First Colony Mortgage - Tanessa Permann Nmls#229060

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First Colony Mortgage - Tanessa Permann Nmls#229060 I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions. NMLS #229060

Tanessa Permann NMLS #229060 Idaho Mortgage Broker/Lender License: MBL-9682
Equal Housing Opportunity
First Colony Mortgage NMLS #3112
Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

HOME GOALS. REAL SOLUTIONS.Buying a home is exciting, but figuring out which mortgage option is right for you can feel o...
11/03/2026

HOME GOALS. REAL SOLUTIONS.

Buying a home is exciting, but figuring out which mortgage option is right for you can feel overwhelming. The good news? You have options!

Whether you're purchasing your first home, upgrading, refinancing, or looking for a loan that fits your unique situation, there may be a mortgage solution designed around your goals.

Here are a few options worth exploring:

🔹 Conventional Loans: Flexible options for many homebuyers.
🔹 FHA Loans: Designed to make homeownership more accessible.
🔹 VA Loans: Special benefits for eligible veterans and active-duty service members.
🔹 USDA Loans: Financing options for eligible rural and suburban areas.
🔹 Refinancing: Explore opportunities to adjust your rate, payment, or loan term.

The best mortgage isn't necessarily the one-size-fits-all option. It's the one that makes sense for YOUR life, budget, and future.

Let's talk about your homeownership goals and find a path that works for you!

Tanessa Permann | First Colony Mortgage
đź“ž 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave, Suite E
NMLS #229060

Your goals. Your timeline. Let's get you home!

A LOWER MONTHLY PAYMENT COULD MAKE ALL THE DIFFERENCE!Thinking about making a move? Take a look at this exciting builder...
11/02/2026

A LOWER MONTHLY PAYMENT COULD MAKE ALL THE DIFFERENCE!

Thinking about making a move? Take a look at this exciting builder financing opportunity at 14963 Westfield Ave. in Pocatello!

Qualified buyers may be eligible for a special 5.990% interest rate (6.549% APR) on a 7/6 ARM, fixed for the first 7 years.

Here's what that could mean:
$723.10 less per month compared to the 30-year fixed market average shown in the promotion!

This special builder offer is available through December 12, 2026, so now is the time to explore your options!

Not sure where to start? That's what we're here for!

Contact Tanessa Permann with First Colony Mortgage and Chris Robinson with RE/MAX Country Real Estate to learn more about qualifying and how you can take advantage of this opportunity.

Let's get you one step closer to homeownership!

TANESSA PERMANN
LOAN OFFICER / BRANCH MANAGER
208-221-9121
[email protected]
1246 Yellowstone Ave, Suite E, Pocatello
NMLS # 229060

Figures are a hypothetical example and are not a loan estimate. Rates and APRs are as of 10/27/2026 and subject to change based on market conditions and the borrower’s credit profile. Assumes the $1,019,000.00 list price of 14963 Westfield Dr, Pocatello, ID, 20% down ($203,800.00) on an $815,200.00 loan amount, a 760 credit score, an owner-occupied single-family home and a 30-year term. The buyer pays 1.000 discount point on the 6.7% ARM. The 30-year fixed market average of 7.330% (7.359% APR) is our average 30-day fixed average as of 10/27/2026; its APR assumes no discount points. Builder pricing, including the forward commitment, is available on this home through 12/12/2026 and may change or end without notice. Buyer must finance through First Colony Mortgage to qualify. The advertised 5.990% rate is the initial interest rate on a 30-year conventional conforming 7/6 adjustable-rate mortgage (ARM) with an annual percentage rate (APR) of 6.549%. This loan is an Adjustable Rate Mortgage. The interest rate, APR, and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR Index (3.89253% as of October 26, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 10.990% and a minimum of 3.000%. Based on the loan amount, this loan would have 84 monthly principal and interest payments of $4,882.30 based on the initial rate of 5.990%, followed by 276 monthly principal and interest payments of $5,284.02 based on the fully indexed rate of 6.893%. Estimated payments and savings for years 8–30 assume the index does not change; actual payments may be higher.

Spring Creek Homes LLC
Selling Southeast Idaho Real Estate - Chris Robinson

GHOSTS JUST WANNA HAVE FUN! But maybe not TOO much fun! Between the costumes, candy, spooky decorations, and Halloween f...
10/29/2026

GHOSTS JUST WANNA HAVE FUN!

But maybe not TOO much fun!

Between the costumes, candy, spooky decorations, and Halloween festivities, it's easy to get carried away!

