Beaufort Lending, LLC

08/27/2026

🏡⭐ THE POWER OF THE 2/1 BUYDOWN! ⭐🏡

One of the best tools in today’s mortgage market — and hardly anyone uses it! A properly structured 2/1 Buydown can make those first two years of homeownership much more affordable. 💰🔑

Another 5-star experience and another happy homeowner! ⭐⭐⭐⭐⭐

🎉 Congratulations to my client! And a huge thank you to the incredible agents who worked together to make it happen:

🏡 Listing Agent: Stephanie Cox | eXp Realty
🔑 Buyer’s Agents: Kathy Gecy & Christina Gecy | Howard Hanna Allen Tate

Great agents + the right mortgage strategy can make all the difference. 👏🏡

📲 Before you make your next offer, ask us how a 2/1 Buydown could work for you!

Benji Gecy | Broker/Owner | NMLS #302188
Beaufort Lending | NMLS #1703543
📞 843-441-0668 | 🌴 Beaufort.Mortgage

08/24/2026

🏆🔥 DON’T MAKE A MISTAKE ON YOUR NEXT MORTGAGE — EXPERIENCE MATTERS! 🏡💰📈

🇺🇸 TOP 1% NATIONALLY — 6 YEARS RUNNING 🏆🏆🏆🏆🏆🏆

Your mortgage is one of the biggest financial decisions you’ll make. Who you choose to handle it matters.

At Beaufort Lending, we’ve spent nearly three decades building the experience, lender relationships and mortgage knowledge to help borrowers find the right loan, right program and right strategy for their situation.

Being recognized among the Top 1% of mortgage brokers nationally for six consecutive years is something we’re extremely proud of. But an award is only meaningful when there’s a proven track record behind it. 💪🏆

As a mortgage broker, we aren’t tied to one bank or one set of guidelines. We have access to multiple wholesale lenders and a wide range of programs — from VA 🇺🇸, FHA, USDA 🌴 and Conventional to Jumbo, DSCR 🏘️, Construction 🔨 and solutions for self-employed borrowers.

Whether your mortgage is straightforward or complicated, take advantage of our experience and expertise before making your decision.

✅ Nearly 30 years of mortgage experience
🏆 Top 1% National Mortgage Broker — 6 Years Running
🤝 Multiple lenders & loan programs
⚡ Fast, experienced service
🏡 Thousands of homeowners helped

Don’t just choose a lender. Choose experience. Choose a proven track record. Choose Beaufort Lending. 🏆🏡💪

📲 Have a mortgage scenario? Give me a call and let’s compare your options.

Benji Gecy | Broker/Owner
🏡 Beaufort Lending
NMLS #302188 | Beaufort Lending NMLS #1703543
📞 843-441-0668
📧 [email protected]
🌐 Beaufort.Mortgage

Looking for the best mortgage broker in South Carolina? Benji Gecy of Beaufort Lending is ranked in the top 1% nationally for 6 straight years. Save more on your SC home loan.

08/24/2026

🏡🌊 Second Home Mortgage Options in Greenville, SC | 2026 Guide

Thinking about buying a second home on Lake Keowee, Lake Hartwell, or in the Greenville Upstate? Before you start shopping, it pays to understand how second-home financing works in 2026.

Many waterfront properties are priced above the $832,750 conforming loan limit, which can quickly move the financing conversation into jumbo territory.

Here are a few important things second-home buyers should know:

💰 10% minimum down for a conforming second home
🏦 Jumbo financing may be needed above $832,750
💵 Cash reserves may be required for both your primary and second-home mortgages
📈 Second-home rates typically run higher than primary-residence rates
🏠 South Carolina generally assesses second homes at 6% for property-tax purposes vs. 4% for a qualifying primary residence
📍 And the often-repeated “100-mile rule” is NOT a Fannie Mae requirement

Whether you’re looking for a weekend lake house, a retirement getaway, or a second home in the Upstate, run the financing numbers before you fall in love with the dock. 🚤☀️

Our new 2026 Second Home Mortgage Guide breaks down second-home requirements, jumbo financing, down payments, rates, taxes, second home vs. investment property, and financing options for retirees.

