AJL Insurance Agency

AJL Insurance Agency AJL Insurance Agency LLC is Helping you make informed decisions about your insurance options.

01/02/2025

Remerciement ร  Dieu et ร  vous tous.

12/21/2024

Si nou pat anko pran yon plan asirans sante deja diran peryod enskripsyon an, nou genyen jiska 15 janvye 2025 pou nou fรจ sa.

ยซ ๐„๐ฌ๐ค๐ž ๐ฐ ๐ญ๐ž ๐ค๐จ๐ง๐ง๐ž๐ง ๐ค๐ข ๐๐žฬ€๐ง๐ฒ๐ž ๐๐š๐ญ ๐จ๐ฎ ๐ค๐š๐ฉ๐š๐› ๐ž๐ง๐ฌ๐ค๐ซ๐ข ๐ง๐š๐ง ๐Ž๐›๐š๐ฆ๐š๐œ๐š๐ซ๐ž ? ยปโ˜‚๐ŸŸข๐ŸŸขChak ane, soti November 1st to December 15 se peryo...
12/20/2024

ยซ ๐„๐ฌ๐ค๐ž ๐ฐ ๐ญ๐ž ๐ค๐จ๐ง๐ง๐ž๐ง ๐ค๐ข ๐๐žฬ€๐ง๐ฒ๐ž ๐๐š๐ญ ๐จ๐ฎ ๐ค๐š๐ฉ๐š๐› ๐ž๐ง๐ฌ๐ค๐ซ๐ข ๐ง๐š๐ง ๐Ž๐›๐š๐ฆ๐š๐œ๐š๐ซ๐ž ? ยปโ˜‚๐ŸŸข๐ŸŸข

Chak ane, soti November 1st to December 15 se peryod pou moun enskri oubyen renouvle asirans sante Obamacare yo. Asirans lan ap efektif soti January 1st pou rive December 31st nan prochรจn ane a. Apati moman kowona a, gouvรจnman an te vin pwolonje dat enskripsyon an pou 15 janvye, men si w enskri aprรจ 15 desanm, se an fevriye plan pa w la ap komanse. Se pou rezon sa a nou fรจ apรจl ak tout moun ki pa anko enskri, ke yo genyen jiska 15 janvye pou yo fรจ sa.
Aprรจ 15 janvye, se sรจlman moun ki genyen yon ka espesyal ki ka enskri, tankou moun ki pรจdi Medicaid, Moun ki pรจdi asirans nan travay oubyen moun ki move soti nan yon lot State.
Si w bezwen plis detay, pou kapab kite mesaj pou nou nan espas komantรจ a.

๐Œ๐ž๐ง ๐ฒ๐จ๐ง ๐ ๐ฐ๐จ ๐š๐ฏ๐š๐ง๐ญ๐š๐ฃ ๐ฉ๐จ๐ฎ ๐ญ๐จ๐ฎ๐ญ ๐ฆ๐จ๐ฎ๐ง ๐ค๐ข ๐ ๐ž๐ง๐ฒ๐ž๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž. โ˜‚๐ŸŸข๐ŸŸขSi w genyen yon mortgage oubyen w panse achte yon kay a kredi, ...
12/14/2024

๐Œ๐ž๐ง ๐ฒ๐จ๐ง ๐ ๐ฐ๐จ ๐š๐ฏ๐š๐ง๐ญ๐š๐ฃ ๐ฉ๐จ๐ฎ ๐ญ๐จ๐ฎ๐ญ ๐ฆ๐จ๐ฎ๐ง ๐ค๐ข ๐ ๐ž๐ง๐ฒ๐ž๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž. โ˜‚๐ŸŸข๐ŸŸข

