C.L. Finlan Insurance

C.L. Finlan Insurance For more than a century C.L. Finlan Insurance has served Plymouth, Michigan and beyond. A Michigan Based Insurance Agency: 100 Years Strong, 100 Years Committed.

We understand insurance decisions are some of the most important decisions you make in life. These decisions require an insurance partner you can trust; one who will take the time to develop a relationship with you to ensure all of your insurance needs are proactively met in a comprehensive, practical and cost-effective fashion. Contact us for Michigan auto insurance, home insurance, business insu

rance or health insurance. We want to help you insure your cars, your home, your business and yourself! We begin by reviewing your existing insurance policies, assessing your specific needs, and identifying any special insurance circumstances. We offer insurance solutions from some of the most well-respected and stable insurance carriers in the industry tailored to meet your needs, even as they change over time.

Yesterday Ben C. was able to engage in a wonderful orientation with the Ann Arbor/ Ypsilanti Regional Chamber. Looking f...
05/27/2026

Yesterday Ben C. was able to engage in a wonderful orientation with the Ann Arbor/ Ypsilanti Regional Chamber. Looking forward to building even more meaningful connections within our community!

FAQ: “If I rent out my pool or backyard this summer, does my homeowners policy cover it?” 🏊‍♂️ Not always.Having friends...
05/26/2026

FAQ: “If I rent out my pool or backyard this summer, does my homeowners policy cover it?” 🏊‍♂️ Not always.

Having friends over is one thing. Allowing paid guest access to your property can be a different
insurance situation.

That may include:
💧 Renting out a pool
💧 Hosting paid backyard events
💧 Listing outdoor space through a rental platform
💧 Allowing guests you do not personally know onto the property

Pools already bring elevated liability exposure. When payment or short-term rental activity is
involved, your standard homeowners policy may not respond the way you expect.

Platform protections may also have limits, exclusions, or requirements.

Before opening your backyard or pool to paying guests this summer, it is worth reviewing the
coverage side first.

A quick conversation now can prevent a much bigger surprise later.

Today, we pause to remember and honor the brave men and women who gave their lives in service to our country.Memorial Da...
05/25/2026

Today, we pause to remember and honor the brave men and women who gave their lives in service to our country.

Memorial Day is more than the start of summer. It's a day of reflection, gratitude, and remembrance for the sacrifices that protect the freedoms we share.

As families, neighbors, and communities gather, we hope you’ll join us in taking a moment to honor those who served and never came home.

From all of us at Finlan Insurance, we wish our Michigan community a safe and meaningful Memorial Day.

Summer is almost here, and for a lot of families, that means one thing: A house full of people celebrating a really big ...
05/20/2026

Summer is almost here, and for a lot of families, that means one thing: A house full of people celebrating a really big milestone. 🎓

Before the food, tents, tables, and decorations come together, it’s worth thinking about the liability side of hosting.

Large gatherings can bring extra exposure, especially when you add:
🎓 More cars in the driveway or street
🎓 Guests walking through the yard or home
🎓 Pools, trampolines, pets, or uneven walkways
🎓 Alcohol at adult gatherings
🎓 Weather that moves people indoors or outdoors quickly

Your homeowners policy may provide liability coverage, but limits matter.
For some families, an umbrella policy can add another layer of protection for larger claims.

Graduation parties should be about celebrating, not worrying. If you’re hosting this season, we’re happy to help you understand how your coverage may respond.

This morning we had the pleasure of hosting the Plymouth/Plymouth Township, Michigan Chamber Coffee Networking event. ☕☀...
05/14/2026

This morning we had the pleasure of hosting the Plymouth/Plymouth Township, Michigan Chamber Coffee Networking event. ☕☀️ It was an amazing morning getting to host 40 local community members. Thanks to everyone who came out!

05/13/2026

A weekend market may feel casual.
The insurance requirements usually are not.

If you’re selling baked goods, handmade items, crafts, candles, furniture, art, or other products at a vendor event this season, you may be asked for proof of insurance.

