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Wesley Terrell, Loan Officer, NMLS #2490148

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Pleasanton, CA
Wesley Terrell, Loan Officer, NMLS #2490148

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Wesley Terrell, Loan Officer, NMLS #2490148, Loan service, C2F HQ: 12230 El Camino Real, Suite 100, Pleasanton, CA.

09/30/2026

What I do care about is getting you a home with a plan that makes sense for you.

09/28/2026

What you actually need to know about jumbo loans 🏡 Swipe through!

09/25/2026

Rates put on quite a show this week.
Monday and Tuesday brought a bit of relief as oil prices eased on Middle East headlines.
That calm didn't last. By midweek, stronger than expected economic data flipped the script, reviving fears of another Fed rate hike and pushing things back up fast.
If you're watching rates hoping for a clear signal, this week is proof there isn't one. Markets can turn on a single data point.
DM me and let's run your numbers. 📊

09/23/2026

Coffee table books every homeowner needs 📚 The simplest way to make your space more sophisticated and lived in!

09/21/2026

Self-employed? Recent credit event? Swipe to see how non-QM loans open the door to homeownership 🔑

09/18/2026

The Fed hiked rates this week for the first time since 2023. Here's why it barely moved the needle.

Monday opened with markets already bracing. The Fed's two-day meeting was on deck, and the 10-Year Treasury was knocking on the door of 5% — a level it hadn't touched since 2007. The market was pricing in an 88% chance of a hike, and sticky inflation plus a resilient jobs market gave the Fed little reason to hold.

Tuesday made history. The 10-Year crested 5.04%, breaking through the psychological threshold that traders had been watching all year. Manufacturing activity softened — the Empire State index dropped 13 points from August — but it wasn't enough to change the Fed's calculus.

Wednesday confirmed it. Oil hit $104 a barrel as Iran tensions kept pushing energy prices higher. Retail sales came in strong, up 1.2% month over month for August. Import prices beat expectations. The Fed hiked.

Then Thursday's relief evaporated by Friday. Yields climbed back toward 5% as investors refocused on what the hike actually means: the Fed isn't done fighting inflation, and oil prices aren't helping.

A rate hike, $104 oil, and yields at 19-year highs — that's the environment we're in. If you have a purchase in mind, getting locked and pre-approved now is one of the few things you can actually control.

DM me and let's run your numbers. 📊

09/16/2026

Want to buy a house? Here's what your money habits need to look like first 🏡 Save this post!

09/14/2026

The home loan benefit for veterans 🏡 Swipe to learn more!

09/11/2026

Rates hit new highs this week, and the data behind it wasn't pretty.

Tuesday opened with small business optimism already slipping — the NFIB index came in below the prior reading, with owners citing inflation as their top concern ahead of taxes and weak sales.

Wednesday escalated things fast. Oil crossed $100 a barrel after the U.S. attacked Iranian oil tankers in the Strait of Hormuz and Iran responded with missile launches on U.S. bases in Jordan. Energy prices feeding into inflation is exactly what the Fed doesn't want to see right now. Add in a jobs market that keeps running hotter than expected, and the odds of a 25-basis point hike at the September Fed meeting shifted to around 62%.

Wednesday's PPI data made it worse. Producer prices jumped to 5.4% year over year for August — above July's 4.8% and above the 5.3% forecast. Core PPI, which strips out food and energy, rose 4.6%. The 10-Year Treasury yield hit a new 52-week high on the news.

The Iran conflict isn't going away, and as long as oil stays elevated, inflation has a floor.

A rate hike this month is looking more likely than not. If you have a purchase in mind, getting locked in sooner rather than later is worth a real conversation. DM me and let's run your numbers. 📊

Address

C2F HQ: 12230 El Camino Real, Suite 100
Pleasanton, CA
92130

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.c2financialcorp.com/wterrell

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