Real Retirement Strategies

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Real Retirement Strategies American Mortgage Management is now Real Retirement Strategies. Real Estate, Tax, and Retirement!

American Mortgage Management purchases and refinances mortgages for homeowners in California. When you're in need of help from an experienced, affordable, and dependable broker, turn to us. Licensed by the California Bureau of Real Estate

NMLS # 338486
Cal BRE Broker #01055855

10/09/2026

Good morning!

I want to say thank you to all of you who are taking the time to wish me a happy birthday! It is early morning here in California and as I sit here in my early morning over-caffeinated state, here are some thoughts that are swirling around in my head and I offer them to you as a thank you... My birhday is on more people's calendars than I realized!

It is crazy or (or maybe just just fun... caffeine, remember) to think back to almost any "single thing" and how that seemingly small thing has played a part in the way the world has unfolded and "is" today.

I have jokingly blamed Monica Lewinsky for causing Al Gore to lose the election. Of course it wasn't "her fault" but that thing that happened and was released to the press changed the world. On a more personal level, I just thought of a day when my date couldn't attend a wedding reception that I invited her to, so I met another woman there, and now I have 9 grandchildren (with one in the oven) right now. Can I say that none of them would even have existed if my date had shown up? Crazy to contemplate... caffeine, remember...

Anyway, what I want to say is I have made it 66 years on this earth so far, and I am soooo, lucky to have had this opportunity to participate, to watch, to see how entropy is creating what is, and what is to become. My hope is all of you, along with me, will try not to dwell on what "didn't happen", or what you "didn't do", or even what you "did do" that you wish you didn't. Just be thankful that you are here today and you are lucky enough to share this day with the rest of us, who are busy creating tomorrow in every tiny step we take. Enjoy it and thanks again for wishing me a Happy Birthday!

With Appreciation,



Kerry Worden

President

Direct/Text: 510-999-0539

[email protected]

4695 Chabot Dr. #200

Pleasanton, CA 94588

CA DRE Broker #01055855

NMLS #338486

realretirementstrategies.com

Start your mortgage application here

Create Your Own Financial Plan here

Need to send me a file securely? Click here to upload files.

Schedule a time to speak with me via phone or Zoom here.

Learn about reverse mortgages and me here

Explore your Social Security options here

Learn about tax deferral strategies here



Total Return or Income Protection? Optionality or Safety First? What is your Style?

Explore our Retirement Income Style Awareness Tool here

Please click on the badges below to see how each designation can help you!



FINRA CRD #5071335 - Securities Services provided by Equity Advisors, LLC - CRD #300031

NMLS # 338486 - NMLS Services provided by C2 Financial Corp - NMLS #135622
CA Real Estate Broker # 01055855 - Real Estate Services provided by Kerry Allen Worden

09/15/2026

"Well, just so you all know who are watching or listening, we'll do another and actually multiple episodes on Delaware statutory trusts with various sponsors who do those. I asked Sam that question because I wasn't sure if he was able to work directly with those sponsors or not. So, why don't we talk about the idea of agency lending and how it varies and how that's compared to somebody just going out to their local bank?" - Kerry Worden

https://open.spotify.com/episode/0kkuEOOTizFXAelzSyfwyA?si=2a21d4edb5ee4c50

09/11/2026

How can you grow right from 10 20, units to that 50 units? I'm sure we touch on it, but I can answer your questions. Agency banks, right? When you look at multiple different pool of lenders, essentially there's four core pool of lenders, right? You have the local banks, you have the national banks, and you have agencies, and you have the debt fund, right? - Sam Ha, CBRE

https://open.spotify.com/episode/0kkuEOOTizFXAelzSyfwyA?si=2a21d4edb5ee4c50

08/28/2026

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Address

4695 Chabot Drive #200
Pleasanton, CA
94588

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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