First Colony Mortgage - Tanessa Permann Nmls#229060

First Colony Mortgage - Tanessa Permann Nmls#229060 I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions. NMLS #229060

Tanessa Permann NMLS #229060 Idaho Mortgage Broker/Lender License: MBL-9682
Equal Housing Opportunity
First Colony Mortgage NMLS #3112
Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

HOME BUYING CHECKLIST: FINANCES & DOCUMENTS Ready to buy a home? Before you start falling in love with the perfect kitch...
09/10/2026

HOME BUYING CHECKLIST: FINANCES & DOCUMENTS

Ready to buy a home? Before you start falling in love with the perfect kitchen or imagining where the Christmas tree will go, let’s make sure the financial side is ready too!

Here are two important pieces of your home-buying checklist:

1. GET YOUR FINANCES IN ORDER

Before applying for a mortgage, it’s important to understand your budget and know what monthly payment feels comfortable for you.

✔️ Review your income and expenses
✔️ Check your credit
✔️ Determine how much you have available for a down payment and closing costs
✔️ Avoid making large financial changes without talking to your lender first
✔️ Get pre-approved so you know what price range you can shop in

2. GATHER YOUR DOCUMENTS

Having your paperwork ready can help make the mortgage process smoother and keep things moving!

You may need items such as:

✔️ Recent pay stubs
✔️ W-2s and/or tax returns
✔️ Bank or asset statements
✔️ Identification
✔️ Information about current debts and monthly obligations
✔️ Documentation for additional income or assets, when applicable

Every buyer’s situation is different, which is why having a lender you can talk to throughout the process matters.

Not sure where to start? That’s what I’m here for! Let’s talk about your goals, your options, and what it will take to get you ready for the keys.

📞 Tanessa Permann | First Colony Mortgage
208.221.9121
NMLS #229060

📲 Call me when you’re ready, and let’s get your home-buying checklist started

WHAT EXACTLY DO WE DO AS MORTGAGE LENDERS?Buying a home is a BIG step, and you don’t have to figure out the financing on...
09/09/2026

WHAT EXACTLY DO WE DO AS MORTGAGE LENDERS?

Buying a home is a BIG step, and you don’t have to figure out the financing on your own!

As mortgage lenders, we help you:

Explore your loan and financing options
Get pre-approved and understand what you may qualify for
Find a mortgage that fits your goals and budget
Guide you through the loan application and documentation process
Work with you from pre-approval all the way to closing

Our job is to help make the mortgage process easier to understand, answer your questions, and help you feel confident about your financing every step of the way.

Whether you’re buying your first home, moving up, downsizing, or simply want to understand your options, I’m here to help!

📲 Tanessa Permann
First Colony Mortgage
NMLS #229060
📞 208.221.9121

CALL WHEN YOU’RE READY!

GIVEAWAY TIME! I would LOVE to gift TWO TICKETS to Vintage Market Days to one lucky winner! Want to win? It’s easy! 👇❤️ ...
09/08/2026

GIVEAWAY TIME!

I would LOVE to gift TWO TICKETS to Vintage Market Days to one lucky winner!

Want to win? It’s easy! 👇

❤️ Follow my page
👯 Invite your friends to follow along
👍 Like my posts
💬 Tag your friends in the comments! The more friends you bring into the fun, the better!

Get ready for a day filled with vintage finds, unique treasures, shopping and so much more!

Thank you for being part of my community, and GOOD LUCK!

Tanessa Permann | First Colony Mortgage
📞 208.221.9121
NMLS #229060

🇺🇸 Happy Labor Day! 🇺🇸Today we celebrate the hardworking men and women who keep our families, businesses, communities, a...
09/07/2026

🇺🇸 Happy Labor Day! 🇺🇸
Today we celebrate the hardworking men and women who keep our families, businesses, communities, and country moving forward.
Whether you’re spending the day relaxing, enjoying time with family and friends, firing up the grill, or simply soaking up a little extra time off—you’ve earned it!
Here’s to the dedication, long hours, big dreams, and everyday efforts that make a difference.
Wishing you and your family a safe, happy, and well-deserved Labor Day! 🇺🇸

GIVEAWAY TIME! I’m giving away TWO TICKETS to this AMAZING market, and I want YOU to win! If you haven't attended a Vint...
09/03/2026

GIVEAWAY TIME!

