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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

𝗧𝗵𝗲 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗙𝗶𝗿𝗺 𝘍𝘭𝘰𝘳𝘪𝘥𝘢 𝘔𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵𝘴

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Port Orange, FL
𝗧𝗵𝗲 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗙𝗶𝗿𝗺 𝘍𝘭𝘰𝘳𝘪𝘥𝘢 𝘔𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘚𝘱𝘦𝘤𝘪𝘢𝘭𝘪𝘴𝘵𝘴

Team Tina guides homebuyers and homeowners through purchase, refinance, HELOC & construction loans with personalized service backed by 25+ years of experience.

The Mortgage Firm NMLS 189233 Equal Housing Lender The Mortgage Firm is a retail mortgage lending operation based in Central Florida. We provide mortgage lending to consumers throughout the States of
Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and Virgina.

09/24/2026

🚨 DEBT IS KNOCKING — ARE YOU READY?

Credit card interest rates are rising, and they may continue to climb through the end of the year. 💳📈

That balance isn’t getting cheaper.

𝐖𝐚𝐢𝐭𝐢𝐧𝐠 𝐜𝐨𝐮𝐥𝐝 𝐜𝐨𝐬𝐭 𝐲𝐨𝐮. 𝐈𝐭’𝐬 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐚𝐜𝐭𝐢𝐨𝐧.

TEAM TINA wants to help! Contact info in comments! 👇👇👇

09/23/2026

🏡 𝗧𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗵𝗼𝗺𝗲 𝗶𝘀 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁… 𝗯𝘂𝘁 𝗻𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁 𝗰𝗼𝘂𝗹𝗱 𝘀𝗮𝘃𝗲 𝘆𝗼𝘂 𝗧𝗛𝗢𝗨𝗦𝗔𝗡𝗗𝗦! 💰👀

When buying a home, your down payment isn’t the only upfront expense to consider. Closing costs, prepaid expenses, and other transaction costs can add up quickly.

Here’s where 𝘀𝗺𝗮𝗿𝘁 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁 𝗻𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗶𝗼𝗻 𝗺𝗮𝘁𝘁𝗲𝗿𝘀. Depending on the loan program and transaction, a seller may be able to contribute toward certain closing costs. Negotiating these terms correctly could potentially reduce the amount of money you need to bring to the closing table — sometimes by 𝙩𝙝𝙤𝙪𝙨𝙖𝙣𝙙𝙨 𝙤𝙛 𝙙𝙤𝙡𝙡𝙖𝙧𝙨. 💵

That’s why you shouldn’t focus only on the purchase price. The details of the contract matter!

Before you make an offer, talk with your mortgage professional so you understand how different terms could affect your cash-to-close and overall financial picture.

✨ 𝘼 𝙬𝙚𝙡𝙡-𝙣𝙚𝙜𝙤𝙩𝙞𝙖𝙩𝙚𝙙 𝙘𝙤𝙣𝙩𝙧𝙖𝙘𝙩 𝙞𝙨𝙣’𝙩 𝙟𝙪𝙨𝙩 𝙖𝙗𝙤𝙪𝙩 𝙜𝙚𝙩𝙩𝙞𝙣𝙜 𝙩𝙝𝙚 𝙥𝙧𝙞𝙘𝙚 𝙧𝙞𝙜𝙝𝙩 — 𝙞𝙩’𝙨 𝙖𝙗𝙤𝙪𝙩 𝙨𝙩𝙧𝙪𝙘𝙩𝙪𝙧𝙞𝙣𝙜 𝙩𝙝𝙚 𝙙𝙚𝙖𝙡 𝙬𝙞𝙨𝙚𝙡𝙮.

Have questions about how seller contributions or contract terms could affect your purchase?

📲 CALL TEAM TINA: 386-756-0301
🌐 Apply today: www.TMFFMS.com

📍 4645 S Clyde Morris Blvd, Suite 409, Port Orange, FL 32129

09/22/2026

Your credit app can give you a number, but it can’t tell you if you’re ready to buy a home.