Just remember, if homeownership is on your wish list, that down payment isn't going to save itself!

Have your fun, enjoy the spooky season, and keep those homeownership goals in sight!

Because the only thing scarier than Halloween? Letting your dream home slip away!

Happy Halloween from Tanessa Permann at First Colony Mortgage!

🏡 Tanessa Permann | First Colony Mortgage
📲 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave, Suite E
NMLS #229060

LET'S TALK ABOUT WHY COMMUNICATION MATTERS! When it comes to buying a home, COMMUNICATION IS EVERYTHING! Whether you're ...
10/28/2026

LET'S TALK ABOUT WHY COMMUNICATION MATTERS!

When it comes to buying a home, COMMUNICATION IS EVERYTHING!

Whether you're purchasing your very first home, upgrading to something bigger, or refinancing, you deserve a lender who keeps you informed EVERY step of the way!

Here's why good communication makes all the difference:

No Guessing Games! You should always know where you stand in the loan process and what comes next.

Questions? ASK AWAY! There are no silly questions when it comes to one of the biggest financial decisions you'll make.

Timely Updates Matter! Staying connected helps prevent unnecessary delays and keeps everyone on the same page.

Confidence Comes From Clarity! Understanding your loan options, payments, and timeline helps you make informed decisions.

MY PROMISE TO YOU? I'll work hard to make sure you feel informed, supported, and confident throughout your homebuying journey!

Buying a home should be EXCITING, not confusing! Let's work together to make the process as smooth as possible.

LET'S CONNECT!

Tanessa Permann | First Colony Mortgage
đź“ž 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave., Suite E
NMLS #229060

Let's Get You PREAPPROVED for a Mortgage That Fits YOUR Life!Buying a home is exciting, but here's something I want you ...
10/27/2026

Let's Get You PREAPPROVED for a Mortgage That Fits YOUR Life!

Buying a home is exciting, but here's something I want you to remember...

Just because you qualify for a certain amount doesn't mean you need to spend that amount!

My goal isn't just to help you get approved for a mortgage. It's to help you find a mortgage that aligns with your lifestyle, your budget, and your future goals!

I don't want you to be HOUSE POOR!

I want you to LOVE your home while still having the freedom to enjoy life! Whether that's family vacations, weekend adventures, saving for the future, or simply having a little breathing room in your monthly budget.

Let's find a comfortable payment, not just a maximum approval amount!

Whether you're buying your first home, upgrading, or just curious about what you could qualify for, I'd love to help!

📲 Give me a call, and let's take a look at your options together! You might be surprised at what's possible!

🏡 Tanessa Permann | First Colony Mortgage
đź“ž 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave., Suite E
NMLS #229060

DREAMING OF HOMEOWNERSHIP? WHAT'S STOPPING YOU? You've been scrolling through listings, saving your favorite homes, and ...
10/26/2026

DREAMING OF HOMEOWNERSHIP? WHAT'S STOPPING YOU?

You've been scrolling through listings, saving your favorite homes, and imagining what it would feel like to finally have a place to call YOUR OWN.

But something is holding you back...

đź’° Think you need 20% down?
📉 Worried your credit score isn't high enough?
đź’ł Not sure if you can afford a monthly mortgage payment?
🤷‍♀️ Confused about where to even begin?
⏳ Waiting for the "perfect" time to buy?

Here's the thing... you might be closer to homeownership than you think!

At First Colony Mortgage, I'm here to help you explore your options, answer those questions, and find a loan program that fits YOUR situation.

You don't have to have everything figured out before reaching out. That's what I'm here for!

Let's turn "someday" into "let's get started!"

đź’¬ Tell me, what's the ONE thing holding you back from buying a home? Let's talk about it!

Tanessa Permann | First Colony Mortgage
📲 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave, Suite E
NMLS #229060

FALL IS THE HOTTEST TIME TO BUY A HOME! What if I told you that you could be settled into your NEW HOME just in time for...
10/22/2026

FALL IS THE HOTTEST TIME TO BUY A HOME!

What if I told you that you could be settled into your NEW HOME just in time for the holidays AND potentially not make your first mortgage payment until JANUARY 2027?!

Sounds pretty amazing, right?!

✨ LET'S TALK TIMING! ✨

OCTOBER: Let's get you preapproved and start shopping for your dream home!

NOVEMBER: Find the perfect place, get those keys, and CLOSE on your new home!

DECEMBER: Enjoy your FIRST FULL MONTH in your new home! Decorate that Christmas tree, hang those stockings, and make some unforgettable holiday memories!

