Bridgepoint Funding

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Bridgepoint Funding Assisting Clients with FHA, Conventional, VA, Jumbo and non-QM Home Loans For 20+ Years

CA DRE #19 CA DRE #01294665
NMLS #339128

The owner and founder of Bridgepoint Funding, Mike Trejo, has over 20 years of experience in the Mortgage industry serving clients primarily throughout the San Francisco Bay Area. Mike started his career as a Loan Officer/Branch Manager and obtained his California Department of Real Estate Broker's License in 2006. He established his brokerage, Bridgepoint Funding, in 2007 and specializes in residential mortgages of all types. His experience and vast knowledge of loan guidelines is an asset to new buyers as well as those wishing to refinance. Mike has watched his volume grow over the last several years. He attributes this success to exceeding the expectations of clients and industry partners, resulting in repeat and referral business. He is personable and can articulate even the most difficult loans to all parties involved. Mike is a multi-year recipient of several Top Originator Awards. Top 100 Originators Nationwide by National Mortgage News Magazine
Top 1% Mortgage Originators in America by Mortgage Executive Magazine
Top Originator by Scotsman Guide
Top Originator by National Mortgage News
Top 250 Latino Mortgage Originators by NAHREP

A Bay Area Native, Mike lives in Pleasant Hill with his wife, Leta, and son, Mikey. He and Leta have 5 grown children who all reside in the Bay Area with their 10 grandchildren. Mike enjoys spending time outdoors; he loves fishing, hiking, and playing baseball.

05/14/2026

Yesterday was a BIG day of reflection.

It’s amazing to look back on the journey, the challenges, the growth, and the countless blessings along the way. Excited for what’s still ahead.

May 13, 2026, marks a meaningful milestone for our company: the 20th anniversary of Bridgepoint Funding.When we reflect ...
05/13/2026

May 13, 2026, marks a meaningful milestone for our company: the 20th anniversary of Bridgepoint Funding.

When we reflect on two decades in this industry, what stands out most isn't the transactions or the numbers — it's the relationships. The clients who came to us at critical moments. The partners who believed in our vision. The team members who gave their best every single day.

Bridgepoint Funding was built on a foundation of integrity, expertise, and a genuine commitment to helping our clients succeed. That foundation has never changed, and it never will.

As we mark this anniversary, we are deeply grateful for the trust you've placed in us over the years. It is not something we take lightly.

We look forward to continuing to earn that trust — and to serving you for many years to come.

Thank you for being part of our story. Here's to the next 20 years. 🍾🏠🤗

So grateful for you every single day. One of my greatest blessings. Happy Birthday, Mama!  ❤️❤️❤️
01/13/2026

So grateful for you every single day. One of my greatest blessings. Happy Birthday, Mama! ❤️❤️❤️

12/17/2025

Debt-to-income ratios can feel confusing. At its core, it’s simply your verifiable income divided by your total monthly expenses.
It’s important to note that not all monthly expenses are included in this calculation. Want to know what counts—and what doesn’t? Send me a message today.













Student loans can feel overwhelming but they don’t have to stop you from buying a home! Check out our latest blog to see...
11/06/2025

Student loans can feel overwhelming but they don’t have to stop you from buying a home! Check out our latest blog to see how student loans are treated by lenders, what counts toward your debt-to-income ratio, and strategies that can boost your approval odds. It's a hot topic and one worth educating yourself on!

Learn how student loan debt affects mortgage qualification — and how to plan, prepare, and position yourself for approval.

Address

3478 Buskirk Avenue, Suite #1000
Pleasant Hill, CA
94523

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

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