First Colony Mortgage - Tanessa Permann Nmls#229060

First Colony Mortgage - Tanessa Permann Nmls#229060 I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions. NMLS #229060

NMLS #229060 Idaho Mortgage Broker/Lender License: MBL-9682
Equal Housing Opportunity
First Colony Mortgage NMLS #3112
Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

🏡 Choosing the Right Loan Starts With Understanding Your Options! 🏡One of the biggest misconceptions about buying a home...
06/03/2026

🏡 Choosing the Right Loan Starts With Understanding Your Options! 🏡
One of the biggest misconceptions about buying a home is thinking there's only one type of mortgage. The truth is, there are several loan options available, and finding the right fit can save you money and help you reach your homeownership goals faster.
✔️ Loan Terms – Whether it's a 15-year, 30-year, or another term, your loan length impacts your monthly payment and the total interest paid over time.
✔️ Loan Types – Conventional, FHA, VA, and USDA loans all offer unique benefits depending on your credit profile, down payment, and eligibility.
✔️ Interest Rate Options – Fixed-rate loans provide predictable monthly payments, while adjustable-rate loans may offer lower initial rates with future adjustments.
Every homebuyer's situation is different, which is why it's important to work with a lender who takes the time to explain your options and help you choose the path that's right for you.
Ready to explore your mortgage options? Let's talk!
📞 Tanessa Permann
First Colony Mortgage
208-221-9121
NMLS #229060

🏡 Your Credit Score Isn't the Only Thing That Matters! 🏡Many people assume that if their credit score isn't perfect, the...
06/02/2026

🏡 Your Credit Score Isn't the Only Thing That Matters! 🏡
Many people assume that if their credit score isn't perfect, they can't qualify for a home loan. The truth is, your credit score is just one piece of the puzzle.
When reviewing your mortgage application, lenders also consider:
✔️ Your income and employment history
✔️ Debt-to-income ratio
✔️ Available assets and savings
✔️ Down payment amount
✔️ Loan program requirements
Every borrower's situation is unique, and there are often more options available than people realize. That's why it's important to have a conversation before assuming you don't qualify.
If you're thinking about buying a home, refinancing, or simply want to understand your options, I'd love to help guide you through the process!
📞 Call me at First Colony Mortgage today and let's create a plan that works for you. Your homeownership journey may be closer than you think!

Tanessa Permann - NMLS #229060
First Colony Mortgage
208.221.9121

What Makes Up Your Credit Score? 🏡💳Your credit score is one of the biggest factors lenders consider when reviewing your ...
06/01/2026

What Makes Up Your Credit Score? 🏡💳
Your credit score is one of the biggest factors lenders consider when reviewing your mortgage application. But what actually makes up that score?
✅ Payment History (35%) – Paying your bills on time is the most important factor.
✅ Amounts Owed (30%) – How much debt you have compared to your available credit.
✅ Length of Credit History (15%) – The longer you've responsibly managed credit, the better.
✅ Credit Mix (10%) – A healthy mix of credit cards, auto loans, mortgages, and other accounts can help.
✅ New Credit (10%) – Opening several new accounts in a short period can impact your score.
Why is your credit score important? A stronger score can help you qualify for better loan options, lower interest rates, and potentially save thousands over the life of your mortgage.
If you're thinking about buying a home and aren't sure where your credit stands, let's talk! I can help you understand your options and create a plan to get mortgage-ready.
📞 Contact me today to get started on your homeownership journey!

Tanessa Permann - NMLS #229060
First Colony Mortgage
208.221.9121

I have a little riddle for you today…What three-letter term can stand between you and your dream home—yet most buyers do...
05/28/2026

I have a little riddle for you today…
What three-letter term can stand between you and your dream home—yet most buyers don’t even realize it’s there until they’re already in the process?
The answer is PMI.
Private Mortgage Insurance (PMI) often comes up when your down payment is under 20%, and while it can feel like a roadblock, it doesn’t have to stop your homeownership goals.
At First Colony Mortgage, the goal is simple: help you understand all your options before you even start shopping. Because the right pre-approval isn’t just about a number—it’s about strategy.
If you’re wondering what your buying power looks like, or how PMI might (or might not) impact your path to homeownership, let’s talk it through.
Ready to explore your pre-approval options? Call me today and let’s get you one step closer to “home.”

Tanessa Permann - NMLS #229060
First Colony Mortgage
208.221.9121

http://www.firstcolonymortgage.com/tanessa
"Apply Now"

https://www.firstcolonymortgage.com/state-licenses/

05/27/2026

🚨 “HELP IS ON THE WAY!” 🚨
Thinking about buying a home but feeling overwhelmed by where to even start? That’s where I come in!