Si w genyen yon mortgage oubyen w panse achte yon kay a kredi, Mortgage Protection Insurance (MPI) se yon kalite asirans ki fรจt espesyalman pou pwoteje kay ou ak fanmi ou. Si w ta rive pรจdi travay ou, vin andikape, oswa si ou ta mouri, asirans sa a pรจmรจt prรจ kay ou kontinye peye san fanmi w pa bezwen chaje tรจt yo.
Men tout avantaj ki mache avรจk yon ยซ Mortgage Protection Insurance ยป :
โ€ข Evite pรจdi kay la: Si moun k ap peye mortgage la mouri oswa vin andikape, MPI an ka peye balans mortgage la oswa yon pati ladan li. Sa a ede fanmi an rete nan kay yo san enkyetid.
โ€ข Lapรจ lespri: Li retire presyon finansye ki ka vin sou yon fanmi pandan y ap fรจ fas ak yon pรจt.
โ€ข Pwoteksyon kont andikap: Nan kรจk ka, MPI ofri pwoteksyon si moun nan vin andikape epi li pa kapab travay ankรฒ, kidonk li ede peye mortgage la pandan tan sa a.
โ€ข Ede anpeche dรจt sou timoun: Si timoun yo depann de kay la kรฒm eritaj, MPI pรจmรจt yo benefisye kay la san yo pa oblije kontinye peye mortgage la.
โ€ข Apwopriye pou moun ki pa gen asirans vi ase: Si yon moun pa gen asirans vi oswa gen asirans ki ba, MPI vin yon lรฒt kouch pwoteksyon pou asire ke kay la an sekirite.
โ€ข Mรจt kay ki aje: Li itil pou moun ki aje ki ka pa kalifye pou asirans vi tradisyonรจl akoz kondisyon medikal.
Ekri Mortgage nan espas komantรจ a pou plis detay.

12/13/2024

"Men 3 pi gwo benefis yon asirans vi ofri ak tout moun kap viv Etazini"

รˆske w te konnen gen yon gwo diferans ant asirans nan travay ou ak Obamacare?โ˜‚๐ŸŸข๐ŸŸข Asirans nan travay ak Obamacare se de o...
12/13/2024

รˆske w te konnen gen yon gwo diferans ant asirans nan travay ou ak Obamacare?โ˜‚๐ŸŸข๐ŸŸข
Asirans nan travay ak Obamacare se de opsyon popilรจ pou jwenn kouvรจti asirans sante Ozetazini, men yo gen diferan avantay ak enkonvenyan. Asirans nan travay, ke yo souvan refere kรฒm asirans gwoup, se nรฒmalman yon benefis ki ofri pa anplwayรจ ou, pandan ke Obamacare, oswa Affordable Care Act (ACA), se yon asirans pou moun ki pa gen aksรจ ak asirans atravรจ travay yo jwenn pwoteksyon via mache asirans sante federal oswa eta yo.
Men diferans ki genyen ant Asirans nan Travay ak Obamacare
1. Sous Asirans lan
o Asirans nan travay: Yon benefis ki ofri pa anplwayรจ a pou anplwaye yo. Kontribisyon anplwayรจ a ede redwi pri prim yo, ki fรจ li souvan pi abรฒdab.
o Obamacare (ACA): Yon plan asirans endividyรจl oswa fanmi moun ka achte atravรจ mache asirans federal oswa eta yo. Li disponib pou nenpรฒt moun, espesyalman pou moun ki pa gen aksรจ a asirans nan travay.
2. Pri ak Sibvansyon
o Asirans nan travay: Anplwayรจ a peye yon pati nan prim yo, men kantite ou peye depann de benefis konpayi w ofri yo. Sibvansyon pa aplikab.
o Obamacare: Depann sou revni w ak gwosรจ fanmi w, ou ka kalifye pou sibvansyon taks federal ki ede diminye pri prim yo oswa kouvรจti lรฒt depans.
3. Opsyon Plan yo
o Asirans nan travay: Opsyon yo limite a sa anplwayรจ a bay. Plan yo ka varye, men yo souvan gen yon rezo espesifik doktรจ ak lopital.
o Obamacare: Ofri plis fleksibilite. Ou ka chwazi nan diferan plan, soti nan Bronze rive nan Platinum, ki baze sou bidjรจ w ak bezwen swen sante w.
4. Obligasyon Asirans
o Asirans nan travay: Si travay ou ofri kouvรจti ki abรฒdab ak adekwa, ou ka pa kalifye pou sibvansyon atravรจ Obamacare.
o Obamacare: Pou moun san aksรจ asirans nan travay, ACA asire ou toujou gen yon opsyon, menm si ou gen kondisyon pre-egziste.
5. Pรจman Kout Pรฒch
o Asirans nan travay: Frรจ kout pรฒch yo ka pi ba, men sa depann de plan anplwayรจ a ofri yo.
o Obamacare: Plan yo gen limit maksimรฒm kout pรฒch anyรจl, men li ka varye selon chwa plan ou fรจ.
Konprann diferans sa yo ka ede w fรจ chwa ki pi byen adapte ak bezwen pรจsonรจl ou ak finans ou. Si w bezwen plis detay, ekri asirans nan espas komantรจ a.

