Home Smart Mortgage

03/04/2023

06/24/2022

➡️ Swipe to see 8 benefits of homeownership ➡️
-
June is National homeowner's month🏠
-
Did you know that about 65.4% of Americans own a home? 🧐
-
Followed by the net worth of a typical homeowner is nearly 40x the net worth of a non-owner?💰
-
Start your homeownership journey today. Click the link in our bio!✨📞

05/04/2022

Happy closing day Maria and
Matthew!🏠 and congratulations on the sale of your home in Westland!
With over 85 showings, over 8
offers and it sold for $26,500 over list price!
Thinking of selling? Now is a great time to sale. Call Me first Marc Nocera 248-488-1500 and Lisa Nocera 734-557-3800 to get your home on the market this spring!

04/10/2022

4 Tips for buying in a tight market❗️
-
1. Determine home wants vs home needs✍️
2. Find and stick to your budget💰
3. Be prepared to bid competitively ✨
4. Be ready to make a decision on a home quickly 🧐
-
Call me first Marc Nocera 248-488-1500 for any of your real estate and real estate finances.📞

&Tricks

04/08/2022

Do you know what factors your credit score is determined by?🧐
-
35%- Payment history (late ➡️ on time payments)
30% -Amount owed (Debt ➡️ lower debt)
15%- History Length (Longer history➡️ Better credit score)
10%-New Credit (Opening a lot of accounts at once can lower your credit)
10%-Different types of Credit (Car loans/credit cards)
-
Call me first Marc Nocera 248-488-1500 for any real estate and real estate finance needs!
-

02/24/2022

Congratulations to the Tobias Pinto Family!😁
From inspection day to closing day.🧐➡️📄
-
Happy Closing Day!🏠
-
Call me first Marc Nocera 248-488-1500, for any of your real estate and real estate finance needs!📞

02/21/2022

🎉Closed this loan in 14 days! 🎉

Call me first, Marc Nocera for any of your real estate and real estate finance needs! 😁

02/18/2022

Buying 🏠 or Refinancing🏦?
-
There are a few different types of loans and here is what they mean.
-
Conventional- Fannie Mae & Freddie Mac
FHA- Federal Housing Administration
VA: Veterans Affairs
USDA: United State Department of Agriculture
NON-QM: Non-Qualified Mortgage
-
Let's explore your options! For more information on the right loan program for you, send us a message today!
-
Call me first, Marc Nocera for any of your real estate and real estate finance needs!

01/13/2022

Let's talk Mortgages!📞
-
Conventional Loans📍
-
PROS✅
-
Lower interest rates, down payments low as 3%, can be used for 2nd home and investment properties, and much more.
-
CONS❎
-
Tough credit guidelines (620-640+), higher rested for lower credit scores, Income limits.
-
Call me first Marc Nocera, 248-488-1500 for any of your real estate and real estate finance needs!
-
Let's talk!
-

11/22/2021

From the two who do it all! This knowledgable dream team can tackle your real estate and real estate finance needs!😁
-
Meet Marc and Lisa Nocera, the real estate and mortgage experts! From finding your dream home to shopping for mortgages, Marc and Lisa make the perfect team!🏠
-
This husband and wife duo can help you with all of your real estate and real estate finance needs.
-
Contact Marc and Lisa today to find your dream home or to shop for the perfect mortgage to fit all of your needs!✨
-
📞Marc Nocera- 248-488-1500
🏠Lisa Nocera- 734-620-7994

11/17/2021

See how much you could save on your monthly payments. Refinance now while rates are low. 🔒🏠
-
Get a quote today and let's talk! 📞
Have any questions❓
Call me first Marc Nocera at 248-488-1500 for any of your real estate and real estate finance needs. Or email me at [email protected]