Optimus Financial - Stifel Independent Advisors

01/28/2026

After cutting rates 75bps last year, and 100bps in 2024, the Fed is widely expected to hold rates steady this month at a range of 3.50-3.75%. According to market participants, the probability of a rate cut today is down to just 3% with a rate cut in March priced in at just 16%. Although, the market is still anticipating about two rate cuts by year-end with the first cut likely to take place mid-year.

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01/08/2026

We are truly honored to have been named one of Forbes' 2026 Best-in-State Wealth Management Teams, among so many impressive colleagues!

Forbes' Best-in-State Wealth Management Teams rankings are based on the 12-month period ending March 31 of the year prior to publication and selected by SHOOK Research, LLC from a pool of nominations as indicated in the methodology. The rankings may not be representative of any one client's experience and are not indicative of the financial advisor's future performance. For more information, see https://lnkd.in/eS_JAWkR

01/08/2026

We are truly honored to have been named one of Forbes' 2026 Best-in-State Wealth Management Teams, among so many impressive colleagues!

Forbes' Best-in-State Wealth Management Teams rankings are based on the 12-month period ending March 31 of the year prior to publication and selected by SHOOK Research, LLC from a pool of nominations as indicated in the methodology. The rankings may not be representative of any one client's experience and are not indicative of the financial advisor's future performance. For more information, see https://lnkd.in/eS_JAWkR

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12/15/2025

As expected, the Fed opted to lower the federal funds target rate 25 basis points (bps) to range of 3.50% to 3.75%, the third consecutive cut since September totaling 75 bps.

12/03/2025

Contribution limits and eligibility thresholds have changed. Learn more here:
https://livesocial.seismic.com/ayDMZ3

11/25/2025

If you are not engaging in year-end tax planning, you could be leaving money on the table. Review the 2025 year-end tax planning strategies here: https://livesocial.seismic.com/aaCb3t

10/30/2025

Americans are projected to spend a total of $13.1 billion this Halloween season. $3.9 billion of that just on candy!

The average per-person Halloween spending is projected to be $114.45 this year.

10/02/2025

Despite a decline in confidence and challenging conditions, the U.S. consumer has proven surprisingly resilient. While spending on goods and services continues, the pace of spending has slowed amid heightened uncertainty surrounding changed fiscal policy and the outlook for the economy. Furthermore, elevated inflation continues to complicate the picture, with consumers getting less for each dollar spent. Read more here: https://livesocial.seismic.com/aTZuBH https://livesocial.seismic.com/POVuZ

09/22/2025

There has been a lot of hype surrounding HSAs in the past few years as their popularity continues to grow. HSAs were approved by Congress in 2003 so that individuals with high-deductible health plans could receive tax-preferred treatment for saving money for future healthcare expenses.

09/15/2025

Possibly one of the most important decisions that an investor must make is selecting the appropriate mix of assets – i.e., stocks versus bonds. Take a look at how a portfolio's allocation to equities versus fixed income has historically affected its overall risk and return characteristics.