๐’๐ข ๐ฐ๐š๐ฉ ๐ฉ๐ž๐ฒ๐ž ๐ฒ๐จ๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐จ๐ฎ๐›๐ฒ๐ž๐ง ๐ฐ ๐ฉ๐š๐ง๐ฌ๐ž ๐š๐œ๐ก๐ญ๐ž ๐ฒ๐จ๐ง ๐ค๐š๐ฒ ๐š ๐ค๐ซ๐ž๐๐ข ๐ง๐š๐ง ๐ฃ๐จ๐ฎ ๐ค๐š๐ฉ ๐ฏ๐ข๐ง๐ข ๐ฒ๐จ, ๐ฉ๐š ๐š๐ฅ๐ž ๐ฌ๐š๐ง ๐ฐ ๐ฉ๐š ๐ฅ๐ข ๐ž๐ง๐Ÿ๐จ๐ฆ๐š๐ฌ๐ฒ๐จ๐ง ๐ฌ๐š ๐ฒ๐จ.:...
12/12/2024

๐’๐ข ๐ฐ๐š๐ฉ ๐ฉ๐ž๐ฒ๐ž ๐ฒ๐จ๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐จ๐ฎ๐›๐ฒ๐ž๐ง ๐ฐ ๐ฉ๐š๐ง๐ฌ๐ž ๐š๐œ๐ก๐ญ๐ž ๐ฒ๐จ๐ง ๐ค๐š๐ฒ ๐š ๐ค๐ซ๐ž๐๐ข ๐ง๐š๐ง ๐ฃ๐จ๐ฎ ๐ค๐š๐ฉ ๐ฏ๐ข๐ง๐ข ๐ฒ๐จ, ๐ฉ๐š ๐š๐ฅ๐ž ๐ฌ๐š๐ง ๐ฐ ๐ฉ๐š ๐ฅ๐ข ๐ž๐ง๐Ÿ๐จ๐ฆ๐š๐ฌ๐ฒ๐จ๐ง ๐ฌ๐š ๐ฒ๐จ.: โ˜‚๐ŸŸข๐ŸŸข

Yon ยซ Mortgage protection ยป se yon kalite asirans vi ki fรจt pou peye mortgage ou a si ou mouri anvan li fin peye nรจt. Kontrรจman ak asirans vi tradisyonรจl yo, ยซ Mortgage Protection ยป se espesyalman mare ak mortgage ou a, bay lapรจ nan tรจt ou ke kay ou a ap rete an sekirite pou fanmi ou.