Getting preapproved doesn’t have to be stressful, confusing, or scary. In fact, with the right lender by your side, it can actually feel exciting.

A preapproval helps you:
✔️ Know your budget
✔️ Shop with confidence
✔️ Strengthen your offer
✔️ Avoid surprises later in the process.

Too many people wait because they think they “aren’t ready yet” — but you might be closer than you think.

Whether you’re buying your first home, upgrading, downsizing, or just curious about your options… HELP IS ON THE WAY.

Let’s walk through the process together and create a game plan that works for YOU. Message me today to get started on your preapproval!

http://www.firstcolonymortgage.com/tanessa
"Apply Now"

https://www.firstcolonymortgage.com/state-licenses/

Tanessa Permann - NMLS #229060
First Colony Mortgage
208.221.9121

Not all lenders are created equally… and contrary to popular belief, they will NOT all give you the same rate. A lot of ...
05/26/2026

Not all lenders are created equally… and contrary to popular belief, they will NOT all give you the same rate.

A lot of buyers assume mortgage rates are basically the same everywhere, but that simply isn’t true. Different lenders can offer different interest rates, fees, loan programs, closing costs, and approval requirements — and those differences can end up costing (or saving) you THOUSANDS over the life of your loan.
Some lenders are better at:
✔️ Finding programs that fit your specific situation
✔️ Explaining your options clearly
✔️ Helping improve your buying power
✔️ Keeping closing costs lower
✔️ Communicating throughout the process
✔️ Closing on time without unnecessary stress
The cheapest-looking option isn’t always the best option either. A great lender looks at the full picture and helps set you up for long-term success, not just a quick pre-approval.
That’s why having the right team matters. As a realtor, I work with lenders who truly care about their clients and know how to make the process smooth from start to finish.
If you’re thinking about buying a home and don’t know where to start, let’s chat. I’ve got people for that.

Tanessa Permann - NMLS #229060
First Colony Mortgage
208.221.9121❤️

05/21/2026

Too many people think buying a home is complicated, stressful, and completely out of reach… but most of the time, they just haven’t had the right lender walking them through the process.

The truth is, buying a home doesn’t have to feel overwhelming when you have someone in your corner explaining every step, answering every question, and making sure you actually understand what’s happening along the way.
That’s where I come in.

From pre-approval to closing day, I’m here to help guide you through:
✔️ Understanding your budget
✔️ Exploring loan options
✔️ Explaining the “mortgage language” in real terms
✔️ Helping you feel confident instead of confused
✔️ Making the process smooth and stress-free
You do NOT need to know everything before reaching out. That’s my job.
Whether you’re a first-time buyer, upgrading, downsizing, or just curious about your options, I’m here to help make homeownership feel possible — because it is.

Let’s make your home goals happen together.
📲 Tanessa Permann
First Colony Mortgage
208.251.9121
NMLS #229060

Client testimonials mean more to me than you probably realize. As a lender, I get to be part of some of the biggest mome...
05/20/2026

Client testimonials mean more to me than you probably realize.

As a lender, I get to be part of some of the biggest moments in people’s lives. Buying a home can feel exciting, overwhelming, emotional, stressful… sometimes all at once. So when a client takes the time to leave a kind review about their experience with me, it truly means the world.

Your words help future homebuyers feel confident, informed, and supported before they even pick up the phone. They also remind me why I love what I do so much.

I strive to make every transaction smooth, communicative, and personalized because no two clients or situations are ever the same.

Whether you were a first-time buyer, refinancing, upgrading, downsizing, or somewhere in between, thank you for trusting me to walk alongside you through the process.

If we’ve worked together and you had an amazing experience, I would be so grateful if you would leave me a 5-star review! ⭐⭐⭐⭐⭐

Your support, referrals, and kind words help my business continue to grow more than you know.

Thank you again for allowing me to be part of your home journey. 💕
— Tanessa Permann
First Colony Mortgage
NMLS #229060

✨ Redefining the mortgage experience, one conversation at a time. ✨Mortgage terms can feel overwhelming — pre-approval, ...
05/19/2026

✨ Redefining the mortgage experience, one conversation at a time. ✨
Mortgage terms can feel overwhelming — pre-approval, mortgage rates, refinancing… it’s easy to feel lost in the process. That’s where I come in. 🏡
My goal is to make home financing feel less stressful and a whole lot more understandable. Whether you’re buying your first home, refinancing your current one, or simply exploring your options, I’m here to answer your questions and guide you every step of the way.
You deserve a lender who takes the time to educate, communicate, and truly support your goals — not just process paperwork.
📞 Let’s chat about your next move today!
Tanessa Permann
First Colony Mortgage
NMLS #229060

Address

1246 Yellowstone Avenue Suite E
Pocatello, ID
83201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12082219121

Website

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