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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Michael Merdinian - PNC Mortgage Loan Officer - NMLS #576376

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United States
Plymouth, MI
Michael Merdinian - PNC Mortgage Loan Officer - NMLS #576376

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You’re looking for a Mortgage Loan Officer you can trust. PNC Bank N.A. NMLS ID: 446303

Whether you’re buying a home, exploring a refinance, or considering ways to use your home’s equity, I’m here to answer questions, explain your options, and help you make confident, informed decisions at every stage of homeownership. My focus is on helping you secure the right mortgage solution for today—while remaining a trusted resource as your needs evolve over time.

10/17/2026

While short sales require a lengthy lender approval process, they may be worth the wait for homebuyers and investors looking for a good deal on a property. Give me a call if this is a route you are thinking about. 734-459-5915

Discover what a short sale in real estate means and its benefits for both sellers and buyers. Understand the process and implications of a short sale.

10/16/2026

Homebuying Myth: "If I qualify for a conventional loan, I should automatically choose it."

Not necessarily.

I've seen buyers save money with Conventional financing, and I've seen others benefit from FHA programs depending on their goals and qualifications.

Understanding the differences can make a bigger impact than many people realize.

Questions? I'm always happy to help explain the options.

pncmortgage.com/mikemerdinian

Learn more about FHA vs conventional loans. Discover the key differences, benefits, and drawbacks to make an informed decision for your home purchase.

10/14/2026

If you had $25,000 to invest in your home, what would you do?

🔨 New roof?
🍳 Kitchen remodel?
🌳 Backyard makeover?
🛁 Bathroom refresh?

Many homeowners are surprised to learn they may be able to leverage their home's equity to help fund projects like these. With a limited-time introductory rate offer available, now may be a great time to explore your options.

pnc.com/homelendingoffers

Drop your answer below! ⤵️

10/13/2026

💡 Ever wonder why homeownership can feel tougher for younger generations today?

Consumer Health Check: October 2026 highlights that despite stronger incomes and higher wealth accumulation, many younger adults feel priced out of the housing market due to affordability challenges.

That's why conversations matter. Many buyers are surprised to learn there may be resources available, including down payment assistance programs and other financing options that could help them reach their goals sooner.

If you're interested in the economic trends influencing housing today, take a look at this report: https://www.pnc.com/en/about-pnc/media/economic-reports/consumer-health-check/consumer-health-check-2026-october.html

Not sure where to start? You may be surprised by the down payment assistance programs and financing options available. Feel free to reach out if you'd like to learn more. 734-459-5915

10/09/2026

You sign a lot of paperwork when buying a home, but one document legally binds you to repay the loan. Do you know what a promissory note actually does?

A promissory note in real estate is crucial for financing. Learn its definition, purpose, and how it functions with mortgages in property dealings.

10/08/2026

Buying a home is one of the biggest financial decisions you'll make, and trust matters.

That's why I'm proud to work for a company recognized as the #1 Most Trusted Financial Company among banks by Investor's Business Daily in 2026.

Thank you to the clients, partners, friends, and families who trust me to help guide them through their homeownership journey.

Read more: https://pnc.co/4B8NsMG

10/07/2026

Understanding your financing options can help you make more confident decisions. This article offers a simple overview of the most common loan types, and I'm always happy to answer questions along the way.

💬Message me anytime!

Choosing a home loan is a big decision. The type of loan you get can impact your down payment, monthly payments and equity in the home. And there are multiple types of mortgage loans to choose from.

10/06/2026

I often talk about home projects, renovations, and big plans for your home. But the truth is, many people right now aren't focused on a new kitchen or deck. They're looking for ways to simplify payments, consolidate debt, and create a little more breathing room in their monthly budget.

If you've built equity in your home, our limited-time introductory rate offer may be worth exploring.

I'm always happy to answer questions and help you understand your options.

734-459-5915
pncmortgage.com/mikemerdinian

Learn more: pnc.com/homelendingoffers

Save money, time, and energy with PNC mortgage offers and resources. Current Choice Home Equity Line of Credit Rates currently as low as 5.74%.

10/05/2026

While this isn't mortgage-related, I enjoy sharing resources that can help people make informed financial decisions. If retirement is on your horizon, this article offers some good insights on when to consider claiming Social Security benefits.

As you approach retirement, you’ll be faced with the decision of when to claim Social Security. Understand the impact of timing on your benefits.

10/04/2026

You've heard about it, here is your chance to learn the ins and outs of "Rent-to-Own".

Follow up with me for any questions.
pncmortgage.com/mikemerdinian

Discover how rent to own works and explore the benefits for first-time homebuyers, including building credit and saving for a down payment.

Address

535 S Main Street
Plymouth, MI
48170

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+17344595915

Website

https://www.pnc.com/en/personal-banking/borrowing/home-lending/contact-us/MLO.html?EmployeeId=219&lnksrc=mlo-listing-fac

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