Benefis pou pwopriyetรจ kay
๏ƒผ Sekirite Finansye: Asire yo peye ipotรจk ou a, pou anpeche sezi.
๏ƒผ Lapรจ nan Espri: Diminye estrรจs finansye pou fanmi ou pandan yon peryรฒd difisil.
๏ƒผ Pwosesis Senplifye: Souvan pi fasil pou kalifye pou pase asirans vi tradisyonรจl yo.
๏ƒผ Prim fiks: Prim yo rete konstan, sa ki fรจ bidjรจ pi fasil.
Pa tann jiskaske li twรฒ ta. Pwoteje kay ou ak avni fanmi w lรจ w chรจche opsyon asirans pwoteksyon mortgage ou jodi a. Pale ak yon konseye finansye pou jwenn pi bon plan pou bezwen ou yo epi asire lapรจ tรจt ou.
Si w ta renmen jwenn plis detay tape Mortgage nan espas komantรจ a.

๐’๐ข ๐ฐ ๐ฌ๐ž ๐“๐ซ๐ฎ๐œ๐ค ๐ƒ๐ซ๐ข๐ฏ๐ž๐ซ ๐จ๐ฎ๐›๐ฒ๐ž๐ง ๐œ๐ก๐จ๐Ÿ๐žฬ€ ๐“๐š๐ฑ๐ข, ๐ฏ๐ข๐ง๐ข ๐ฆ ๐ฉ๐š๐ฅ๐ž ๐š๐ฏ๐žฬ€๐ค ๐จ๐ฎ ๐ค๐จ๐ฎ๐ง๐ฒ๐ž๐ฒ๐š.โ˜‚๐ŸŸข๐ŸŸขSa nou dwe konnen se ke, Truck driver ak chofรจ...
12/11/2024

๐’๐ข ๐ฐ ๐ฌ๐ž ๐“๐ซ๐ฎ๐œ๐ค ๐ƒ๐ซ๐ข๐ฏ๐ž๐ซ ๐จ๐ฎ๐›๐ฒ๐ž๐ง ๐œ๐ก๐จ๐Ÿ๐žฬ€ ๐“๐š๐ฑ๐ข, ๐ฏ๐ข๐ง๐ข ๐ฆ ๐ฉ๐š๐ฅ๐ž ๐š๐ฏ๐žฬ€๐ค ๐จ๐ฎ ๐ค๐จ๐ฎ๐ง๐ฒ๐ž๐ฒ๐š.โ˜‚๐ŸŸข๐ŸŸข

Sa nou dwe konnen se ke, Truck driver ak chofรจ taksi yo fรจ fas ak anpil risk pandan chak jou travay yo. Soti nan aksidan grav sou gran wout yo rive nan efรจ negatif long tรจm nan kondisyon fizik yo, travay sa yo gen yon pakรจt menas ki ka mete lavi yo an danje. Pandan w ap travay di pou pwoteje fanmi w, รจske w panse sou fason w ka pwoteje fanmi w menm lรจ w pa la ankรฒ? Se la asirans vi vin tounen yon nesesite, pa yon opsyon.
Risk prensipal yo:
1. Aksidan sou wout: Kรฒm chofรจ, ou pase anpil tan sou wout yo, kote aksidan ka rive nenpรฒt ki lรจ.
2. Fatig ak estrรจs: รˆske w konnen kรฒlรจ fizik ak mantal nan long vwayaj yo ka mennen nan pwoblรจm sante grav tankou atak kรจ oswa konjesyon serebral?
3. Ekspozisyon a danje ekstรจn: Vรฒl, vyolans, ak lรฒt ensidan ki ka rive espesyalman nan zรฒn izole oswa lannwit.
4. Soutyen finansye fanmi ou: Nan ka lanmรฒ enatandi, ki jan fanmi w ta ka soutni tรจt yo finansyรจman?
Pa pran risk pou kont ou. Pwoteje tรจt ou ak moun ou renmen yo jodi a avรจk yon plan asirans vi ki fรจt espesyalman pou chofรจ tankou ou! Kontakte m kounye a pou jwenn yon konsiltasyon gratis epi chwazi plan ki pi byen adapte ak bezwen ou yo pandan wap ekri : Asirans nan komantรจ a.

