Pontotoc Insurance Agency

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Pontotoc Insurance Agency Health. Life. Annuities. Retirement. We've got you covered. www.pontotocinsuranceagency.com

10/12/2026

Join us for educational content where we teach you about your retirement options!

The Power of Not Losing GroundWould you take half the market's gains if it meant never taking the losses?That sounds lik...
09/28/2026

The Power of Not Losing Ground

Would you take half the market's gains if it meant never taking the losses?

That sounds like a bad trade at first. So I ran the numbers.

I looked at every 10-year stretch of the S&P 500 from 2000 to 2025, 17 in all. Then I compared the index to a hypothetical strategy that earns 50% of the gains in up years and 0% in down years, instead of a loss.

What I found:
📉 Worst 10 years (2000–09): the S&P 500 lost 2.72% a year. The 50% strategy earned 3.84% a year.
📈 Best 10 years (2012–21): the S&P 500 earned 14.25% a year. The strategy earned 7.65%.
⚖️ Average across all 17 periods: the strategy earned about 82% of what the index did, while taking a fraction of the risk.

Half the rate, most of the result. When you're close to retirement or already in it, avoiding the big losses often matters more than chasing the big gains.

If you want to see whether a strategy like this fits your retirement plan, message me or call 662-200-2249.

Hypothetical illustration using S&P 500 price returns. Not a specific product or a guarantee of future results. Participation rates vary and can change.

We have 2 major events going on for our in- office staff this week. 1) Regional Rehab’s Fund Raiser2) Annual Trainings t...
08/31/2026

We have 2 major events going on for our in- office staff this week.

1) Regional Rehab’s Fund Raiser

2) Annual Trainings to prep our team for October 15- December 7.

If you are needing some help, please still call.

We are just a smidge slower on response time for the week.

Medicare Made Simple will go live again this coming Monday. If you do have any questions please message us directly. Wil...
08/17/2026

Medicare Made Simple will go live again this coming Monday.

If you do have any questions please message us directly.

Will resume our normal program next week!

🚨 Teachers — your insurance pays the hospital. These plans pay YOU.Here's the gap nobody talks about: your school health...
08/16/2026

🚨 Teachers — your insurance pays the hospital. These plans pay YOU.

Here's the gap nobody talks about: your school health plan is built for the big catastrophe. But it still hands you the deductible… and it never sends you a check.

These supplemental plans flip that. Cash paid straight to you when life happens 👇

🦷 Everyday care & smiles 🏥 A hospital stay 🤕 An accident ❤️ A serious diagnosis 🏠 Recovery at home

Use it on anything — the mortgage, the gas, the groceries — while you focus on healing. It stacks on top of the coverage you already have. No networks.

👉 Book a free, no-pressure chat with Chris and see which ones fit your family — link below.

Your insurance pays the hospital. These plans pay YOU. 💵

Cash straight to you for a hospital stay, an accident, a diagnosis, or recovery at home — teachers, this is the gap in your coverage. Free quote with Chris 👉 link below.

⚠️ Limited-benefit supplemental insurance (ManhattanLife & Physicians Mutual). Not major medical.

07/02/2026

🔔 Important Update for Retirees and Those Nearing Retirement

Medicare costs will change in 2026... make sure you’re ready!

What’s changing for Medicare Parts A & B in 2026:
- Part A (Hospital Insurance): While most people won’t owe a premium, the deductible is climbing to $1,800 (up from $1,632 in 2025). Daily coinsurance rates are also set to increase.
- Part B (Medical Insurance): The standard monthly premium is rising to $185 (from $174.70 in 2025). If you have a higher income, expect to pay more based on your earnings.
- Income Thresholds: Individuals earning over $103,000 or couples above $206,000 will be charged higher Part B premiums.

What you should do:
- Review how these changes may affect your 2026 Medicare costs and confirm your income tier.
- Assess your current Medicare plan and project out-of-pocket costs for the coming year.
- Remember to enroll on schedule to avoid any late fees.

👉 For more information and tailored advice, visit [Medicare.gov](https://www.medicare.gov) or call 1-800-MEDICARE.

📲 Pass this along to ensure your friends and loved ones are up-to-date with their 2026 Medicare benefits!

Going live in 5
06/29/2026

Going live in 5

06/19/2026

Have you checked your whole life insurance policy lately? If your beneficiary details are out of date, your loved ones might not receive the full protection you intended for them.

📝 Double-check your policy. Refresh your beneficiary list. Give your family the financial peace they deserve.

Address

158 MS Highway 15
Pontotoc, MS
38863

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16622002249

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