12/11/2025
The sunset comes on all of our careers. Twenty-five years is a long time to live on a retirement nest egg with inflation and rising medical costs. Even $1,200,000 at 4% withdrwal only generates $50,000 a year before taxes, $35,000 after! You can't live off that now so how will you 10-20 years from now?
1. Change your plan to include tax advantaged products thay eliminate that $15,000 a year in tax loss.
2. Get a huge bonus, and a very strong contractually guaranteed return on a financial products that have income streams you can't outlive.
3. Diversify with some income property that maintaines tax advantages and supplements income.