โ€œ๐„ฬ€๐ฌ๐ค๐ž ๐ฐ ๐ญ๐ž ๐ค๐จ๐ง๐ง๐ž๐ง ๐ค๐ž ๐ฒ๐จ๐ง ยซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ยป ๐ค๐š๐ฉ๐š๐› ๐ฉ๐ฐ๐จ๐ญ๐ž๐ฃ๐ž ๐ค๐š๐ฒ ๐จ๐ฎ ๐š๐ค ๐Ÿ๐š๐ง๐ฆ๐ข๐ฒ ๐จ๐ฎ ๐ฌ๐ข ๐ฒ๐จ๐ง ๐›๐š๐ ๐š๐ฒ ๐ž๐ง๐š๐ญ๐š๐ง๐๐ข ๐ซ๐ข๐ฏ๐ž ๐จ๐ฎ? โ˜‚๐ŸŸข๐ŸŸขLa...
12/09/2024

โ€œ๐„ฬ€๐ฌ๐ค๐ž ๐ฐ ๐ญ๐ž ๐ค๐จ๐ง๐ง๐ž๐ง ๐ค๐ž ๐ฒ๐จ๐ง ยซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ยป ๐ค๐š๐ฉ๐š๐› ๐ฉ๐ฐ๐จ๐ญ๐ž๐ฃ๐ž ๐ค๐š๐ฒ ๐จ๐ฎ ๐š๐ค ๐Ÿ๐š๐ง๐ฆ๐ข๐ฒ ๐จ๐ฎ ๐ฌ๐ข ๐ฒ๐จ๐ง ๐›๐š๐ ๐š๐ฒ ๐ž๐ง๐š๐ญ๐š๐ง๐๐ข ๐ซ๐ข๐ฏ๐ž ๐จ๐ฎ? โ˜‚๐ŸŸข๐ŸŸข

Lavi ranpli ak enprevizib, men pwoteje kay ou pa ta dwe youn nan bagay ou kite nan men chans. Asirans Mortgage Protection Insurance (MPI) se yon plan ki fรจt espesyalman pou asire ke, menm si yon bagay rive ou, dรจt prรจ imobilye w p ap tonbe sou zepรฒl fanmi w. Avรจk MPI, ou gen lapรจ lespri pou konnen ke kay ou ap rete yon eritaj ki byen pwoteje, pa yon chay finansye.
Avantaj Asirans Mortgage Protection
1. Pwoteksyon Kay Ou:
o Si w mouri pandan prรจ a poko fin peye, MPI peye balans prรจ a dirรจkteman bay kredi a, sa ki evite pรจdi kay la.
2. Pa gen Presyon pou Fanmi W:
o Evite fรจ mari/madanm ou oswa timoun ou yo sibi presyon pou peye yon prรจ pandan yo deja ap fรจ fas ak yon pรจt emosyonรจl.
3. Pwosesis Premye Pri Akseptab:
o Kontrรจman ak asirans vi tradisyonรจl, MPI souvan gen kondisyon medikal pi fleksib.
4. Sekirite nan Yon Peryรฒd Esansyรจl:
o Si w gen timoun piti oswa w ap peye premye ane yon prรจ imobilye, MPI bay sekirite pandan peryรฒd finansye pi riske yo.
5. Trankilite lespri:
o Ou ka gen asirans ke, menm nan moman difisil yo, fanmi w ap gen yon kote pou rete san fรจ fas ak laperรจz pรจdi kay yo.
Pa kite kay ou ni fanmi w riske pou tonbe nan ensekirite. Pale avรจk yon espesyalis jodi a pou wรจ kijan Asirans Mortgage Protection ka ede w jwenn sekirite finansye ak emosyonรจl ou bezwen. Klike sou link sa a kounye a pou yon konsiltasyon gratis!
https://form.jotform.com/243133422844047