JANUARY 2027: Make your FIRST mortgage payment!

YES, YOU READ THAT RIGHT!

With a November closing, your first mortgage payment is typically due January 1, 2027!

Imagine celebrating Thanksgiving AND Christmas in a home you can call YOUR OWN!

Fall can also be a fantastic time to buy, with potentially less competition and sellers who are motivated to make a move before the holidays!

✨ WHY WAIT UNTIL SPRING WHEN WE CAN GET STARTED TODAY? ✨

Let's talk about your financing options, get you preapproved, and see what we can make happen before the holidays!

📲 LET'S GET YOU HOME!

🏡 Tanessa Permann
First Colony Mortgage
đź“ž 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave, Suite E, Pocatello, ID
NMLS #229060

Your new home could be the BEST gift you give yourself this holiday season!

Payment timing depends on your closing date and loan terms. Contact me for details.

LET'S TALK HOME LOANS! Did you know that not all home loans are created equal? And that's actually a GOOD thing! Whether...
10/21/2026

LET'S TALK HOME LOANS!

Did you know that not all home loans are created equal? And that's actually a GOOD thing!

Whether you're buying your very first home, upgrading to your dream home, refinancing, or exploring your options, First Colony Mortgage has loan programs designed to fit a variety of financial situations!

Let's take a look at some of the options we can explore together!

Conventional Loans: A great option for buyers with established credit who are looking for flexible financing options.

FHA Loans: Popular with first-time homebuyers and those looking for more flexible credit and down payment requirements.

VA Loans: Special financing benefits for eligible veterans, active-duty military members, and qualifying military families. Thank you for your service!

USDA Loans: Looking to buy in a qualifying rural area? You may be eligible for a loan with no down payment!

Jumbo Loans: Dreaming BIG? These loans can help finance homes that exceed conventional loan limits.

Refinancing Options: Already own your home? Let's explore whether refinancing could help you reach your financial goals!

Down Payment Assistance Programs: Think you need 20% down to buy a home? Think again! There may be programs available to help qualified buyers get into a home sooner than they thought!

Here's the BEST part... You don't have to figure it all out on your own!

That's where I come in!

I'll help you explore your options, answer your questions, and find a mortgage solution that makes sense for YOU and your goals.

Your dream home deserves the right loan, and I'd love to help you find it!

Let's chat!

Tanessa Permann | First Colony Mortgage
đź“ž 208.221.9121
📧 [email protected]
đź“Ť 1246 Yellowstone Ave., Suite E | Pocatello, ID
NMLS #229060

Loan programs are subject to availability, eligibility requirements, and lender approval.

BUYING YOUR FIRST HOME? LET'S TALK BUDGET!Buying your first home is exciting! From imagining where your furniture will g...
10/20/2026

BUYING YOUR FIRST HOME? LET'S TALK BUDGET!

Buying your first home is exciting! From imagining where your furniture will go to picturing your first holiday season in your new space, there's so much to look forward to.

But before you fall in love with that perfect house, let's talk about something important: YOUR BUDGET!

At First Colony Mortgage, I want you to feel confident about your home purchase, not just on closing day, but for years to come!

Here are a few things every first-time homebuyer should consider:

1. Set a Clear Budget
Just because you're approved for a certain amount doesn't mean you have to spend it all! Find a monthly payment that fits comfortably within your lifestyle and financial goals.

2. Look Beyond the Mortgage Payment
Your monthly housing expenses may include:

Principal and interest

Property taxes

Homeowners insurance

Mortgage insurance (if applicable)

HOA fees (if applicable)

3. Plan for Monthly Maintenance Costs
Owning a home means you're responsible for repairs and upkeep. From replacing air filters to fixing a leaky faucet, setting aside money each month for maintenance can help prevent unexpected expenses from becoming financial headaches.

4. Don't Forget About Utilities!
Electricity, gas, water, sewer, trash, and internet can add up! Make sure these expenses have a place in your monthly budget.

5. Keep an Emergency Fund
Life happens! Having savings available for unexpected repairs or financial surprises can make homeownership much less stressful.

REMEMBER: Your first home should be a blessing, not a financial burden!

You don't have to figure it all out on your own. I'm here to help you understand your financing options, explore your buying power, and take those first steps toward homeownership with confidence.

Let's make your first home a SMART investment in your future!

Tanessa Permann
First Colony Mortgage
NMLS #229060
208.221.9121

Your journey home starts with a conversation. Let's connect!

Address

1246 Yellowstone Avenue Suite E
Pocatello, ID
83201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12082219121

Website

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