Tom Ciarrocchi W/ Sigma Home Lending

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Tom Ciarrocchi W/ Sigma Home Lending A dedicated Mortgage Loan Originator servicing all of your mortgage needs. NMLS #22280
Licensed in MI, OH, FL, NC With 20 years of real estate experience.

I can help make your next refinance or purchase transaction smooth and painless. Loan Officer
NMLS # 22280

🍽️ If you're a mac and cheese lover, Zingerman's Roadhouse in Ann Arbor is a must-visit destination!This iconic eatery h...
10/18/2026

🍽️ If you're a mac and cheese lover, Zingerman's Roadhouse in Ann Arbor is a must-visit destination!

This iconic eatery has transformed a simple comfort food into a culinary experience worth traveling for.

With its rich, cheesy flavor and buttery breadcrumb topping, their mac and cheese is often described as life-changing.

Did you know that many Michiganders plan road trips just to indulge in this dish?

The restaurant's commitment to quality ingredients and exceptional service makes every visit memorable. Whether you choose to enjoy it as a side or a main dish, you're in for a treat!

Plus, the vibrant atmosphere and friendly staff create a welcoming dining experience that keeps guests coming back.

Don't miss out on this local gemβ€”check out the full menu and plan your visit today!

πŸ‘‰ [Zingerman's Roadhouse](https://fastfoodclub.com/p/zingerman-s-roadhouse-in-ann-arbor-is-where-michiganders-go-for-mac-and-cheese-worth-planning-a-trip-around-a93f6c24/) 🍴

Source: https://fastfoodclub.com/p/zingerman-s-roadhouse-in-ann-arbor-is-where-michiganders-go-for-mac-and-cheese-worth-planning-a-trip-around-a93f6c24/
Photo Credit: via fastfoodclub.com

🌞 What a fantastic way to kick off a sunny October morning!Students from Carpenter, Lawton, Abbot, and Wines participate...
10/17/2026

🌞 What a fantastic way to kick off a sunny October morning!

Students from Carpenter, Lawton, Abbot, and Wines participated in the Walk & Roll to School Day, promoting healthy habits and community engagement.

Families dropped off students a few blocks away, allowing them to enjoy a refreshing walk to school.

Staff members greeted the students along the way, making the journey even more enjoyable. This initiative not only encourages physical activity but also strengthens community ties. With two more Walk & Roll days scheduled for October 16 and 23 at Wines, and Thurston joining later this month, there's still time to get involved!

Let's keep our kids active and engaged!

πŸšΆβ€β™‚οΈπŸš΄β€β™€οΈ

Source: https://news.a2schools.org/aaps-schools-take-part-in-walk-roll-to-school/
Photo Credit: via news.a2schools.org

Credit Unions are all about community and member service!Unlike traditional banks, they prioritize serving their members...
10/16/2026

Credit Unions are all about community and member service!

Unlike traditional banks, they prioritize serving their members over profit.

This focus fosters trust and personalized financial guidance, making them a great choice for home buyers. Learn more about how Credit Unions can support your homeownership journey!

Source: https://mortgagecenter.com/sigma/resource/people-helping-people-why-the-credit-union-difference-still-matters/
Photo Credit: People Helping People: Why the Credit Union Difference Still Matters

In a world overflowing with financial choices, the Credit Union philosophy stands out by putting people first. This Inte...
10/16/2026

In a world overflowing with financial choices, the Credit Union philosophy stands out by putting people first. This International Credit Union Day, we celebrate the unique relationships that Credit Unions foster, ensuring personalized service and genuine commitment to their members. With a focus on community and trust, Credit Unions help navigate the complexities of homeownership with ease. Discover how this people-first approach can make a significant difference in your financial journey.

Let's embrace the Credit Union difference together!πŸŒŸπŸ‘πŸ’™

Source: https://mortgagecenter.com/sigma/resource/people-helping-people-why-the-credit-union-difference-still-matters/
Photo Credit: People Helping People: Why the Credit Union Difference Still Matters

🏑 As mortgage rates soar, homeownership is slipping further out of reach for many Americans. The average 30-year fixed m...
10/16/2026

🏑 As mortgage rates soar, homeownership is slipping further out of reach for many Americans. The average 30-year fixed mortgage rate has hit 7.4%, making it increasingly difficult for both new buyers and current homeowners looking to move. A staggering 46% increase in income is needed to make housing affordable again!

πŸ“ˆ With affordability challenges on the rise, it's crucial to stay informed and proactive about your mortgage options. Regular checkups can help you navigate these turbulent waters and potentially save you money in the long run. Let's talk about how I can assist you in making informed decisions for your financial future!

Visit sigmahomelending.com for more insights.

Source: https://www.businessinsider.com/housing-affordability-gap-median-income-homeownership-2026-10
Photo Credit: via businessinsider.com

🏑 Ready to make your move?At Sigma Home Lending, we believe that understanding your mortgage is key to making informed f...
10/16/2026

🏑 Ready to make your move?

At Sigma Home Lending, we believe that understanding your mortgage is key to making informed financial decisions!

With over 20 years of experience, I’m here to provide you with personalized mortgage checkups that offer peace of mind and potential savings. Let’s chat about how I can help you navigate the mortgage process with confidence!πŸ’¬βœ¨

10/16/2026

πŸŽ‰ Exciting news from the new Kernan Obersky office in downtown Northville!

Join Mike and Allie for our first-ever Trunk or Treat event on October 29th.

πŸŽƒπŸ‘» Come say hi and enjoy some sweet treats!

🍬 Plus, a big congratulations to our lucky winner, Chris P., a dedicated 5th-grade teacher at Salem.

Your hard work is truly appreciated!πŸ‘πŸ“š

Exciting news for Ann Arbor!πŸŽ‰ The groundbreaking of The Adeline marks a significant step towards affordable housing in o...
10/15/2026

Exciting news for Ann Arbor!

πŸŽ‰ The groundbreaking of The Adeline marks a significant step towards affordable housing in our community.

With 330 units designed for households earning up to 80% of the area median income, this 20-story building will not only provide homes but also incorporate innovative geothermal energy for sustainability.

🌍✨ Completion is set for 2028, and we can't wait to see how this development transforms downtown Ann Arbor!

For more information on how this impacts the housing market and your mortgage options, visit sigmahomelending.com.

Source: https://rebusinessonline.com/ann-arbor-housing-commission-related-midwest-break-ground-on-330-unit-affordable-housing-community/
Photo Credit: Rendering courtesy of Related Midwest and SmithGroup

I am thrilled to share this wonderful review from Heather J.She highlights my commitment to providing timely responses a...
10/15/2026

I am thrilled to share this wonderful review from Heather J.

She highlights my commitment to providing timely responses and expert guidance throughout the home buying journey.

It's my goal to ensure every client feels supported and informed.

Thank you, Heather, for your kind words and trust in Sigma Home Lending.

10/14/2026

Homeowners insurance is essential for protecting your investment. Here are some key points to consider:
- It covers damages from fire, theft, and disasters.
- Includes liability and living expenses.
- Provides peace of mind and financial security.
- Costs depend on location and coverage.
- Compare quotes to find the best fit.
If you have questions about homeowners insurance or need assistance with your mortgage, reach out today! πŸ‘πŸ’Ό

Address

487 Forest Avenue
Plymouth, MI
48170

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