TimberRisk Agency, Inc.

10/13/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

10/13/2026

Good day!
Driver selection is key to your company's success!
Don't hire a driver who has not been approved by the insurance provider / Agency.
Make sure you list ALL CDL and non-CDL drivers on the policy if they might drive one of your company's insured vehicles.
If a driver drives a vehicle without approval, it could cause issues with your insurance policy.
Be aware that even if a driver is approved, a questionable record could lead the company to be seen as engaging in negligent hiring practices if something bad happens and you did not train the driver properly.
Call us to help you conduct annual, documented driver safety discussions.
Have a safe and productive week!!

10/12/2026

Thank you to all the hard working loggers! You are the key ingredient to a healthy supply chain. May our industry stay healthy and vibrant on your success. God Bless America and our Loggers!

Happy National Loggers Day!

Today, the American Loggers Council recognizes the hardworking men and women who help keep our forests healthy, support rural communities, and supply the wood that becomes products we use every day.

From family businesses spanning generations to young loggers building their careers, your skill, dedication, and pride in your work keep this industry moving forward.

Thank you to the logging crews and businesses across the country, and the families behind them. We’re proud to represent you.

10/08/2026

When a log truck accident or roadside event occurs, clear documentation can make a meaningful difference in understanding what happened.

Dashcam footage, driver notes, scene photos, and prompt incident reporting can help preserve important details while they are still fresh. This information can support smoother claims conversations by giving everyone a clearer picture of the event.

Documentation does not guarantee a particular claims outcome, but it can help your timber-hauling operation respond with greater clarity and consistency.

Would you like to review your claims procedures? Our team is here to help.

10/05/2026

Good morning,
I'm sure many of you heard about the multiple-vehicle wreck in SC this past week.

https://www.wistv.com/2026/10/01/worst-thing-ive-ever-seen-65-car-pileup-shuts-down-i-95-bridge-over-lake-marion/

The things you prepare for on a daily basis, from pre-trips to putting yourself in the driver's cab and putting on your seatbelt, make you question the other unknowns. In past weeks, we have talked about things we can control.

Weather is not one of those things.

As temperatures change, so does the weather over rivers, water crossings, and lakes. Be aware of fog and what to watch for in those conditions.

Have a great first full week of October and be safe!!

10/01/2026

October always reminds us how one bold idea can change the direction of an entire industry. As a team serving the forestry and logging community across the Southeast, we love looking back at moments that shaped the world we work in today.

Here are a few October milestones that continue to inspire us:

🏰 October 1, 1971 – Walt Disney World opened in Orlando, bringing imagination to life and proving what happens when vision meets ex*****on.

📞 October 9, 1876 – Alexander Graham Bell and Thomas Watson completed the first long‑distance, two‑way outdoor telephone conversation, paving the way for communication that keeps businesses like logging contractors and timber haulers connected across miles.

🎵 October 23, 2001 – Steve Jobs introduced the iPod, sparking a wave of innovation that eventually shaped the smartphones we all rely on for safety checks, compliance tools, mapping, and communication out in the woods.

These breakthroughs remind our team at TimberRisk Agency that every great advancement starts with someone willing to push the boundaries.

Which of these October moments resonates with you most? We’d love to hear your thoughts!

10/01/2026

Great work Carolina Loggers Association! 👏 👏

Amid rising fuel costs, Governor Josh Stein today directed North Carolina Department of Revenue Secretary McKinley Wooten to provide penalty relief from…

09/28/2026

Good morning!
Please see the attachment for very important information regarding the FMCSA's SMS scoring.
Most of this information is public, and anyone, from the general public to insurance carriers to attorneys, can access your information through the portal.
Stay informed and make sure you are keeping up with your SMS scores.
We look forward to seeing many familiar faces in Williamsburg, VA, this week at the American Loggers Council's annual meeting advocating for loggers.
Have a safe and productive week.

09/23/2026

Property coverage and bonds might not be the most exciting part of running a sawmill or timber operation, but having them squared away before a contract lands on your desk can save a lot of stress.

At TimberRisk Agency, we help sawmills, logging contractors, and wood‑products operations stay prepared with the right protections for equipment yards, buildings, inventories, and job‑specific surety needs. From property insurance to bonds and performance requirements, our team makes it easier to keep projects moving without delays.

If you’re taking on new contracts or expanding your operation, now is a great time to review what you need. What’s been the biggest challenge for you when it comes to property or bond requirements?

09/21/2026

Monday Thoughts…

After 25 years in the insurance industry, we’ve seen a thing or two.

The insurance claims and challenges we face today aren't the same as those we faced yesterday, last year, or even 10 years ago.

Claim dynamics have changed dramatically.

Who was at fault?
Who witnessed the accident?
Was there adequate dashcam footage?

These are just a few of the questions we encounter today that weren’t nearly as common 10 years ago.

And take that a step further. What if we answered all three questions? Every “i” dotted and every “t” crossed. What if, based on the facts we know, the claim seems 100% common sense and clearly not your fault?

It still might not end that way.

The variables involved and the percentages of negligence being assigned in today’s claims environment can be mind-boggling. It’s enough to keep even experienced insurance professionals scratching their heads.

Consider a simple rear-end accident. Less than $5,000 in physical damage. A vehicle traveling less than 10 MPH.

In today’s legal climate, that seemingly straightforward accident can potentially turn into a multi-million-dollar claim.

That’s why, over the last few months, we’ve talked about FMCSA SAFER, MODUS, safety ideas, insurance coverages, DOT audits, road safety, and more.

But there’s another question we need to ask:

Are you ready for when the claim occurs?

Because preparing for a claim shouldn’t start after the accident.

It starts long before it happens.

Knowing what to document.
Knowing what information matters.
Knowing how to respond.
Knowing what your insurance policy actually covers.
And, most importantly, having an experienced team in your corner when the unexpected happens.

The accident may be over in seconds. The claim can last for years.

Are you prepared?

Like and share this post to see the video showing the outcome behind these two pictures.

The footage—and the result—will blow your mind.

You won’t want to miss this one. 👀