๐Ÿ ๐›๐š๐ ๐š๐ฒ ๐จ๐ฎ ๐๐ฐ๐ž ๐ค๐จ๐ง๐ง๐ž๐ง ๐ฌ๐ข ๐ฐ๐š๐ฉ ๐ฉ๐š๐ง๐ฌ๐ž ๐š๐ฏ๐žฬ€๐ค ๐š๐ฌ๐ข๐ซ๐š๐ง๐ฌ ๐ฏ๐ข (๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž).โ˜‚๐ŸŸข๐ŸŸขLaj ak sante genyen yon gwo enpak sou pri asiran...
12/08/2024

๐Ÿ ๐›๐š๐ ๐š๐ฒ ๐จ๐ฎ ๐๐ฐ๐ž ๐ค๐จ๐ง๐ง๐ž๐ง ๐ฌ๐ข ๐ฐ๐š๐ฉ ๐ฉ๐š๐ง๐ฌ๐ž ๐š๐ฏ๐žฬ€๐ค ๐š๐ฌ๐ข๐ซ๐š๐ง๐ฌ ๐ฏ๐ข (๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž).โ˜‚๐ŸŸข๐ŸŸข

Laj ak sante genyen yon gwo enpak sou pri asirans vi w paske yo se prensipal faktรจ konpayi asirans yo itilize pou evalye risk:
1. Efรจ Laj sou Prim Asirans Vi
o Laj pi ba: Lรจ ou pi jรจn, risk pou mouri byen ba, sa ki fรจ prim yo pi ba. Kontrรจman, si ou tann jiska ou vin pi gran, pri a ogmante paske risk yo ogmante.
o Avantaj nan achte bonรจ: Lรจ ou pran yon plan asirans pandan w ap jรจn, ou kenbe yon pri ki pi ba pandan tout dire kontra a.
2. Efรจ Sante sou Prim Asirans Vi
o Maladi ekzistan: Si ou gen yon kondisyon medikal tankou tansyon wo, dyabรจt, oswa maladi kรจ, ou ka peye plis paske asirรจ yo wรจ w kรฒm yon risk pi gwo.
o Lifestyle: Faktรจ tankou si ou fimen, w ap pratike espรฒ ekstrรจm, oswa gen yon rejim alimantรจ pรฒv kapab ogmante prim ou.
o Swen Sante Pi Bon: Moun ki an bon sante, pa fimen, epi ki kenbe yon vi aktif jeneralman jwenn prim pi ba.
Lรจ w aplike pou asirans vi bonรจ pandan ou nan yon bon eta sante, ou ka asire w pri a abรฒdab epi evite ogmantasyon ki vini ak tan ak risk sante ki ogmante.
Pa tann! Kontakte m jodi a sou link saa :https://form.jotform.com/243133422844047
pou jwenn yon evalyasyon gratis epi kรฒmanse pwosesis pou asire fanmi w ak pi bon tarif ki baze sou laj ak sante w aktyรจl la.

๐๐š ๐Ÿ๐žฬ€ ๐›๐ข๐ณ๐ง๐ข๐ฌ ๐„๐ญ๐š๐ณ๐ข๐ง๐ข ๐ฌ๐ข ๐ฐ ๐ฉ๐š ๐ ๐ž๐ง๐ฒ๐ž๐ง ๐ฌ๐š ๐ฆ ๐ฉ๐ซ๐š๐ฅ ๐๐ข ๐ฐ ๐ฅ๐š ๐ง๐š๐ง ๐ฉ๐ฅ๐š๐ง ๐ฐ. โ˜‚๐ŸŸข๐ŸŸขTout bizinis kap fonksyone Etazini ta dwe genyen y...
12/07/2024

