Southern Oak Insurance Company

Southern Oak Insurance Company Southern Oak Insurance Company is a Florida-based insurance company specializing in personal residential property coverage. Duval County Public Schools
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Southern Oak was founded by Floridians to provide an insurance solution to consumers in Florida. We live here with you and want to provide you with quality service by professionals that know and understand Florida. Southern Oak is proud to be a strong corporate citizen within the First Coast Community. Our company and its management team take pride in contributing their time, treasure and talents

to so many worthwhile organizations who serve so many across our area.

. Big Brothers/Big Sisters of Northeast Florida
. Cystic Fibrosis Foundation of North Florida
. Jacksonville University
. Little Star of Jacksonville
. National Multiple Sclerosis Society
. Northeast Florida Red Cross
. The Beaches Fine Arts Series
. The Cultural Council of Greater Jacksonville
. The Florida Theatre
. THE PLAYERS Championship
. Tom Coughlin Jay Fund
. University of North Florida
. The Big Fun Foundation

πŸŒ€ Hurricane Season starts TODAY.Storm Prep Tip of the Week: Know your zone and stock up now.When a storm is 48 hours out...
06/01/2026

πŸŒ€ Hurricane Season starts TODAY.
Storm Prep Tip of the Week: Know your zone and stock up now.
When a storm is 48 hours out, routes fill and store shelves empty fast. The families that are ready already had a plan.

➑️ Find your evacuation zone: https://hubs.li/Q04jyKmk0
➑️ Stock up now before they sell out: water, batteries, and flashlights
➑️ Free Disaster Preparedness Plan: https://hubs.li/Q04jyvqX0

Today we remember the brave men and women who gave their lives in service to our country, and the families who carry the...
05/25/2026

Today we remember the brave men and women who gave their lives in service to our country, and the families who carry their memory forward.

Their sacrifice protects us all.
With gratitude and respect, today and always.
πŸ‡ΊπŸ‡Έ

The Southern Oak Insurance Family

πŸŒ€ Florida hurricane supplies are now tax-free all year.No more waiting for a tax holiday. In 2025, Governor DeSantis sig...
05/19/2026

πŸŒ€ Florida hurricane supplies are now tax-free all year.
No more waiting for a tax holiday. In 2025, Governor DeSantis signed a law making many hurricane prep items permanently sales tax-free in Florida.
Some items now always tax-free:
βœ… Batteries
βœ… Portable generators
βœ… Gas cans
βœ… Smoke detectors
βœ… Fire extinguishers
βœ… Waterproof tarps
Not every item is included. See our chart for what is and is not covered.
For the full list, visit the Florida Department of Revenue.
πŸ”— https://hubs.ly/Q04h60mf0

🌿 Spring in Florida means one thing for homeowners: it's time to get your home ready before hurricane season hits.Here's...
04/24/2026

🌿 Spring in Florida means one thing for homeowners: it's time to get your home ready before hurricane season hits.

Here's your quick spring checklist:

🏠 Roof β€” schedule an inspection, clean gutters, trim overhanging branches
❄️ AC β€” service your system, flush the drain line, replace filters
πŸͺŸ Windows & Doors β€” test hurricane shutters, check caulking and weatherstripping
πŸ’§ Plumbing β€” inspect hoses, check under sinks, test your water heater
🌿 Exterior β€” walk the perimeter, check your pool enclosure, schedule a pest inspection
πŸ”’ Safety β€” test smoke detectors, update your home inventory

Pro tip: A well-maintained home isn't just safer β€” it can also qualify for lower insurance premiums.

πŸ“‹ Read our full checklist β†’

Use this spring home maintenance checklist for Florida homeowners to protect your property, avoid insurance claim denials, and lower your premium before hurricane season.

πŸ“£ Good news, Florida homeowners β€” the insurance market is shifting in your favor.Here's what's happening right now:βœ… Lit...
04/22/2026

πŸ“£ Good news, Florida homeowners β€” the insurance market is shifting in your favor.

Here's what's happening right now:

βœ… Litigation filings dropped 23% year-over-year β€” saving everyone money
βœ… Citizens Insurance is rolling out its largest rate reduction in 24 years β€” up to 14% in South Florida

What does this mean for YOU? It means now is one of the best times in years to compare your options and make sure you're getting the right coverage at the right price.

Southern Oak has been protecting Florida families for 20+ years β€” through the tough markets and the improving ones.

πŸ‘‰ Get a free quote today β†’ https://hubs.ly/Q04d3L-H0

Seasonal maintenance may seem small, but it can play a big role in avoiding bigger headaches down the road. A little att...
03/26/2026

Seasonal maintenance may seem small, but it can play a big role in avoiding bigger headaches down the road. A little attention now can help keep your home better protected through the months ahead.

Seasonal changes are a good reminder to give your home a little extra attention. A few proactive steps today can help yo...
03/22/2026

Seasonal changes are a good reminder to give your home a little extra attention. A few proactive steps today can help you feel more confident, more organized, and better protected for whatever the season brings.

Hurricane season preparation isn’t just about supplies, it’s also about understanding your insurance coverage. Taking ti...
03/16/2026

Hurricane season preparation isn’t just about supplies, it’s also about understanding your insurance coverage. Taking time now to review your policy can make a big difference when it matters most.

Preparation today brings peace of mind for the seasons ahead. Southern Oak is committed to protecting Florida homes with...
03/09/2026

Preparation today brings peace of mind for the seasons ahead. Southern Oak is committed to protecting Florida homes with coverage designed specifically for the unique risks they face.

Before the next round of unpredictable weather, take a moment to make sure your protection truly matches your home and y...
02/19/2026

Before the next round of unpredictable weather, take a moment to make sure your protection truly matches your home and your financial goals. A simple policy check today can mean greater confidence tomorrow.

Not sure where to start? Our team is here to guide you.

Address

816 A1A N
Ponte Vedra Beach, FL
32082

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