06/15/2026
Your debt-to-income (DTI) ratio matters more than you might think!
It shows lenders how much of your income is already committed to paying off debt and is a good indicator of what you can comfortably afford. Keeping your DTI low by paying down debts and avoiding new ones can improve your chances of getting approved for a home loan (and it may even help you secure more favorable terms).
Thinking about your next move in the homebuying process? Letβs get started β reach out to kick off the conversation.