I’m giving away TWO TICKETS to this AMAZING market, and I want YOU to win!
If you haven't attended a Vintage Market Day event... this is YOUR time!

Here’s how to enter:

-FOLLOW my page
- INVITE your friends to follow along
- LIKE my posts
And that’s it! You’re officially in the running!

I’ll be choosing ONE lucky winner on Monday, September 21st!

So what are you waiting for? GO, GO, GO! Get those entries in and you could be enjoying an amazing day at the market with a friend!

Good luck, everyone!

Tanessa Permann | First Colony Mortgage
NMLS #229060
📞 208.221.9121

This giveaway is not affiliated with or sponsored by Facebook/Instagram.

LOOKING FOR A MORTGAGE LENDER? LOOK NO FURTHER! Buying a home is one of the biggest financial decisions you’ll make, and...
09/03/2026

LOOKING FOR A MORTGAGE LENDER? LOOK NO FURTHER!

Buying a home is one of the biggest financial decisions you’ll make, and you deserve a mortgage lender who is committed to helping you find the financing that fits your home, your goals, and your budget.

At First Colony Mortgage, it’s more than just getting you a loan. It’s about listening to what you need, answering your questions, walking you through your options, and helping make the home-buying process as smooth as possible.

Your home. Our commitment.

Whether you’re a first-time homebuyer, looking to move up, or simply want to explore what your options look like, let’s start the conversation.

📞 Give Tanessa a call today!
Tanessa Permann
First Colony Mortgage
NMLS #229060
📲 208.221.9121

Your next home could be closer than you think. Let’s talk about how to get you there!

5 COMMON MISTAKES FIRST-TIME HOME BUYERS SHOULD AVOID! Buying your first home is exciting, but there’s more to it than f...
09/02/2026

5 COMMON MISTAKES FIRST-TIME HOME BUYERS SHOULD AVOID!

Buying your first home is exciting, but there’s more to it than finding a house you love and putting in an offer! As a mortgage loan officer, I want to help you avoid some of the most common mistakes I see first-time buyers make.

🚫 1. Not Comparing Mortgage Companies
Don’t automatically go with the first lender you talk to. Loan programs, rates, fees, and terms can vary, so it’s important to compare your options and find the mortgage that fits YOUR financial situation.

🚫 2. Not Getting Pre-Approved
Before you start house hunting, get pre-approved! This helps you understand your potential buying power, gives you a realistic budget, and lets your real estate agent focus on homes that make financial sense for you.

🚫 3. Skipping the Home Inspection
That dream home might look perfect, but a professional inspection can uncover issues you may not see during a showing. Knowing what you’re getting into can help you make a more informed decision.

🚫 4. Not Saving Enough for Your Down Payment
Your down payment is only one piece of the puzzle. Depending on your loan and situation, you may also need funds for closing costs, inspections, appraisals, prepaid expenses, and other home-buying costs. Planning ahead can help prevent unpleasant surprises.

🚫 5. Buying More House Than You Can Afford
Just because you qualify for a certain loan amount doesn’t mean you need to spend that much. Consider your full monthly budget, including your mortgage, taxes, insurance, utilities, maintenance, and everyday expenses. The goal is to enjoy your home, not feel house-poor.

My best advice? Start the conversation BEFORE you start shopping. The more prepared you are, the more confident you can feel when it’s time to make an offer.

Ready to talk about your home-buying options? Let’s make a plan!

Tanessa Permann | Mortgage Loan Officer
First Colony Mortgage
📋 NMLS #229060
📞 208.221.9121

Whether you’re buying your first home or just want to understand your options, I’m here to help you navigate the mortgage process!

