've built their reputation on trust, reliability, and putting customers first.

We're honored to be their banking partner as they continue protecting Lowcountry homes and businesses and making a difference in the communities they serve.

First Federal Bank is honored to be nominated for Best Bank in the Lowcountry!We are grateful for the trust and support ...
06/15/2026

First Federal Bank is honored to be nominated for Best Bank in the Lowcountry!

We are grateful for the trust and support of our customers and the communities we serve in Lady’s Island and Port Royal. If we've made a difference for you, we'd be honored to receive your vote.
Voting is open now through June 19. Thank you for helping make First Federal Bank a Lowcountry favorite!

Vote today at

Vote once per day from June 1 through June 19.

Address

1700 RIBAUT Road
Port Royal, SC
29935

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

Telephone

+18435255100

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