06/03/2026
🚨 Hurricane season is here… and flooding doesn’t only happen in flood zones.
Heavy rain. Hurricanes. Storm surge. Overflowing ditches, creeks, and drainage systems. With all of the growth and new construction happening in Effingham, changing drainage patterns and water runoff can impact areas in ways many homeowners may not expect.
It doesn’t always take a direct hurricane hit for water damage to happen.
And here’s something many homeowners don’t realize… flood damage is generally NOT covered under a standard homeowners insurance policy.
Now is the time to review your coverage, not when a storm has already formed.
Give our office a call at 912-354-3001 to discuss your flood insurance options. 🌊