And it absolutely can’t tell you whether paying off that card, closing an account, or waiting another six months is actually the right move.

You know who CAN help with those questions? TEAM TINA!
📲 CALL TEAM TINA at 386-756-0301
🌐 Apply today at www.TMFFMS.com
👉 4645 S Clyde Morris Blvd Suite 409 Port Orange, FL 32129

09/21/2026

🏠 𝙒𝙖𝙞𝙩𝙞𝙣𝙜 𝙛𝙤𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙖𝙩𝙚𝙨 𝙩𝙤 𝙙𝙧𝙤𝙥? 👀

Before you wait, ask yourself:

What could change while you’re waiting?

Home prices. Inventory. Competition. Rent. And the home you want may not still be available.

A lower rate isn’t the only number that matters.

👉 𝗥𝗲𝗮𝗱 𝗼𝘂𝗿 𝗹𝗮𝘁𝗲𝘀𝘁 𝗮𝗿𝘁𝗶𝗰𝗹𝗲 𝘁𝗼 𝘀𝗲𝗲 𝘄𝗵𝗮𝘁 𝘄𝗮𝗶𝘁𝗶𝗻𝗴 𝗰𝗼𝘂𝗹𝗱 𝗿𝗲𝗮𝗹𝗹𝘆 𝗰𝗼𝘀𝘁 𝘆𝗼𝘂—𝗮𝗻𝗱 𝘄𝗵𝗮𝘁 𝘁𝗼 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗯𝗲𝗳𝗼𝗿𝗲 𝗺𝗮𝗸𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻. 👇

Why Waiting for Interest Rates to Drop May Cost You More Than You Think: https://tmffms.com/waiting-for-interest-rates-to-drop

Just Ask TEAM TINA 386-756-0301
📍 Serving homebuyers in Florida & Alabama
📣 4645 S Clyde Morris Blvd Suite 409 Port Orange, FL 32129

09/20/2026

🏈 SCORE BIG ON YOUR HOMEOWNERSHIP GOALS! 🏡🏆

The teams are gearing up for Sunday football… so why not make a game-changing move toward your next home? 🏟️

Don’t just watch the action — make your own winning play in homeownership! 📣🏡 Whether you’re buying your first home, upgrading, investing, or exploring a refinance, the right game plan can make all the difference.

🏆 DON’T FUMBLE YOUR FINANCING — CALL TEAM TINA!

TEAM TINA will help you create a personalized game plan designed around your homeownership or refinance goals. Let’s get you from pre-approval to closing day! 🔑🎉

📞 386-756-0301
💻 APPLY NOW: www.TMFFMS.com

🏆 4645 S Clyde Morris Blvd, Suite 409, Port Orange, FL 32129

09/19/2026

🎃🍂 Fall into your homebuying goals! 🏡☕

Pumpkin spice makes your favorite fall drink a little sweeter—and the right mortgage plan can make your homebuying journey feel a whole lot smoother! 🍁✨

Let’s brew up a mortgage plan that fits your goals, your budget, and your next chapter. Whether you’re a first-time homebuyer or ready for your next move, Team Tina is here to help! 🤎🏡

📲 Call Team Tina: 386-756-0301
🌐 Apply Now: www.TMFFMS.com

📍 We finance in Florida & Alabama!

🍂 Your dream home might be closer than you think. Let’s get started!
📍 4645 S Clyde Morris Blvd, Suite 409, Port Orange, FL 32129

09/18/2026

Homeownership can give you the opportunity to build equity over time while creating more stability in your housing costs. 🏡 For many buyers, it’s not just about where they live today, but what owning a home can mean for their financial future.