👇 Read the full article and see which financing options may work for you.

📞 Benji Gecy | Broker/Owner
🏦 Beaufort Lending
NMLS #302188 | Company NMLS #1703543
📱 843-441-0668
📧 [email protected]
🌐 Beaufort.Mortgage
🏡 Equal Housing Opportunity

Loan programs, rates, terms, and eligibility are subject to change. All loans are subject to underwriting approval. This is not a commitment to lend.

Buying a second home near Greenville or Lake Keowee? Down payment rules, reserves, and the South Carolina tax rule that catches out-of-state buyers.

07/23/2026

🏡 Another Home Equity Line of Credit Clear to Close—in Just 2 Days! 🚀

✅ Clear to Close in just 2 days✅ Fast approvals✅ Competitive rates and low costs✅ Access your home's equity for renovations, debt consolidation, investments, or whatever comes next

When you need to tap into your home's equity, experience matters. My team works hard to deliver a smooth process from application to closing—without the unnecessary delays.

📞 Benji GecyBeaufort LendingNMLS #302188📱 843-441-0668📧 [email protected]

07/13/2026

🔨 Remodel, Reposition, Profit: The 2026 Beaufort & Lowcountry Investor Report

🚨 INVESTORS TAKE NOTICE! 🚨

The Beaufort, Bluffton, Hilton Head, and Jasper County real estate markets are presenting some of the best rehab and value-add opportunities we’ve seen in years.

As both a Mortgage Broker, Licensed Contractor, and Active Real Estate Investor, I’m seeing an increasing number of older homes hit the market with tremendous upside potential. Many properties built in the 1970s, 1980s, and 1990s are ready for renovation, creating opportunities for investors to add value, increase cash flow, and build long-term wealth.

With inventory levels rising, days on market increasing, and buyers gaining more negotiating power, investors are finding opportunities that simply weren’t available during the ultra-competitive pandemic years.

✅ More inventory hitting the market
✅ Strong fix-and-flip opportunities
✅ Growing rental demand throughout the Lowcountry
✅ Increased investor financing options
✅ DSCR loans helping investors scale faster without tax returns or income verification

Whether your strategy is to flip, renovate and hold, build a rental portfolio, or acquire your next Airbnb property, the Beaufort and Lowcountry markets continue to offer outstanding opportunities for investors willing to act.

📖 Read the full report and learn why many investors believe the next wave of opportunity is already underway.

Benji Gecy
Owner & Broker | Beaufort Lending
Mortgage Broker • Investor • Licensed Contractor

📞 843-441-0668
📧 [email protected]
🌐 Beaufort.Mortgage

NMLS #183659
Beaufort Lending NMLS #256660

🔨🏡💰📈

DSCR and fix-and-flip financing trends across Beaufort, Bluffton, Hilton Head, and Jasper County: why investors are renovating older Lowcountry inventory faster in 2026.Slug: beaufort-lowcountry-rehab-report-summer-2026

07/09/2026

🏡🌊 Tidal Creek • 3 Lots • Rare Opportunity • Investor Dream!

418 Broad River Rd, Beaufort, SC 29906

🚨 One of the most unique properties to hit the Beaufort market in years! 🚨

Nestled on three separate lots with breathtaking views of Archers Creek, Parris Island, and portions of the Intracoastal Waterway, this solid 1968 brick home offers unlimited potential for investors, renovators, builders, or buyers seeking a future Lowcountry estate.

✨ Property Highlights:
✅ Three separate lots
✅ Sweeping tidal creek and marsh views
✅ Southern exposure 🌞
✅ Magnificent mature live oaks 🌳
✅ Basement and two-car garage
✅ Approximately 18' above sea level (flood insurance generally not required by lenders)
✅ No HOA and no recorded covenants
✅ Protected government-owned land and neighboring island help preserve long-range views

💬 Kathy Gecy:
"In more than 40 years of selling real estate in Beaufort County, I can count on one hand the number of times a property like this has come to market."

💬 Christy Gecy:
"The live oaks, elevation, water views, and freedom from restrictions create an opportunity that simply cannot be recreated in today's market."

