Todd Galde Mortgage

05/28/2026

Honored to be featured in USA Today discussing the evolving housing market and the growing demand for “buy before you sell” solutions for today’s homeowners.

As the market continues to shift, flexibility and strategic planning have become more important than ever for buyers and sellers alike. I’m grateful for the opportunity to contribute to this important conversation and share industry insights.

Read the full article here:
https://www.usatoday.com/story/money/personalfinance/real-estate/2026/05/28/buy-before-you-sell-housing-market-new-companies/90048428007/

It can be stressful, costly and time-consuming to buy a home if you already own one. New companies have created financial options to smooth the way.

05/26/2026

Thinking about buying your next investment property before selling your current one?

This Reverse 1031 Exchange Cheat Sheet explains how the process works, important timelines, common risks, and why many investors use this strategy in competitive markets.

View the guide here:
www.R1031x.com

Reverse Exchange Financing makes it possible to acquire your next property before selling your existing one, helping investors and homeowners take advantage of market opportunities while maintaining flexibility during a 1031 exchange.

05/22/2026

Understanding your finances isn’t just about numbers; it’s about creating more options and peace of mind in your everyday life 💡✨
The more informed you are, the easier it becomes to make decisions that truly support your goals.

Whether you’re thinking about homeownership now or somewhere down the road, having that foundation can make a big difference.

It’s all about feeling confident in the choices you’re making.

05/14/2026

BLOG OF THE WEEK:

Diversifying your real estate portfolio does not always mean starting over or giving up a large portion of your profits to taxes.

Many investors are using 1031 exchange strategies to transition into new markets, different property types, and stronger cash flow opportunities while deferring capital gains taxes.

Whether you are looking to reduce risk, expand into multiple states, or reposition your investments for long term growth, the right strategy can make a major difference.

Read our latest Blog of the Week to learn more:
https://www.r1031x.com/how-to-diversify-your-real-estate-portfolio

How to Diversify Your Real Estate Portfolio Without Triggering Capital Gains Tax Author: Todd Galde | Sr. Loan OfficerMay 14, 2026 You've built equity. Maybe it's a single-family rental that's appreciated significantly over the years, or a small commercial property you bought at the right time. Now....

05/12/2026

Read the full article to stay in the know 👇

https://medium.com//may-2026-mbs-highway-housing-index-a5f4ac739514?source=friends_link&sk=442337839a07382aef0dc943ceaba4e9

05/08/2026

There is nothing better than helping great people through important moments in life.

We are grateful for every client who places their trust in our team and allows us to be part of their journey.

Thank you for the kind words. It was truly an honor serving you and your amazing family. Blessings to you, my friend. We truly appreciate your trust and support over the years.

05/06/2026

BLOG OF THE WEEK:

In today’s market, timing can make all the difference.

This article highlights how a reverse 1031 exchange works and why many investors are using it to move strategically, defer capital gains taxes, and expand their portfolios.

The right strategy can open the door to better opportunities.

Read the full article:
https://www.r1031x.com/buy-first-sell-later

How buying your next investment property before selling your current one can protect your equity, expand your portfolio, and give you the upper hand in any market.

05/04/2026

Thank you so much for the incredible review, and I can’t tell you how awesome it is working with you and your brothers. It has truly been a joy working with Jordan and his family over the years.

Helping make the home purchase and refinance process feel smooth, clear, and well supported is always the goal. Staying on top of every detail and being available when questions come up is something we take seriously.

Wishing Jordan and your whole family all the best, and we truly appreciate your continued trust.

04/30/2026

Homeownership is continuing to evolve in 2026.

In today’s market, buyers are facing higher costs, tighter inventory, and new financial realities that are reshaping how people approach buying a home.

Understanding these trends can help you plan ahead and make more confident decisions.

Read the full article to stay informed:
https://www.realtor.com/research/homeownership-q1-2026/

04/28/2026

What if you could upgrade your real estate portfolio without selling first?

One Bay Area investor did exactly that by using a reverse 1031 exchange to acquire new properties before letting go of their existing ones. This approach allowed them to expand into multiple states, diversify their investments, and defer capital gains taxes all while maintaining control over timing.

In a competitive market, having the flexibility to buy first can open the door to stronger opportunities and smarter long term growth.

The right strategy can make all the difference.

Read the full story:
https://www.r1031x.com/how-one-bay-area-investor-leveled-up

How One Bay Area Investor Leveled Up From Single-Family Rentals to a Multi-State Portfolio — Before Selling a Single Property A Reverse 1031 Exchange success story: acquiring a Carolina strip mall and three new homes with zero capital gains exposure. Author: Todd Galde | Sr. Loan OfficerApril 24, ...