That can include:
✔️ General liability coverage
✔️ Product liability coverage
✔️ A certificate of insurance
✔️ Specific wording required by the event organizer

This often surprises small business owners who started from home and assumed their homeowners policy was enough.

Markets, pop-ups, and seasonal events are exciting opportunities. They are also a good time to make sure your coverage goes with you.

Before your first booth of the season, let’s make sure everything is set up clearly.

Moms have a way of keeping us covered,through snack attacks, spills, and wild weather.With hugs, reminders, and “text me...
05/10/2026

Moms have a way of keeping us covered,
through snack attacks, spills, and wild weather.
With hugs, reminders, and “text me when you get theres,”
they somehow hold it all together.

They’re the first call, the calm voice,
the makers of magic in everyday ways.
No policy could ever match
the care they give each day.

So here’s to moms, grandmas, bonus moms,
and every mother figure along the way.
Our first protectors, biggest cheerleaders,
and the love that helps us feel safe. 💐

Happy Mother’s Day!

05/09/2026

FAQ ❓ “I sell baked goods, crafts, or woodworking projects from home. Am I covered by my homeowners policy?” 👇

The answer is: maybe not the way you think.

Most homeowners policies are designed for personal residential use. Once money starts changing hands, even for a small side business, the coverage conversation can change.

A few examples:
⚠️ A customer picks up an order and slips in your driveway
⚠️ A handmade product causes damage or injury
⚠️ Business inventory is damaged in your home
⚠️ Tools or equipment used for your business are stolen
⚠️ A vendor event asks for proof of liability coverage

A hobby can turn into a business faster than people realize.

That does not mean you need something complicated. It just means your coverage should match what you are actually doing.

If your hobby has become income, we’re happy to help you talk through what protection makes sense.

Hosting a graduation party this year? 🎓 Before the guests arrive, take a quick walk around your home and yard.A few smal...
05/07/2026

Hosting a graduation party this year? 🎓 Before the guests arrive, take a quick walk around your home and yard.

A few small checks can make the day safer and less stressful for everyone. It does not need to be complicated.

Look for:
⚠️ Loose railings on porches or decks
⚠️ Uneven sidewalks, steps, or driveway areas
⚠️ Outdoor lighting for evening guests
⚠️ Extension cords or tripping hazards
⚠️ Pool gates, covers, or safety equipment
⚠️ Rugs, entryways, or stairs where someone may slip
⚠️ Pets that may need a quiet space away from guests

Insurance is there when things go wrong, but prevention is always the better first step.

Wishing all the graduates and their families a safe, happy season of celebrating!

We love it when we can help our client's save money ✨ without ✨ sacrificing proper coverage for their needs!
05/06/2026

We love it when we can help our client's save money ✨ without ✨ sacrificing proper coverage for their needs!

When people hear “annuities,” the reaction is usually one of two things: Confusion or skepticism.Annuities are a commonl...
04/30/2026

When people hear “annuities,” the reaction is usually one of two things: Confusion or skepticism.

Annuities are a commonly misunderstood financial tool, yet one of the most useful in the right situation.

The reality is, annuities aren’t inherently good or bad, they’re specific.

At a high level, an annuity is designed to help turn a portion of your savings into a predictable income stream, often during retirement.

A few things that are helpful to understand:
✔️ Annuities are about income planning, not just investing
✔️ They can provide guaranteed income, depending on the structure
✔️ There are different types (fixed, variable, indexed) — each behaves differently
✔️ They’re often used to help reduce the risk of outliving your savings
✔️ Liquidity and time horizon matter — they’re not designed for short-term access

Where we see the most value is when annuities are used intentionally — as one part of a broader financial plan, not a standalone solution.

They can make sense for some people, and not at all for others.

If you’ve heard about annuities but never had a clear, straightforward explanation, we’re always happy to walk through how they work — and where they may or may not fit.

Learn more about annuity options here:
https://www.finlan.com/life-coverages-annuities

Address

47784 Halyard Drive
Plymouth, MI
48170

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17344536000

Website

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