12/07/2022
Today, we received three life insurance policies belong to a high net worth family from Thailand.
In the past 15 years, we help many clients from foreign countries applied for life insurance in the US. In 2022 alone, We have done more than $115,000,000 USD of life insurance coverage with Symetra Life Insurance Company.
Why US based life insurance products?
1) High leverage life insurance protection for estate planning and wealth transfer purpose. 300% to 500% lower cost of insurance compare to China, Taiwan, Hong Kong, Japan, South Korea, Thailand and Vietnam
2) US has the most innovative life insurance product. (Indexed Universal Life) (Private Placement Life Insurance PPLI)
3) High potential return average 2X to 4X comparing to traditional life insurance products in other countries. Also provide a 0% floor guaranteed not to loss account value and return from previous years due to stock market downturn.
4) Highly regulated US consumer protection laws.
5) Tax advantages to non US resident foreign national person.
6) Easy underwriting. Clients can apply upto age 74. This product can provide life insurance to age 121.
7) Multi-purpose planning. Can be used for education funds, family protection, business key person protection, estate planning, wealth transfer, charitable planning and more.
8)The plan is highly customizable base on individual’s objectives and budgets.