Hart Insurance Group

Hart Insurance Group Hi! I am an independent insurance broker. That means that I will find the best Insurance for you, I am not obligated to anyone but you.

I will show you all the possibilities and make sure that you understand everything about your insurance plan.

10/12/2024

It is the morning after the morning after. Where I am at is mostly wind and rain damage, but I have customers down on the beaches, Indian Rocks Beach, to be precise. I have building materials needed to be returned to the work site and my only helper is at home taking care of family.

The nerve!

Just kidding he is a great helper and worker.

But it left me having to move 10 wood fence sections and 10 posts 30 feet by myself. I wasn't sure what else was ahead, but I knew that wasn't going to be fun. The closer to the beaches I got the more desolate the area started looking. Businesses where boarded up. Gas stations where closed. No gas could be found anywhere.

I was ok. I had plenty to do what I needed to, so I kept going. The main road that I use to access Indian Rocks Beach had a stream running over it and policemen where diverting us to side streets. The side street had a river running over it, but it wasn't as deep and I drove slowly through it. When I came out on the otherside I was in an unfamiliar neighborhood that even my gps didn't recognize.

I found my way back out to the main road and continued to the beaches. It was fairly deserted. Piles of garbage and debris stacked everywhere. There was not a single place that didn't have a pile of debris in front.

I arrived at my customers place and unloaded the materials.

I was exhausted and the debris everywhere was hard to comprehend, a place that just 48 hours ago was a thriving beach community. Everything on the ground floor, everywhere, was on the street.

I must say I have seen this kind of destruction before, sad but the reality of living along a coast line is that sometimes these things happen; the part I am not use to seeing is the gas shortage that has now gone on for 2 days! People are running out of gas while looking for gas.

People are crazy.

Anyway, life moves forward and we take the bumps and the lumps and the hurricanes and tornadoes...... It's just part of life here.

Anyone feels like sending me some gas I would appreciate it (unleaded, any octane).

We will all pull through!

10/10/2024

It is the morning after and everything looks good where I am at. I am in Land O lakes with Beth, the love of my life, we are feeling great considering all the alcohol I digested to keep myself calm.

I am going to my house here shortly, but where I am I don't even see any down limbs.

I don't understand why I have such a good guardian angel, but I have always been blessed that way...... sometimes it tricks me into thinking nothing can happen to me. I wish I could loan my angel out to others.

In the mean time all is good for me and if anyone needs help don't be shy.

10/10/2024

The winds are strong and the rain is pouring down and my dog refuses to go out. We look at each other suspiciously and I go with his judgment. I wouldn't do it either.

Other than that, there really isn't much to say. the storm is at its worst. I am having a martini and my baby is making a mexican pork dinner.

Life is great until I step outside.

10/09/2024

It is 6:00 am, I am staying in Wesley Chapel, about 20 miles from the west coast of Florida. Milton has cranked up to a category 5 hurricane (160 mph winds or more), the storm is still about 20 hours away from landfall. The roads are, by our standards, deserted. The weather is great! after a long hot summer, cool weather and light sprinkles have been increasing a little bit over night, I dream of that kind of weather.

Anticipation, is the word we are all thinking about but few are saying it. I have been saying for several years now, that the eye of a hurricane has not passed over were I live since 1921, I believe that it won't come my way. More specifically the area between the north side of Tampa bay to south of Homosassa has not a hurricane in about a hundred years. Obviously, that means that I could get hit, just not likely.

It always amazes me the things people buy when hurricanes look like they are coming to their town. I can see water and batteries, but how much toilet paper do you really need to get through a couple days? The toilet paper flies off the shelves! It's only for a little while and you won't be needing it more than usual. One of the reasons I kinda love hurricanes is because it is a great time to break out your grill and get some steaks, plenty of beer and all my favorite snacks in case things get bad.

I have a blessed life.

For those friends and customers that live here, do not be shy about asking for help. I am about a half hour from the coast, if any of my customers, friends or relatives need me. I am happy to put down my beer and come running, you may have to wait a minute if I am in the middle of the steak. Text me or call 727 992 3906.

No one should go through this storm alone. If you need to get to higher ground, I can help you. Otherwise party on!

10/08/2024

I have lived here in the Tampa Bay area for the past 40 years. When you figure we average about 3-5 hurricanes a year or roughly 120-150 hurricanes? Whatever.

Most of us locals have experienced both evacuating and staying when they probably should have left. That is a very bad scene and can be life threatening. That said, if I evacuated everytime they said to evacuate I would not be able to afford it. Think about it. Each time you evacuate you need gas; don't count on getting any, the lines are long and the gas stations are running of gas all over the place. You need some place to stay; once again you are competing with approximately 7 or 8 million others. You need to be able to travel; the airports are closing down and the highways are congested and grinding to a halt. The last time my mother evacuated the hurricane changed course to where she was going to stay. It didn't matter though because she was stuck in a traffic jam on the highway and went through the hurricane in her car.

So if I evacuated every time they said to I will have spent about $120,000.00 in fleeing and although I have experienced some bad storms here, I have never incurred any serious damage. That is because I do not live on the water. I don't live in a flooding area and I don't keep anything that matters to me where the water can get to it.

I love this time, because everyone leaves town!

My heart goes out to those who are in danger, You I recommmend that you plan that this is going to happen about 3 times a year so have a plan that you can leave 4 or 5 days in advance, otherwise you need to live with the possibility that it could be dangerous.

I am alright with the risk.

09/20/2024

I don't have time to elaborate right now. I just tried to take my dog to VCA animal hospital veterinarians. I am still extremely unhappy with my last 3 experiences with them. This last one convinced me that they are lazy, incompetent and worst of all, they waisted my time.

They are a national chain, I strongly recommend that you not use them. They hire incompetent people.

09/14/2024

Hi everybody out there in FB land! I am not the most active person. I like to use facebook to make good my obligations to my friends, strangers and myself. Sometimes good things happen to me because everyone was so cool. That's here today. I want to thank my neighbors and friends that helped me find my "little Guy" Nino. Nino is my little chihuahua that I have had since the day he was born. He is now an old and blind dog, but like everyone, I love my little Nino and when he wondered off me and everyone that knew him was worried. After putting posters, he was returned within a few hours by some wonderful people down the street that saw him walking in the road. They fell in love with him and were disappointed that they had to return him, but they did the right thing and I understand the majic that is Nino.

We had opportunity to meet our neighbors while looking for him and it reminded me that my neighbors are more than cars lined up in a row on a street; there are many good people that worry about the same things we all do, like a lost old dog.

Thank you everyone for helping get my little guy home.

09/02/2024

It seems the older I get the more I realize I am probably wrong as much as I am right; that being right isn't all there is to everything. sometimes things like getting along with each other is important too. Simply being right for the sake of being right, means you probably got it wrong.

But I know I got this one thing right, I love you baby (Beth Moyer).

08/09/2024

Good morning my friends!

I have been negligent in helping Shelley Zilliot with her financial needs. She is a homeless person whose entire support system; her son Phillip Zilliot, her daughter in law that she loved and was a part of their lives everyday was murdered by a crazy nut! Now she is in debt trying to make it to the court case. After the tragedy of her family being murdered she admitted herself into a mental health facility in Texas where her daughter lives. She has now borrowed money to come back to Florida so that she can be present for the trial of the accused murderer. She needs your help. Please go to gofundme.com and donate to Shelley Zilliot.

The homeless have expenses too!

Thank you

09/30/2021

Haul 2 sheets of plywood and 2 sheets of drywall and 4 2x4 's about 5 miles. from home depot

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7210 Rockwood Drive
Port Richey, FL
34668

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