Scholl Insurance Agency, Inc.

06/04/2026

When a contract asks one party to be added to another party’s liability policy, it can sound like broad protection is included automatically. But additional insured status is usually much more specific, which is why understanding how these endorsements work is so important.

Our team at Scholl Insurance Agency, Inc. helps individuals, farms, and businesses across Polo, IL navigate these details every day. Clear coverage matters—especially when contracts are involved.

Swipe to learn what an additional insured endorsement really does and how it typically applies.

If you ever need help reviewing contract requirements or understanding how additional insured status works under your policy, give us a call at (815) 946-2324.

06/02/2026

With Visually Impaired People Day recognized on June 6, we’re taking a moment to highlight how Medicare handles vision care.

Original Medicare focuses on medical needs, meaning it typically covers exams, tests, and treatment when an eye condition is considered medical. Routine vision care isn’t usually included. Medicare Advantage plans, however, often offer added benefits like routine eye exams.

We’ve put together a simple breakdown to help you compare what each option covers so you can better understand how your plan supports your eye health.

If you’d like help reviewing your current Medicare coverage, our team at Scholl Insurance Agency, Inc. is always here to answer questions. Give us a call at (815) 946-2324.

06/01/2026

Summer projects are in full swing, and it's a great time to tackle a few home updates that boost comfort, value, and protection. Our team at Scholl Insurance Agency, Inc. knows that proactive maintenance can make a real difference for homeowners across Polo and the surrounding communities.

Here are a few smart prep ideas to consider this season:
• Simple upgrades that improve energy efficiency
• Maintenance tasks that help reduce the likelihood of insurance claims
• Improvements that can increase long-term property value

A little planning now can go a long way when it comes to protecting your home and lowering potential insurance exposure.

If you’d like recommendations for trusted local service providers or want help prioritizing updates with the best return on investment, we’re always here to support you.

05/27/2026

Graduation season is almost here, and many families are searching for a meaningful gift that supports their graduate’s future. One option that often gets overlooked is a life insurance policy.

When it’s set up early, life insurance can become a long-term financial tool that grows with your graduate. It can help lock in lower premiums while they’re young and, in some cases, even build cash value they can access later in life. As their income and goals change, coverage can be adjusted to fit their needs.

Our team at Scholl Insurance Agency, Inc. is always here to answer questions about policy options, costs, and how everything works. Reach out any time if you’d like to explore what makes sense for your grad’s next chapter.

05/25/2026

As Memorial Day approaches, we take this time to honor the courageous men and women who gave their lives in service to our country. Their sacrifice protects the freedoms we cherish, and we join our Polo community in remembering them with gratitude.

Our office will be closed on Monday, May 25, in observance of Memorial Day. We will resume normal hours on Tuesday, May 26, and our team will follow up on any messages as soon as we're back.

We wish everyone a thoughtful and meaningful Memorial Day as we remember those who served.

05/19/2026

Summer plans already stacking up? Before the season gets busy, it’s a great time to double‑check that all your favorite summer toys are properly insured. From boats to ATVs, making sure you have the right coverage can help you avoid costly surprises down the road.

We put together a quick rundown of common summer vehicles and the coverages that help keep your adventures protected.

If you’re unsure whether your policies are up to date, our team at Scholl Insurance Agency, Inc. is here to help. Give us a call at (815) 946-2324 and enjoy a safe, stress‑free summer in and around Polo.

05/17/2026

05/15/2026

Scams can happen to anyone, and when they do, the stress can feel overwhelming. Our team at Scholl Insurance Agency, Inc. wants you to know there are trusted resources available to help you report fraud, protect your identity, and take the next steps toward recovery.

Here are a few places to start:

• FTC Fraud Reporting: https://reportfraud.ftc.gov/
• FBI Internet Crime Complaint Center (IC3): https://www.ic3.gov/
• Identity Theft Recovery (U.S. government): https://www.identitytheft.gov/
• AARP Fraud Watch Network: https://www.aarp.org/money/scams-fraud/helpline/

Acting quickly is one of the most important things you can do if you suspect you’ve been scammed. And remember—you’re not alone. Our team is always here to help answer questions within our area of expertise.

If you’ve dealt with a scam before, what steps helped you feel more secure afterward?