๐๐š ๐Ÿ๐žฬ€ ๐›๐ข๐ณ๐ง๐ข๐ฌ ๐„๐ญ๐š๐ณ๐ข๐ง๐ข ๐ฌ๐ข ๐ฐ ๐ฉ๐š ๐ ๐ž๐ง๐ฒ๐ž๐ง ๐ฌ๐š ๐ฆ ๐ฉ๐ซ๐š๐ฅ ๐๐ข ๐ฐ ๐ฅ๐š ๐ง๐š๐ง ๐ฉ๐ฅ๐š๐ง ๐ฐ. โ˜‚๐ŸŸข๐ŸŸข

Tout bizinis kap fonksyone Etazini ta dwe genyen yon plan asirans. Asirans pa konsidere kom yon depans, men se pito envestisman nan sekirite ak lavni biznis ou. Kรจlkeswa si ou posede yon ti antrepriz oswa yon gwo konpayi, pwoteksyon apwopriye asire ke w ka kontinye fonksyone menm nan moman difisil. Asirans pou biznis pa sรจlman pwoteje byen ou yo, men li ede w pwoteje travayรจ w yo, kliyan w yo, ak repitasyon ou. Men rezon prensipal ki fรจ asirans pou biznis tรจlman enpรฒtan :

1. Pwoteksyon Kont Pwosรจ
o Nenpรฒt biznis ka fรจ fas ak reklamasyon legal, swa pou aksidan sou pwopriyete w, defo pwodwi, oswa lรฒt sitiyasyon. Asirans responsabilite jeneral (General Liability Insurance) pwoteje kont gwo depans legal sa yo.

2. Pwoteksyon Byen Biznis yo
o Si ou gen biwo, ekipman, oswa envantรจ, asirans ka kouvri domaj oswa pรจt yo soti nan dezas natirรจl, vรฒl, oswa dife.

3. Pwoteksyon Travayรจ ou yo
o Si yon anplwaye blese pandan y ap travay, asirans konpansasyon pou travayรจ (Workers' Compensation Insurance) peye pou bรฒdwo medikal yo ak salรจ yo pรจdi. Sa ede evite diskisyon legal epi sipรฒte ekip ou a.

4. Sekirite Finansyรจ Kont Entรจripsyon Biznis
o Yon dezas tankou yon inondasyon oswa yon siklรฒn ka fรฒse ou fรจmen pรฒt biznis ou tanporรจman. Asirans entรจripsyon biznis (Business Interruption Insurance) ka konpanse pou revni ou pรจdi pandan tan sa a.

5. Konfyans Kliyan ak Patnรจ yo
o Gen asirans montre ke biznis ou serye epi prepare pou jere risk. Sa fรจ kliyan ak patnรจ yo gen plis konfyans nan travay avรจk ou.
"Pa kite travay di ou ale pou gremesi! Klike sou link sa a: https://form.jotform.com/243138762950057
pou w ka jwenn plis enfomasyopn sou ki plan ki fรจt espesyalman pou biznis ou.

๐Ž๐ฎ ๐ฉ๐š๐ฉ ๐ฃ๐š๐ง๐ฆ ๐ฉ๐ž๐ฒ๐ž ๐š๐ง๐ฉ๐ข๐ฅ ๐ฅ๐š๐ฃ๐š๐ง ๐ฉ๐จ๐ฎ ๐š๐ฌ๐ข๐ซ๐š๐ง๐ฌ ๐š๐ง๐ค๐จ, ๐ฅ๐žฬ€ ๐ฐ ๐Ÿ๐ข๐ง ๐ ๐š๐๐ž ๐ฉ๐จ๐ฌ๐ญ ๐ฌ๐š ๐š, ๐ž๐ฌ๐ฉ๐ž๐ฌ๐ฒ๐š๐ฅ๐ฆ๐š๐ง ๐ฌ๐ข ๐ฐ ๐ ๐ž๐ง๐ฒ๐ž๐ง ๐ค๐š๐ฒ ๐„๐ญ๐š๐ณ๐ข๐ง๐ข. โ˜‚๐ŸŸข๐ŸŸขAsirans...
12/06/2024

