Cupp Insurance

12/25/2025

12/24/2025

We have a new employee in the Polk City location today! I am not getting a lot of work out of this old gal so we are going to lock up at noon to begin preparations for Christmas Eve! Layla and I and all of us at Cupp Insurance wish you a very Merry Christmas and a safe and Happy New Year!

12/23/2025

Upcoming Office Holiday Hours

12/07/2025

No one wants an ice skating rink in their living room, stay vigilant and keep the heat up high enough to prevent issues when leaving your home for extended periods of time!

12/06/2025

Winter weather brings a handful of new issues for drivers. Proper Preparation Prevents Poor outcomes!

Stay safe out there everyone!

12/05/2025

An ice dam is a buildup of ice that forms at the edge of a sloped roof, preventing melting snow from draining properly. The provided diagram illustrates its formation and components:
*Heat from inside the home escapes into the attic, warming the roof deck.
*This heat melts the snow on the roof, creating water that flows down toward the eaves.
*The water then reaches the colder roof edge (soffit/facia area) where the heat cannot reach, causing it to refreeze into a ridge of ice.
*As more snow melts, the water pools behind the ice dam and can back up under the roof shingles and underlayment, potentially leaking into the home's walls and ceiling.

How To Prevent Ice Dams
Getting rid of ice dams for good involves insulating common problem areas in your attic and roof to prevent future buildup of snow and ice. Effective ice dam prevention will help save energy costs and make your home easier to heat and cool year round:

Ventilate your attic - Your attic should be well ventilated so heat doesn’t accumulate in that space. Ridge vents used with continuous soffit vents are an effective ventilation strategy.
Seal all interior inflow attic leaks - The area between the attic and living spaces below should be insulated enough to stop heat from rising into the attic. Similarly, air leaks between the living spaces and attic should be well sealed. The same goes for the attic hatch or door.
Clean your gutters before winter - Clear leaves and debris from your gutters before winter begins to allow for proper drainage of melted water from snow.
Add attic insulation - Stop the transfer of heat through the roof by keeping your attic and ductwork well insulated. Quality attic insulation will prevent ice dams and help retain heat inside your home to keep energy costs low during the winter.
Rake your roof after snowfall - Prevent ice buildup by raking your roof immediately after a snowfall while the snow is still soft. This can be done with the use of a roof rake to safely clear snow without the use of a ladder.
Exhaust to the outside - Make sure there aren’t any exhaust vents that open into the attic. Ducts that connect kitchen, bathroom, and dryer vents should lead outdoors through the roof or walls, but never through the soffit.

How To Get Rid Of Ice Dams
The process to remove ice dams involves applying a melting agent of calcium chloride and then carefully breaking the ice into chunks with a mallet. Breaking an ice dam can be dangerous and extreme caution should be used, so we recommend calling a professional to remove them. The person breaking the ice dam should do so from the roof, as they can result in large chunks of ice crashing off the roof and potentially damaging windows, bushes or injuring anyone below

12/04/2025

Tis the season, take your time and be safe out there!

11/27/2025

Have a great day full of family, friends and great food!

Happy Thanksgiving Everyone!

09/12/2025

Tired of those too-good-to-be-true insurance mailers? Me too.
I got one today offering a super low home insurance rate — sounds great until you look closer. The quote was based on only $125K of coverage, which would cover maybe 30% of what it would actually cost to rebuild my home today. Big red flag.

Here’s the thing: this isn’t a real quote. It’s generated by a computer program using preset numbers, not based on your home or your situation. No one actually reviewed your property or ran a real quote — it’s just a marketing tool designed to get you to call.

That tiny asterisk at the bottom? It’s there for a reason. These mailers usually pull basic public info (like when you bought your home) and hope to catch you right before your policy renews.

Long story short: If it looks too good to be true, it probably is — especially when it comes with fine print.

06/30/2025

We had a great time again this year passing out mini footballs and basketballs at the Polk City Four Seasons Festival parade. We threw out balls to 600 happy kids…and a few adults! Happy 150th to the city of Polk City! We are proud to be part of such a great community for the past 18 years and are honored to be able to serve so many in this community! Thank you to all of you who braved the heat and gave us a friendly wave or shout as we passed by!

05/26/2025

A huge debt of gratitude and thank you from Cupp Insurance to the heroes who paid the ultimate price for our freedom.