📞 For Property Information:

Kathy Gecy
Howard Hanna Allen Tate Real Estate
📱 (843) 812-8899
📧 [email protected]

Christy Gecy
Howard Hanna Allen Tate Real Estate
📱 (843) 441-0903
📧 [email protected]

💰 Financing Available
Whether you're planning a renovation, custom build, fix-and-flip, or long-term investment, financing options are available.

Benji Gecy | Beaufort Lending
NMLS #238959
📱 (843) 441-0668
📧 [email protected]
🌐 Beaufort Mortgage

🔥 Properties offering three lots, no HOA, incredible elevation, and protected waterfront views are exceptionally rare in Beaufort County.

🌴🌊🏡✨

Three lots, tidal creek views, no HOA, and elevation that removes flood insurance. 418 Broad River Blvd is a rare Beaufort County waterfront fixer-upper.

06/29/2026

📉 Now Is the Time! Current SC Mortgage Rates | Benji Gecy 🏡

South Carolina mortgage rates are currently ranging from 5.25% VA to 6.75% DSCR. Whether you’re buying your first home, refinancing, or investing, knowing your options can save you thousands. 💰

✅ VA Rates as Low as 5.25%
✅ USDA 100% Financing Available
✅ FHA & Conventional Options
✅ Investor & DSCR Programs

📲 Message me for a personalized rate quote in minutes!

🏠🔑📈

Current SC mortgage rates: FHA, VA, USDA, conventional, jumbo, and DSCR/Investor loans. See today's rates from Beaufort Lending and find out what you qualify for

06/17/2026

🏝️ Cat Island: The Total Lowcountry Lifestyle Without the Gated Community Price Tag 🌊⛳️⚓️

Thinking about Cat Island? Not all "waterfront" properties are the same. From breathtaking marsh views 🌾 and tidal creek frontage 🚣‍♂️ to golf course homes ⛳️ and rare deepwater estates 🚤, Cat Island offers a little bit of everything that makes Lowcountry living so special.

Just minutes from downtown Beaufort 🌴, it's one of the best values in the Lowcountry—delivering luxury living, golf, boating, water views, and island charm without the fees and costs often associated with gated communities 💰✨.

Whether you're looking for a marsh-front sunset 🌅, a deepwater dock ⚓️, fairway views ⛳️, or simply a beautiful place to call home 🏡, Cat Island truly offers the total package.

📖 Check out my latest article: "Cat Island: What Locals Need to Know"

📲 Christy Gecy, Realtor📞 843-441-0903

✨ Powered by Howard Hanna Real Estate Services ✨

🏝️ 🌴 🌊 ✨ 🏡 🚤 ⛳️ 🏠

Browse Cat Island waterfront homes and marsh view properties in Beaufort, SC. Deepwater estates, tidal creek frontage, and golf course views in a private gated community minutes from downtown. Christy Gecy knows this market inside and out.

05/15/2026

🏡💰 BUY A HOME WITH LITTLE TO NO MONEY DOWN💰🏡

VA • USDA • FHA • Conventional✅ Gift Funds Allowed✅ Down Payment Assistance Available✅ Rate Buydowns Available

Homeownership may be easier than you think! 🔑🇺🇸Let Beaufort Lending show you the options available today.

📲 “Benji” GecyBroker/Owner | Beaufort Lending LLC
NMLS #302188

See SC loan programs let qualified buyers close with $0 down. Learn how VA loans, USDA loans, and FHA gift fund strategies work in South Carolina.

05/09/2026

So proud of my wife Christy Gecy and her beautiful new DiscoverLowcountryLife.com website! 🌴🏝️☀️ From Fripp Island sunsets to hidden coastal gems, the site is packed with awesome tools, local insight, and everything people love about Lowcountry living 🐬🌊🦀

If you love Fripp Island and the South Carolina coast, go check it out! 🌴🇺🇸🐚

Thinking about Fripp Island, SC? Realtor Christy Gecy shares an insider's guide to homes, prices, beach access, and the golf-cart resort lifestyle.