๐Ž๐ฎ ๐ฉ๐š๐ฉ ๐ฃ๐š๐ง๐ฆ ๐ฉ๐ž๐ฒ๐ž ๐š๐ง๐ฉ๐ข๐ฅ ๐ฅ๐š๐ฃ๐š๐ง ๐ฉ๐จ๐ฎ ๐š๐ฌ๐ข๐ซ๐š๐ง๐ฌ ๐š๐ง๐ค๐จ, ๐ฅ๐žฬ€ ๐ฐ ๐Ÿ๐ข๐ง ๐ ๐š๐๐ž ๐ฉ๐จ๐ฌ๐ญ ๐ฌ๐š ๐š, ๐ž๐ฌ๐ฉ๐ž๐ฌ๐ฒ๐š๐ฅ๐ฆ๐š๐ง ๐ฌ๐ข ๐ฐ ๐ ๐ž๐ง๐ฒ๐ž๐ง ๐ค๐š๐ฒ ๐„๐ญ๐š๐ณ๐ข๐ง๐ข. โ˜‚๐ŸŸข๐ŸŸข

Asirans kay ofri pwoteksyon finansye pou youn nan pi gwo envestisman ou pral fรจ nan lavi w: kay ou. Sepandan, pri ou peye chak mwa oswa chak ane, ki rele primyom, ka varye anpil selon plizyรจ faktรจ. Konprann sa ki afekte pri asirans kay ou ka ede w fรจ chwa ki entelijan pou jwenn pi bon pwoteksyon a pri ki abรฒdab. Men ki faktรจ ki afekte primyom asirans kay Ozetazini :

1. Kote Kay la sitiye a.
o Si kay ou nan yon zรฒn ki gen gwo risk pou dezas natirรจl (tankou siklรฒn, inondasyon, oswa tranblemanntรจ), pri asirans ou ap pi wo.
o Pwoksimite ak sรจvis ijans (ponpye, lopital) ka diminye primyom ou.

2. Valรจ Kay la ak Konstriksyon li
o Pi chรจ kay yo oswa kay ki fรจt ak materyรจl spesifik (tankou bwa, ki pi sansib a dife) gen primyom ki pi wo.
o Plan ki kouvri ranplasman konplรจ ap koute plis pase sa ki baze sou valรจ mache kay la.

3. Laj Kay la ak Sistรจm yo
o Kay ki pi ansyen yo gen tandans gen tiyo, elektrik, oswa twati ki ka bezwen ranplase, sa ki fรจ primyom yo ogmante.
o Kay ki fรจk konstwi oswa ki gen sistรจm mete ajou gen mwens risk pou domaj.

4. Dosye Reklamasyon ou
o Si ou te fรจ anpil reklamasyon nan tan pase a, konpayi asirans yo ka wรจ w kรฒm yon risk epi ogmante pri w.

5. Deductible ou Chwazi a
o Deductible se kantite lajan ou peye soti nan pรฒch ou anvan asirans kรฒmanse kouvri yon reklamasyon. Yon pi gwo deductible ap bese primyom ou, pandan yon pi ba deductible ap fรจ li ogmante.

6. Sistรจm Sekirite Ak Pwoteksyon
o Sistรจm alam, kamera sekirite, ak detรจktรจ dife ka diminye risk epi bese primyom ou.

7. Kouvรจti Siplemantรจ
o Si w ajoute kouvรจti pou objรจ ki gen gwo valรจ (bijou, atizay) oswa dezas ki pa konvansyonรจl (tankou inondasyon), sa ka ogmante primyom ou.
Klike sou link sa a pou w ka jwenn plis detay: https://form.jotform.com/243136348867062

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