Kory Morgan NMLS 794076

Kory Morgan NMLS 794076 Bringing you a WOW experience! Equal Housing Lender
Evergreen Moneysource Mortgage Company NMLS 3182

The starter-home math is getting a little more interesting.Redfin estimates that the typical U.S. household now earns ab...
09/09/2026

The starter-home math is getting a little more interesting.

Redfin estimates that the typical U.S. household now earns about $17,000 more than the income needed to afford a median-priced starter home, compared with a gap of roughly $12,500 a year ago. Their analysis assumes a 15% down payment and housing costs at or below 30% of income, so your own numbers and local market will tell the real story. If a starter home is on your radar, send me a message and I'll help you see what the numbers could look like for you.

The inbox can survive without you today. Take the day to slow down, recharge, and enjoy the long weekend knowing I'm kee...
09/07/2026

The inbox can survive without you today.

Take the day to slow down, recharge, and enjoy the long weekend knowing I'm keeping an eye on the details behind the scenes. If you're already in the middle of a move, I've got you covered while you take a well-earned breather.

Mortgage rates are the definition of mixed signals.Realtor.com continues to point to volatility tied to economic news an...
09/05/2026

Mortgage rates are the definition of mixed signals.

Realtor.com continues to point to volatility tied to economic news and movement in the bond market, which means rates can change direction quickly. A strong homebuying plan accounts for that movement alongside your budget, timeline, loan options, and overall goals. If buying is on your radar, send me a message and we can talk through what makes sense for your situation.

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and ...
09/03/2026

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and offer strategy can all shape what happens when the right property shows up, so I'd rather help you understand those pieces early than figure them out under pressure.

If homeownership is on your radar, let's see where your plan stands.

According to Realtor.com, active housing inventory is nearing 1.2 million homes nationwide, the highest level since Nove...
09/02/2026

According to Realtor.com, active housing inventory is nearing 1.2 million homes nationwide, the highest level since November 2019. That means buyers may have more homes to consider than they've had in years.

When I work with buyers, more inventory gives us more to work with. It can open up possibilities around location, features, price point, and the kind of home that actually fits what you're looking for.

If buying has been sitting on the back burner, this could be a good time to see what's available in your area and run the numbers with me.

08/31/2026

Sellers are more willing to negotiate. Let’s see how it can help you!!

Consider this the mortgage version of dropping a reaction in the group chat. Send me the Forest face that best matches h...
08/31/2026

Consider this the mortgage version of dropping a reaction in the group chat. Send me the Forest face that best matches how buying a home feels right now, and I'll meet you there with answers that make the next step easier to understand.

08/09/2026

What drives your payment? Be sure to get the facts.

Buying your first home a little sooner can make a real difference over time. Homeowners who buy around age 30 build abou...
07/30/2026

Buying your first home a little sooner can make a real difference over time. Homeowners who buy around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s. If you're financially ready, getting a head start could matter more than waiting for the perfect moment. Let's talk through your timeline and see what makes sense for you.

Summer build season moves fast, and the financing side should be ready before the heat really kicks in. BuildersEdge hel...
07/28/2026

Summer build season moves fast, and the financing side should be ready before the heat really kicks in. BuildersEdge helps support new construction projects with lending solutions designed for the way builders and buyers actually move through the process. If you're building this summer, let's get the right plan in place early.

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124 N 7th
Pocatello, ID
83201

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