09/08/2026
If you financed your car at the dealership, it's worth 5 minutes to check the rate.
Dealer financing is convenient, and convenience usually has a markup built into it. The rate on your contract may be higher than the one you actually qualified for. Refinancing with us can lower your monthly payment, shorten your term, or both. Plus, you can also get 1% cash back or 60 days of no payments and no interest when you bring us a loan!
Bring your current loan statement — the payoff amount, rate, and months remaining — along with the year, make, model, and mileage. That's it. If we can't beat what you already have, we'll tell you straight, and checking costs you nothing either way.
Stop by any of our eight branches, or see where our rates stand today. 👇
https://advantagepluscreditunion.com/loan-rates/
On approved credit. Rates as low as 4.99% APR. Rates vary by term, model year, and credit history, and are subject to change. Federally insured by NCUA.