Ryland Rammell-Home Loans NMLS #2286035

Ryland Rammell-Home Loans NMLS #2286035 Currently licensed in ID, AR, AL, and more on the way. I work creatively to find the best loan product for each of my clients now and in the long run.

I do what i do because i love helping others, whether it's agents dealing with the chaos of the current market, or their...
04/04/2024

I do what i do because i love helping others, whether it's agents dealing with the chaos of the current market, or their borrowers. I am proud to be with one of the top brokers in the nation and be able to offer some of the BEST RATES you will find.

If you know an agent that would be good to connect with, please tag them below, comment, or send this to them! i would love a chance to help grow their business.

If you know someone wanting to buy a home, Tag, comment, or send this to them. thank you everyone for the continued support!

So many people stray away from construction loans because of the insane cost of closing twice. Traditionally, you would ...
04/04/2024

So many people stray away from construction loans because of the insane cost of closing twice. Traditionally, you would have to take out a loan for the building process, and once it was complete, do a new loan to refinance out of the building loan into a 30 year fixed. One time close Construction loans have a HUGE advantage when it comes to saving on closing costs and the fees you normally encounter with construction loans.

For all of my friends in real estate! if there's one question that i know we all get asked almost DAILY, its "what are r...
03/07/2024

For all of my friends in real estate! if there's one question that i know we all get asked almost DAILY, its "what are rates looking like?" with the follow up question of "do you know why?" for those of you who would like, I would love to send out a text, or email with this info to you. I wont be posting this on my social media pages, so if you'd like to get added to my list to send this out, please comment, or send me a DM with your preferred method of sending the info! Give me a little time to get it streamlined and consistent, but hopefully this information can help you- help others!

🏡*BIG LIFE UPDATE*🏡I'M OFFICIALLY RETURNING TO MORTGAGE LENDING FULL TIME. Sadly this means walking away from Code Red C...
02/23/2024

🏡*BIG LIFE UPDATE*🏡
I'M OFFICIALLY RETURNING TO MORTGAGE LENDING FULL TIME.

Sadly this means walking away from Code Red Contents/Idaho Fire and Flood. Everything I've learned over the last 1.5 years would take a novel to summarize, but i could not be more grateful for the people, experiences, and opportunities i was given. I have nothing but love and respect for my friends at IFF and CRC.

That being said, i am excited to start lending with a new company called Fulcrum Home loans. Some of the advantages i will be able to provide for my clients now are
-Significantly better interest rates
-More opportunity for creative financing especially for all of my homies and home girls self employed/ in the D2D world
-The personal touch and communication that is always lacking with other lenders in the industry.

If you have any questions or want to start preparing to purchase a home please give me a call, shoot me an email, text, whatever you want. I'm here to help and am excited to be a springboard for you and your future.

Congratulations Brieana and Bradley!! I could be not more excited for you and you and your little family to be getting i...
10/07/2022

Congratulations Brieana and Bradley!! I could be not more excited for you and you and your little family to be getting into a home. I couldn’t have asked for better clients and I can’t wait to see what you guys do with fixing up the house!

Even in crazy times like this you CAN find a great deal on a GREAT home. Get you a great lender and agent and be patient.

Quick market update for everyone!🚨🚨These FED meetings have been completely unpredictable. Last time we had one, they rai...
09/01/2022

Quick market update for everyone!🚨🚨

These FED meetings have been completely unpredictable. Last time we had one, they raised rates by .75bp and mortgage rates dropped, this time, they announced they would continue to raise them, and they went up! 📈

So here’s where we are at according to Google when it comes to your average interest rate.

What does this mean for you? Yes your interest rate is higher, but at the same time, the housing market is officially on the decline.

My advice? Look out for great deals on properties. Ask for a 3% SELLERS CREDIT!! You can use this to buy the rate down which means a lot in the current market.

It’s a great time to buy, we just need to be smart. If you have any questions or need some advice, you know who to call😉

Address

Pocatello, ID
83201

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