BUYER CHECKLIST: ARE YOU READY TO BUY A HOME?Buying a home is a big step, but having a plan can make the process feel a ...
09/01/2026

BUYER CHECKLIST: ARE YOU READY TO BUY A HOME?

Buying a home is a big step, but having a plan can make the process feel a whole lot easier! Here are 5 important things to have on your buyer checklist:

1. KNOW YOUR BUDGET
Before you start scrolling through listings, know what monthly payment and overall price range make sense for you. Remember to consider more than just the mortgage payment. Property taxes, insurance, HOA fees, utilities, and maintenance can all factor into your monthly housing costs.

2. GET YOUR MORTGAGE IN ORDER
Getting pre-approved can help you understand what loan amount you may qualify for and what your financing options look like. It also helps you shop with confidence and be prepared when it’s time to make an offer. Starting this conversation early can help identify any credit, income, or documentation items that may need attention.

3. SCHEDULE YOUR INSPECTION
Once you’re under contract, a home inspection can help you better understand the condition of the property. It’s an important opportunity to identify potential issues and make informed decisions before moving forward.

4. GET YOUR DOCUMENTS TOGETHER
Your lender may need items such as income information, bank statements, identification, tax documents, and other financial records. Having these documents ready can help keep your loan moving smoothly.

5. FINAL REVIEW
As you get closer to closing, your lender will review the final details of your loan and make sure everything is ready for closing day. This is the time to ask questions, review your loan documents carefully, and make sure you understand the numbers before signing.

The homebuying process has a lot of moving pieces, but you don't have to navigate it alone.

If you're thinking about buying a home, let's talk about your goals, your budget, and what financing options may be right for you!

📞 Tanessa Permann
First Colony Mortgage
208.221.9121
NMLS #229060

Let's get your homebuying checklist started!

STEPS TO SECURING A HOME LOAN! Thinking about buying a home but not sure where to start? Let’s break it down! The mortga...
08/31/2026

STEPS TO SECURING A HOME LOAN!

Thinking about buying a home but not sure where to start? Let’s break it down! The mortgage process doesn’t have to feel like a maze.

Here are a few key steps to getting started:

1️⃣ Talk to a Lender
Don’t wait until you find the perfect house! A conversation early on can help you understand your options and what you may qualify for.

2️⃣ Get Pre-Approved
A pre-approval gives you a better idea of your purchasing power and can help you shop with confidence.

3️⃣ Gather Your Documents
Be prepared to provide information such as income, employment, assets, and debts so your lender can evaluate your financial picture.

4️⃣ Find Your Home!
Now you can start house hunting with a clearer understanding of your budget.

5️⃣ Submit Your Loan Application
Once you have an accepted offer, your lender will help guide you through the next steps of the loan process.

6️⃣ Underwriting & Final Approval
Your loan goes through the review process, and your lender will keep you updated along the way.

7️⃣ Close & Get Those Keys!
Once everything is approved and ready, it’s closing day!

✨ Ready to learn what home loan options may be available to you? Let’s talk!

📞 Tanessa Permann
First Colony Mortgage
📱 208.221.9121
NMLS #229060

🏡 Your homeownership journey can start with one simple conversation!

MORTGAGE TIP THURSDAY! Don’t wait until you find your dream home to talk to a lender! One of the best things you can do ...
08/27/2026

MORTGAGE TIP THURSDAY!

Don’t wait until you find your dream home to talk to a lender!

One of the best things you can do before starting your home search is to have a conversation about your financing options. Getting an early look at your numbers can help you understand what you may qualify for, what your monthly payment could look like, and what steps you can take to be prepared when the right home comes along.

✨ Ready to learn what options may be available for YOU? Let’s talk! You might be closer to homeownership than you think.

📞 Tanessa Permann
First Colony Mortgage
📱 208.221.9121
NMLS #229060

The right home search starts with the right conversation!

Address

1246 Yellowstone Avenue Suite E
Pocatello, ID
83201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12082219121

Website

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