Let’s see if it makes sense for you for free and no credit inquiry.
📱Team Tina 386-756-0301
APPLY NOW at www.TMFFMS.com
📣 4645 S Clyde Morris Blvd Suite 409 Port Orange, FL 32129

09/17/2026

🎉 CLEAR TO CLOSE 10 DAYS BEFORE closing! 🎉

Congratulations to Gina on reaching this exciting milestone! 🏡✨

Gina didn’t rush the process — she waited for the perfect home, and we were honored to be there with her every step of the way. Over the past few years, Gina stayed connected Team Tina, at TMFFMS, and when the right home finally came along, we were ready to make it happen!

And here’s the really exciting part… TMF isn’t just handling the mortgage for Gina’s new purchase — we’re also handling the mortgage for Gina’s buyers purchasing her home! 🙌

Talk about coming full circle! 💙

We couldn’t be more excited for Gina as she begins this brand-new adventure. Congratulations, Gina — your perfect home was worth the wait! 🥂🏡✨
CALL TEAM TINA 386-756-0301
APPLY NOW - Link in Bio
4645 S Clyde Morris Blvd Suite 409, Port Orange, FL 32129

09/16/2026

🚨 THE FED IS MAKING ITS MOVE… WHAT DOES IT MEAN FOR YOUR MONEY? 👀

We’re waiting on the Federal Reserve rate decision, and the outcome could have an impact far beyond the headlines.

📈 𝙄𝙛 𝙩𝙝𝙚 𝙁𝙚𝙙 𝙧𝙖𝙞𝙨𝙚𝙨 𝙧𝙖𝙩𝙚𝙨:
Borrowing generally becomes more expensive. That can put upward pressure on mortgage rates, especially adjustable-rate mortgages, and can also affect other borrowing costs like credit cards, auto loans, HELOCs and other variable-rate debt.

🏠 𝙒𝙝𝙖𝙩 𝙖𝙗𝙤𝙪𝙩 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙖𝙩𝙚𝙨?
A Fed rate increase 𝐝𝐨𝐞𝐬 𝐧𝐨𝐭 automatically mean mortgage rates will jump by the same amount. Fixed mortgage rates are influenced heavily by the bond market and economic expectations—but Fed decisions can still have an important ripple effect.

💰 Bottom line: What the Fed does can impact what it costs to borrow money.

We’ll be watching the announcement closely and breaking down 𝘄𝗵𝗮𝘁 𝗶𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗺𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝗵𝗼𝗺𝗲𝗯𝘂𝘆𝗲𝗿𝘀, 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀 𝗮𝗻𝗱 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿𝘀.

👉 𝗟𝗜𝗞𝗘 𝘁𝗵𝗶𝘀 𝗽𝗼𝘀𝘁 𝗮𝗻𝗱 𝗙𝗢𝗟𝗟𝗢𝗪 𝘂𝘀 us so you don’t miss the update when the decision comes out!

📱Team Tina at 386-756-0301 for more info
APPLY NOW at www.TMFFMS.com
📣 4645 S Clyde Morris Blvd Suite 409 Port Orange, FL 32129

09/15/2026

🏡✨ Ready to experience the benefits of refinancing? Team TIna wants to break it down for you! 📝💰

Refinancing your home may lead to lower monthly payments, reduced interest rates, and potential savings in the long run. Take control of your finances and explore the possibilities today! 💪🔑

𝐘𝐨𝐮𝐫 𝐞𝐪𝐮𝐢𝐭𝐲 𝐢𝐬 𝐚𝐧 𝐨𝐩𝐭𝐢𝐨𝐧 — 𝐧𝐨𝐭 𝐚𝐧 𝐨𝐛𝐥𝐢𝐠𝐚𝐭𝐢𝐨𝐧.

Let’s see if it makes sense for you for free and no credit inquiry.
📱Team Tina 386-756-0301
APPLY NOW at www.TMFFMS.com
📣 4645 S Clyde Morris Blvd Suite 409 Port Orange, FL 32129

Address

4645 Clyde Morris Boulevard Suite 409
Port Orange, FL
32129

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

https://tmffms.com/about

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